Cost to Own

3,133 counties · 15,451 cities · ACS 2023 5-Year

What a home actually costs to own, everywhere in America

Mortgage calculators show principal and interest, then stop. Property tax, insurance, electricity, water and maintenance add 30 to 50% on top, and they vary enormously by where you buy. This site puts the honest number next to the quoted one, built from Census, EIA, NOAA, FEMA and Freddie Mac data. Every figure cited, every assumption editable.

Highest property taxes in America

See the full ranking, or every county in your state

Lowest property taxes in America

Full ranking

The largest counties

Put two counties head to head

Thinking about a move? Compare any two counties line by line, same home price, every cost that changes, and the difference on each one.

Browse by state

All 50 states and the District of Columbia