Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home Outright in Minnesota
The counties where a paid-off house still costs the most to keep. For retirees on a fixed income this figure matters more than the purchase price, because it never goes away and it rises with assessments.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Minnesota ranked
| # | County | Monthly if paid off | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Carver County | $1,098 | $426,900 | 1.026% |
| 2 | Scott County | $1,041 | $393,500 | 1.066% |
| 3 | Washington County | $1,035 | $400,900 | 1.001% |
| 4 | Hennepin County | $1,031 | $376,500 | 1.152% |
| 5 | Dakota County | $952 | $362,100 | 0.997% |
| 6 | Chisago County | $912 | $326,600 | 1.123% |
| 7 | Ramsey County | $892 | $304,900 | 1.235% |
| 8 | Wright County | $891 | $332,800 | 0.997% |
| 9 | Sherburne County | $890 | $332,700 | 0.995% |
| 10 | Anoka County | $863 | $325,800 | 0.951% |
| 11 | Olmsted County | $854 | $304,500 | 1.088% |
| 12 | Le Sueur County | $817 | $287,700 | 1.084% |
| 13 | Rice County | $812 | $298,500 | 0.971% |
| 14 | Isanti County | $797 | $283,200 | 1.042% |
| 15 | Dodge County | $773 | $267,500 | 1.085% |
| 16 | Goodhue County | $773 | $269,400 | 1.064% |
| 17 | Douglas County | $772 | $291,700 | 0.863% |
| 18 | Nicollet County | $761 | $258,500 | 1.117% |
| 19 | Cook County | $758 | $294,000 | 0.790% |
| 20 | Clay County | $755 | $256,000 | 1.115% |
| 21 | Stearns County | $735 | $256,500 | 1.020% |
| 22 | Wabasha County | $727 | $245,800 | 1.088% |
| 23 | Steele County | $724 | $234,200 | 1.206% |
| 24 | Crow Wing County | $720 | $274,400 | 0.788% |
| 25 | Blue Earth County | $720 | $252,800 | 0.984% |
| 26 | Benton County | $717 | $247,100 | 1.025% |
| 27 | McLeod County | $714 | $233,400 | 1.160% |
| 28 | Carlton County | $712 | $232,000 | 1.169% |
| 29 | Mille Lacs County | $700 | $237,500 | 1.042% |
| 30 | Houston County | $698 | $226,300 | 1.163% |
| 31 | Becker County | $693 | $266,900 | 0.731% |
| 32 | Hubbard County | $691 | $255,900 | 0.816% |
| 33 | Kanabec County | $678 | $221,100 | 1.114% |
| 34 | Otter Tail County | $676 | $252,500 | 0.779% |
| 35 | Kandiyohi County | $675 | $230,500 | 0.994% |
| 36 | Waseca County | $674 | $213,200 | 1.190% |
| 37 | Morrison County | $672 | $237,000 | 0.909% |
| 38 | Meeker County | $662 | $228,900 | 0.943% |
| 39 | Sibley County | $662 | $215,000 | 1.100% |
| 40 | Pope County | $660 | $242,800 | 0.789% |
| 41 | Beltrami County | $659 | $222,300 | 0.996% |
| 42 | Cass County | $651 | $262,300 | 0.576% |
| 43 | Winona County | $650 | $222,900 | 0.942% |
| 44 | Pine County | $643 | $225,600 | 0.875% |
| 45 | Polk County | $636 | $211,100 | 0.999% |
| 46 | St. Louis County | $635 | $208,500 | 1.027% |
| 47 | Pennington County | $623 | $188,900 | 1.218% |
| 48 | Itasca County | $615 | $212,000 | 0.873% |
| 49 | Lake County | $614 | $222,900 | 0.751% |
| 50 | Fillmore County | $612 | $204,000 | 0.947% |
| 51 | Lyon County | $605 | $193,100 | 1.047% |
| 52 | Aitkin County | $602 | $235,100 | 0.573% |
| 53 | Lake of the Woods County | $591 | $215,000 | 0.707% |
| 54 | Todd County | $587 | $188,400 | 0.995% |
| 55 | Brown County | $580 | $181,700 | 1.040% |
| 56 | Rock County | $569 | $201,600 | 0.720% |
| 57 | Mower County | $562 | $172,000 | 1.058% |
| 58 | Nobles County | $559 | $179,200 | 0.934% |
| 59 | Grant County | $558 | $178,600 | 0.939% |
| 60 | Wadena County | $556 | $170,500 | 1.040% |
| 61 | Roseau County | $554 | $177,100 | 0.928% |
| 62 | Freeborn County | $547 | $164,900 | 1.061% |
| 63 | Stevens County | $543 | $180,800 | 0.807% |
| 64 | Murray County | $534 | $179,400 | 0.765% |
| 65 | Cottonwood County | $532 | $154,000 | 1.128% |
| 66 | Clearwater County | $525 | $177,100 | 0.732% |
| 67 | Martin County | $522 | $158,800 | 0.974% |
| 68 | Wilkin County | $520 | $172,300 | 0.760% |
| 69 | Red Lake County | $517 | $157,200 | 0.959% |
| 70 | Watonwan County | $514 | $151,600 | 1.027% |
| 71 | Renville County | $513 | $151,900 | 1.016% |
| 72 | Chippewa County | $510 | $149,000 | 1.041% |
| 73 | Yellow Medicine County | $509 | $148,200 | 1.043% |
| 74 | Lincoln County | $508 | $152,200 | 0.971% |
| 75 | Redwood County | $503 | $150,400 | 0.960% |
| 76 | Mahnomen County | $497 | $146,500 | 0.974% |
| 77 | Marshall County | $492 | $153,300 | 0.829% |
| 78 | Lac qui Parle County | $487 | $143,400 | 0.948% |
| 79 | Jackson County | $487 | $145,400 | 0.914% |
| 80 | Swift County | $484 | $147,100 | 0.855% |
| 81 | Norman County | $476 | $135,700 | 0.988% |
| 82 | Koochiching County | $470 | $143,700 | 0.799% |
| 83 | Kittson County | $465 | $134,400 | 0.916% |
| 84 | Big Stone County | $462 | $135,700 | 0.861% |
| 85 | Faribault County | $450 | $120,200 | 1.051% |
| 86 | Pipestone County | $449 | $126,700 | 0.911% |
| 87 | Traverse County | $421 | $110,100 | 0.972% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home Outright across all 3,133 US counties · Every county in Minnesota