Cost to Own
United States › Rankings › New Jersey Counties ranked 21 Data vintage ACS 2023 5-Year

Ranked from ACS 2023 5-Year

Lowest Price-to-Rent Ratios in New Jersey

Price-to-rent is the median home value divided by a year of median gross rent, so a ratio of 12 means the house costs about twelve years of rent. Low ratios are where buying is cheapest against the local alternative. It is the one comparison on this site that assumes nothing about mortgage rates, down payment or how long you stay, which is why it travels well between counties. Both figures are Census five-year estimates for the same period, and rent here includes the utilities a tenant pays.

Where does yours land? Every county in America is somewhere on this scale, including the one you live in.

New Jersey ranked

#County Price-to-rentMedian homeMedian rent
1 Cumberland County 13.7 yrs$205,600$1,254
2 Salem County 15.7 yrs$223,000$1,185
3 Gloucester County 16.0 yrs$283,500$1,480
4 Camden County 16.2 yrs$262,200$1,346
5 Burlington County 16.3 yrs$326,700$1,669
6 Atlantic County 17.2 yrs$272,700$1,325
7 Ocean County 17.9 yrs$366,600$1,702
8 Sussex County 19.0 yrs$342,800$1,503
9 Mercer County 19.3 yrs$351,000$1,515
10 Warren County 19.7 yrs$323,100$1,368
11 Middlesex County 20.2 yrs$439,300$1,810
12 Somerset County 22.7 yrs$523,900$1,921
13 Hudson County 23.4 yrs$508,600$1,811
14 Passaic County 23.6 yrs$439,400$1,553
15 Hunterdon County 24.4 yrs$498,800$1,707
16 Cape May County 24.5 yrs$395,000$1,345
17 Union County 24.5 yrs$488,800$1,664
18 Morris County 25.0 yrs$557,000$1,860
19 Bergen County 26.5 yrs$593,200$1,863
20 Monmouth County 26.7 yrs$566,500$1,771
21 Essex County 28.2 yrs$494,400$1,459

Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.

Nationwide

Lowest Price-to-Rent Ratios across all 3,133 US counties · Every county in New Jersey

Other rankings

All 31 rankings