Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in Minnesota
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
Minnesota ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Carver County | $3,321 | $426,900 | 1.026% |
| 2 | Washington County | $3,124 | $400,900 | 1.001% |
| 3 | Scott County | $3,092 | $393,500 | 1.066% |
| 4 | Hennepin County | $2,995 | $376,500 | 1.152% |
| 5 | Dakota County | $2,842 | $362,100 | 0.997% |
| 6 | Wright County | $2,630 | $332,800 | 0.997% |
| 7 | Sherburne County | $2,628 | $332,700 | 0.995% |
| 8 | Chisago County | $2,619 | $326,600 | 1.123% |
| 9 | Anoka County | $2,566 | $325,800 | 0.951% |
| 10 | Ramsey County | $2,488 | $304,900 | 1.235% |
| 11 | Olmsted County | $2,448 | $304,500 | 1.088% |
| 12 | Rice County | $2,375 | $298,500 | 0.971% |
| 13 | Le Sueur County | $2,324 | $287,700 | 1.084% |
| 14 | Douglas County | $2,300 | $291,700 | 0.863% |
| 15 | Cook County | $2,298 | $294,000 | 0.790% |
| 16 | Isanti County | $2,281 | $283,200 | 1.042% |
| 17 | Goodhue County | $2,186 | $269,400 | 1.064% |
| 18 | Dodge County | $2,177 | $267,500 | 1.085% |
| 19 | Crow Wing County | $2,159 | $274,400 | 0.788% |
| 20 | Nicollet County | $2,118 | $258,500 | 1.117% |
| 21 | Clay County | $2,099 | $256,000 | 1.115% |
| 22 | Becker County | $2,093 | $266,900 | 0.731% |
| 23 | Stearns County | $2,082 | $256,500 | 1.020% |
| 24 | Blue Earth County | $2,048 | $252,800 | 0.984% |
| 25 | Hubbard County | $2,034 | $255,900 | 0.816% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in Minnesota