Cost to Own
United States › Rankings Counties ranked 100 Data vintage ACS 2023 5-Year

Ranked from ACS 2023 5-Year

Lowest Price-to-Rent Ratios in America

Price-to-rent is the median home value divided by a year of median gross rent, so a ratio of 12 means the house costs about twelve years of rent. Low ratios are where buying is cheapest against the local alternative. It is the one comparison on this site that assumes nothing about mortgage rates, down payment or how long you stay, which is why it travels well between counties. Both figures are Census five-year estimates for the same period, and rent here includes the utilities a tenant pays.

Where does yours land? Every county in America is somewhere on this scale, including the one you live in.

Top 100

#CountyState Price-to-rentMedian homeMedian rent
1 Willacy County TX 5.8 yrs$60,800$868
2 McDowell County WV 6.0 yrs$49,200$686
3 Esmeralda County NV 6.5 yrs$102,500$1,319
4 Cochran County TX 6.5 yrs$57,700$738
5 Chattahoochee County GA 6.7 yrs$99,800$1,235
6 Oglala Lakota County SD 6.7 yrs$45,600$563
7 Todd County SD 7.0 yrs$45,200$537
8 Lamb County TX 7.1 yrs$76,600$900
9 Mellette County SD 7.1 yrs$63,000$737
10 Dickens County TX 7.2 yrs$65,000$753
11 Hudspeth County TX 7.2 yrs$57,400$664
12 Culberson County TX 7.3 yrs$84,500$971
13 Kusilvak Census Area AK 7.3 yrs$72,700$832
14 Stonewall County TX 7.4 yrs$54,700$620
15 Chautauqua County KS 7.4 yrs$63,300$713
16 McKinley County NM 7.4 yrs$72,100$810
17 Comanche County KS 7.4 yrs$59,900$672
18 Allendale County SC 7.4 yrs$61,600$691
19 Stewart County GA 7.5 yrs$53,000$588
20 Grant County OK 7.7 yrs$79,500$856
21 Stanton County KS 7.7 yrs$64,200$691
22 Newton County TX 7.9 yrs$83,100$877
23 Wibaux County MT 8.0 yrs$92,300$964
24 Edwards County KS 8.0 yrs$70,500$732
25 Hyde County NC 8.1 yrs$119,600$1,237
26 Covington city VA 8.1 yrs$80,200$822
27 Wheeler County TX 8.2 yrs$97,600$995
28 Yukon-Koyukuk Census Area AK 8.2 yrs$87,800$893
29 Jones County TX 8.2 yrs$92,700$938
30 Garza County TX 8.3 yrs$79,300$797
31 Sumter County AL 8.3 yrs$84,100$841
32 Bee County TX 8.3 yrs$102,800$1,028
33 Phillips County AR 8.4 yrs$76,200$756
34 Knox County TX 8.4 yrs$66,800$661
35 Scott County MS 8.4 yrs$89,900$888
36 Clark County KS 8.5 yrs$78,400$771
37 Nevada County AR 8.5 yrs$85,700$841
38 Knott County KY 8.5 yrs$74,600$731
39 Tillman County OK 8.5 yrs$71,900$704
40 Taliaferro County GA 8.5 yrs$73,100$715
41 Hodgeman County KS 8.6 yrs$92,700$900
42 Dawson County TX 8.7 yrs$90,800$873
43 Castro County TX 8.7 yrs$94,900$910
44 Lafayette County AR 8.7 yrs$74,600$711
45 Jewell County KS 8.8 yrs$62,100$591
46 Quitman County MS 8.8 yrs$68,600$650
47 Dewey County SD 8.8 yrs$75,400$714
48 Apache County AZ 8.8 yrs$68,500$647
49 Wyoming County WV 8.9 yrs$78,400$737
50 Dimmit County TX 8.9 yrs$80,300$753
51 Brown County NE 9.0 yrs$100,200$932
52 Letcher County KY 9.0 yrs$70,500$651
53 Marlboro County SC 9.1 yrs$74,500$686
54 Alexander County IL 9.1 yrs$58,700$540
55 Gilmer County WV 9.1 yrs$83,300$764
56 Quay County NM 9.1 yrs$82,200$752
57 Crowley County CO 9.1 yrs$106,700$976
58 Frio County TX 9.1 yrs$110,100$1,006
59 Edwards County TX 9.1 yrs$78,300$714
60 Boone County WV 9.1 yrs$90,300$823
61 St. Francis County AR 9.2 yrs$87,700$791
62 Hardeman County TX 9.3 yrs$76,500$688
63 Harper County KS 9.3 yrs$77,300$693
64 Haskell County TX 9.3 yrs$92,000$824
65 Gray County TX 9.3 yrs$100,400$898
66 Motley County TX 9.3 yrs$81,100$725
67 Wayne County MS 9.3 yrs$88,000$786
68 Refugio County TX 9.3 yrs$94,400$842
69 Harlan County KY 9.4 yrs$73,100$651
70 San Augustine County TX 9.4 yrs$83,500$741
71 Decatur County KS 9.4 yrs$78,500$695
72 Robeson County NC 9.4 yrs$88,600$784
73 Rush County KS 9.4 yrs$79,300$700
74 Nolan County TX 9.5 yrs$98,300$866
75 Webster County WV 9.5 yrs$78,000$687
76 Lewis County KY 9.5 yrs$86,100$757
77 Franklin County IL 9.5 yrs$87,700$771
78 Breathitt County KY 9.5 yrs$61,800$543
79 East Carroll Parish LA 9.5 yrs$87,400$767
80 Furnas County NE 9.5 yrs$91,800$805
81 Elk County KS 9.5 yrs$60,900$534
82 Perry County KY 9.5 yrs$90,700$795
83 Taylor County FL 9.5 yrs$100,200$878
84 Harmon County OK 9.5 yrs$75,700$663
85 Appling County GA 9.5 yrs$81,400$711
86 Wilbarger County TX 9.6 yrs$98,800$862
87 Kinney County TX 9.6 yrs$88,500$771
88 Reeves County TX 9.6 yrs$113,700$988
89 Concho County TX 9.6 yrs$105,800$919
90 Warren County GA 9.6 yrs$78,000$676
91 Vermilion County IL 9.7 yrs$92,900$802
92 Runnels County TX 9.7 yrs$103,700$894
93 Greene County MS 9.7 yrs$94,200$811
94 Bertie County NC 9.7 yrs$95,800$824
95 Greenwood County KS 9.7 yrs$82,600$710
96 Wilcox County GA 9.7 yrs$71,200$612
97 Duval County TX 9.8 yrs$86,400$737
98 Deuel County NE 9.8 yrs$97,200$827
99 Lawrence County IL 9.8 yrs$95,500$810
100 Martinsville city VA 9.8 yrs$92,500$784

Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.

Lowest Price-to-Rent Ratios by state

The same ranking within a single state.

Other rankings

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