Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in Minnesota
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Minnesota ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Traverse County | $1,009 | $110,100 | 0.972% |
| 2 | Faribault County | $1,092 | $120,200 | 1.051% |
| 3 | Pipestone County | $1,125 | $126,700 | 0.911% |
| 4 | Kittson County | $1,183 | $134,400 | 0.916% |
| 5 | Big Stone County | $1,186 | $135,700 | 0.861% |
| 6 | Norman County | $1,200 | $135,700 | 0.988% |
| 7 | Koochiching County | $1,237 | $143,700 | 0.799% |
| 8 | Lac qui Parle County | $1,253 | $143,400 | 0.948% |
| 9 | Jackson County | $1,264 | $145,400 | 0.914% |
| 10 | Swift County | $1,269 | $147,100 | 0.855% |
| 11 | Mahnomen County | $1,279 | $146,500 | 0.974% |
| 12 | Yellow Medicine County | $1,300 | $148,200 | 1.043% |
| 13 | Chippewa County | $1,306 | $149,000 | 1.041% |
| 14 | Redwood County | $1,306 | $150,400 | 0.960% |
| 15 | Marshall County | $1,311 | $153,300 | 0.829% |
| 16 | Lincoln County | $1,321 | $152,200 | 0.971% |
| 17 | Watonwan County | $1,323 | $151,600 | 1.027% |
| 18 | Renville County | $1,324 | $151,900 | 1.016% |
| 19 | Cottonwood County | $1,354 | $154,000 | 1.128% |
| 20 | Red Lake County | $1,356 | $157,200 | 0.959% |
| 21 | Martin County | $1,370 | $158,800 | 0.974% |
| 22 | Freeborn County | $1,427 | $164,900 | 1.061% |
| 23 | Wilkin County | $1,440 | $172,300 | 0.760% |
| 24 | Wadena County | $1,466 | $170,500 | 1.040% |
| 25 | Clearwater County | $1,470 | $177,100 | 0.732% |
| 26 | Mower County | $1,480 | $172,000 | 1.058% |
| 27 | Murray County | $1,492 | $179,400 | 0.765% |
| 28 | Roseau County | $1,499 | $177,100 | 0.928% |
| 29 | Stevens County | $1,508 | $180,800 | 0.807% |
| 30 | Grant County | $1,512 | $178,600 | 0.939% |
| 31 | Nobles County | $1,516 | $179,200 | 0.934% |
| 32 | Brown County | $1,550 | $181,700 | 1.040% |
| 33 | Todd County | $1,593 | $188,400 | 0.995% |
| 34 | Pennington County | $1,632 | $188,900 | 1.218% |
| 35 | Lyon County | $1,636 | $193,100 | 1.047% |
| 36 | Rock County | $1,645 | $201,600 | 0.720% |
| 37 | Fillmore County | $1,701 | $204,000 | 0.947% |
| 38 | Lake of the Woods County | $1,739 | $215,000 | 0.707% |
| 39 | Itasca County | $1,747 | $212,000 | 0.873% |
| 40 | St. Louis County | $1,748 | $208,500 | 1.027% |
| 41 | Polk County | $1,763 | $211,100 | 0.999% |
| 42 | Lake County | $1,804 | $222,900 | 0.751% |
| 43 | Sibley County | $1,810 | $215,000 | 1.100% |
| 44 | Waseca County | $1,812 | $213,200 | 1.190% |
| 45 | Winona County | $1,840 | $222,900 | 0.942% |
| 46 | Beltrami County | $1,845 | $222,300 | 0.996% |
| 47 | Pine County | $1,847 | $225,600 | 0.875% |
| 48 | Aitkin County | $1,858 | $235,100 | 0.573% |
| 49 | Kanabec County | $1,858 | $221,100 | 1.114% |
| 50 | Meeker County | $1,884 | $228,900 | 0.943% |
| 51 | Kandiyohi County | $1,906 | $230,500 | 0.994% |
| 52 | Houston County | $1,907 | $226,300 | 1.163% |
| 53 | Morrison County | $1,937 | $237,000 | 0.909% |
| 54 | Carlton County | $1,951 | $232,000 | 1.169% |
| 55 | Pope County | $1,956 | $242,800 | 0.789% |
| 56 | McLeod County | $1,960 | $233,400 | 1.160% |
| 57 | Mille Lacs County | $1,967 | $237,500 | 1.042% |
| 58 | Steele County | $1,975 | $234,200 | 1.206% |
| 59 | Otter Tail County | $2,024 | $252,500 | 0.779% |
| 60 | Benton County | $2,036 | $247,100 | 1.025% |
| 61 | Wabasha County | $2,039 | $245,800 | 1.088% |
| 62 | Cass County | $2,051 | $262,300 | 0.576% |
| 63 | Hubbard County | $2,057 | $255,900 | 0.816% |
| 64 | Blue Earth County | $2,070 | $252,800 | 0.984% |
| 65 | Stearns County | $2,105 | $256,500 | 1.020% |
| 66 | Becker County | $2,118 | $266,900 | 0.731% |
| 67 | Clay County | $2,121 | $256,000 | 1.115% |
| 68 | Nicollet County | $2,141 | $258,500 | 1.117% |
| 69 | Crow Wing County | $2,185 | $274,400 | 0.788% |
| 70 | Dodge County | $2,201 | $267,500 | 1.085% |
| 71 | Goodhue County | $2,211 | $269,400 | 1.064% |
| 72 | Isanti County | $2,309 | $283,200 | 1.042% |
| 73 | Cook County | $2,328 | $294,000 | 0.790% |
| 74 | Douglas County | $2,329 | $291,700 | 0.863% |
| 75 | Le Sueur County | $2,353 | $287,700 | 1.084% |
| 76 | Rice County | $2,406 | $298,500 | 0.971% |
| 77 | Olmsted County | $2,480 | $304,500 | 1.088% |
| 78 | Ramsey County | $2,520 | $304,900 | 1.235% |
| 79 | Anoka County | $2,603 | $325,800 | 0.951% |
| 80 | Chisago County | $2,655 | $326,600 | 1.123% |
| 81 | Sherburne County | $2,666 | $332,700 | 0.995% |
| 82 | Wright County | $2,667 | $332,800 | 0.997% |
| 83 | Dakota County | $2,885 | $362,100 | 0.997% |
| 84 | Hennepin County | $3,041 | $376,500 | 1.152% |
| 85 | Scott County | $3,141 | $393,500 | 1.066% |
| 86 | Washington County | $3,175 | $400,900 | 1.001% |
| 87 | Carver County | $3,377 | $426,900 | 1.026% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in Minnesota