Cost to Own
United States › Rankings › Texas Counties ranked 245 Data vintage ACS 2023 5-Year

Ranked from ACS 2023 5-Year

Counties Where Renting Costs Far Less Than Owning in Texas

The widest gaps between median rent and the full monthly cost of owning the median home. A large gap does not automatically mean renting is the better decision, because rent buys no equity and is not fixed for thirty years, but it does show where the market prices ownership at a steep premium.

Where does yours land? Every county in America is somewhere on this scale, including the one you live in.

Texas ranked

#County Monthly saved by rentingMedian rentMonthly to own
1 Travis County $2,529$1,669$4,198
2 Kendall County $2,504$1,576$4,080
3 Blanco County $2,374$920$3,294
4 Gillespie County $2,232$1,331$3,563
5 Collin County $2,128$1,792$3,920
6 Williamson County $1,945$1,720$3,665
7 Denton County $1,935$1,642$3,577
8 Comal County $1,909$1,460$3,369
9 Hays County $1,898$1,417$3,315
10 Llano County $1,665$995$2,660
11 Parker County $1,565$1,440$3,005
12 Mason County $1,554$751$2,305
13 Rockwall County $1,509$1,899$3,408
14 Fort Bend County $1,446$1,770$3,216
15 Wilson County $1,440$1,069$2,509
16 Fayette County $1,413$909$2,322
17 Montgomery County $1,377$1,471$2,848
18 Brazos County $1,375$1,160$2,535
19 Kerr County $1,371$1,079$2,450
20 Waller County $1,358$1,210$2,568
21 Burnet County $1,331$1,324$2,655
22 Austin County $1,271$1,111$2,382
23 Ellis County $1,260$1,449$2,709
24 Washington County $1,256$1,091$2,347
25 Somervell County $1,252$927$2,179
26 Kaufman County $1,241$1,408$2,649
27 Tarrant County $1,239$1,447$2,686
28 Galveston County $1,182$1,360$2,542
29 Wise County $1,172$1,239$2,411
30 Brewster County $1,170$768$1,938
31 Midland County $1,169$1,383$2,552
32 Shackelford County $1,156$485$1,641
33 Bandera County $1,147$998$2,145
34 Lampasas County $1,143$961$2,104
35 Brazoria County $1,126$1,410$2,536
36 Guadalupe County $1,113$1,439$2,552
37 Lee County $1,083$1,050$2,133
38 Bastrop County $1,081$1,342$2,423
39 Erath County $1,066$1,134$2,200
40 Dallas County $1,061$1,469$2,530
41 Lavaca County $1,049$879$1,928
42 Mills County $1,044$713$1,757
43 Hood County $1,020$1,414$2,434
44 Grimes County $1,012$985$1,997
45 Rains County $1,011$895$1,906
46 Aransas County $1,008$1,052$2,060
47 Harris County $1,001$1,349$2,350
48 Bexar County $989$1,290$2,279
49 Randall County $977$1,119$2,096
50 Hemphill County $973$946$1,919
51 Chambers County $949$1,548$2,497
52 Gaines County $947$788$1,735
53 Goliad County $925$724$1,649
54 Cooke County $922$1,088$2,010
55 Franklin County $913$948$1,861
56 McLennan County $913$1,106$2,019
57 Johnson County $910$1,343$2,253
58 Fannin County $903$994$1,897
59 Medina County $895$1,091$1,986
60 Hartley County $893$1,023$1,916
61 Wood County $876$851$1,727
62 Grayson County $870$1,178$2,048
63 Walker County $869$986$1,855
64 Bell County $869$1,168$2,037
65 Archer County $867$766$1,633
66 Roberts County $829$769$1,598
67 Kimble County $811$795$1,606
68 Caldwell County $810$1,145$1,955
69 Presidio County $801$445$1,246
70 Smith County $783$1,197$1,980
71 Robertson County $781$773$1,554
72 Van Zandt County $779$1,010$1,789
73 Leon County $768$798$1,566
74 Webb County $744$997$1,741
75 Colorado County $742$1,002$1,744
76 Wharton County $734$986$1,720
77 Lubbock County $732$1,134$1,866
78 Bosque County $732$926$1,658
79 Montague County $729$957$1,686
80 Hunt County $727$1,184$1,911
81 Armstrong County $724$1,010$1,734
82 Henderson County $715$978$1,693
83 Yoakum County $711$931$1,642
84 Reagan County $707$806$1,513
85 Camp County $703$774$1,477
86 Clay County $702$825$1,527
87 Hardin County $698$1,011$1,709
88 Hopkins County $697$1,038$1,735
89 Young County $690$849$1,539
90 Victoria County $686$1,151$1,837
91 Lamar County $683$897$1,580
92 Burleson County $673$909$1,582
93 Maverick County $664$789$1,453
94 Freestone County $664$844$1,508
95 Titus County $662$817$1,479
96 Jack County $657$968$1,625
97 Taylor County $654$1,111$1,765
98 Gonzales County $653$837$1,490
99 Crockett County $653$585$1,238
100 San Jacinto County $649$1,018$1,667
101 Jeff Davis County $637$1,314$1,951
102 Harrison County $634$977$1,611
103 El Paso County $631$1,045$1,676
104 Gregg County $629$1,072$1,701
105 Nueces County $621$1,224$1,845
106 Cherokee County $619$880$1,499
107 Limestone County $615$835$1,450
108 Tom Green County $603$1,125$1,728
109 Milam County $597$948$1,545
110 Hill County $595$929$1,524
111 Sutton County $594$770$1,364
112 San Saba County $589$894$1,483
113 Jackson County $584$1,011$1,595
114 Madison County $572$832$1,404
115 Upshur County $572$1,015$1,587
116 Anderson County $562$1,006$1,568
117 Hansford County $555$770$1,325
118 Bowie County $553$966$1,519
119 DeWitt County $549$955$1,504
120 Houston County $548$873$1,421
121 Coryell County $543$1,120$1,663
122 Palo Pinto County $540$1,024$1,564
123 Panola County $539$810$1,349
124 Comanche County $534$823$1,357
125 Delta County $527$857$1,384
126 Schleicher County $525$627$1,152
127 Rusk County $525$997$1,522
128 Brown County $523$887$1,410
129 Matagorda County $522$998$1,520
130 Nacogdoches County $522$923$1,445
131 Liberty County $520$1,038$1,558
132 Sabine County $515$738$1,253
133 Orange County $510$1,018$1,528
134 Val Verde County $507$956$1,463
135 Atascosa County $494$997$1,491
136 Mitchell County $487$481$968
137 Callahan County $483$881$1,364
138 Collingsworth County $479$619$1,098
139 Navarro County $472$1,039$1,511
140 San Patricio County $465$1,239$1,704
141 Kleberg County $465$1,022$1,487
142 Jefferson County $463$1,079$1,542
143 Ector County $463$1,284$1,747
144 Lipscomb County $458$807$1,265
145 Cass County $452$821$1,273
146 Uvalde County $451$966$1,417
147 Wichita County $446$972$1,418
148 Moore County $445$894$1,339
149 Coke County $438$687$1,125
150 Floyd County $436$587$1,023
151 Ochiltree County $435$905$1,340
152 Carson County $429$933$1,362
153 Jim Hogg County $428$820$1,248
154 Sherman County $423$881$1,304
155 Jasper County $421$790$1,211
156 Polk County $418$1,009$1,427
157 Karnes County $418$872$1,290
158 Howard County $413$993$1,406
159 Hamilton County $408$847$1,255
160 Brooks County $407$487$894
161 Zavala County $405$544$949
162 Lynn County $392$933$1,325
163 Eastland County $392$803$1,195
164 Sterling County $381$968$1,349
165 Upton County $379$689$1,068
166 Irion County $378$1,028$1,406
167 Andrews County $372$1,364$1,736
168 Live Oak County $370$949$1,319
169 Pecos County $369$973$1,342
170 Angelina County $366$1,056$1,422
171 Red River County $364$902$1,266
172 Zapata County $356$569$925
173 Tyler County $356$951$1,307
174 Throckmorton County $350$548$898
175 Hidalgo County $347$925$1,272
176 Potter County $344$989$1,333
177 Cottle County $341$323$664
178 Bailey County $339$744$1,083
179 Hockley County $338$813$1,151
180 Terry County $326$813$1,139
181 Cameron County $325$899$1,224
182 Ward County $321$939$1,260
183 Calhoun County $321$1,121$1,442
184 Stephens County $311$802$1,113
185 Crane County $309$883$1,192
186 Dallam County $300$1,074$1,374
187 Menard County $297$810$1,107
188 Martin County $295$1,175$1,470
189 Hale County $292$798$1,090
190 Baylor County $292$685$977
191 Morris County $279$824$1,103
192 Falls County $279$747$1,026
193 Trinity County $273$823$1,096
194 Shelby County $269$832$1,101
195 Winkler County $266$900$1,166
196 Parmer County $263$1,015$1,278
197 Oldham County $263$1,125$1,388
198 Hall County $261$610$871
199 Donley County $259$686$945
200 Coleman County $255$714$969
201 Fisher County $254$629$883
202 Swisher County $252$729$981
203 Starr County $252$715$967
204 Deaf Smith County $248$919$1,167
205 McCulloch County $237$838$1,075
206 Childress County $236$934$1,170
207 Crosby County $233$637$870
208 Scurry County $233$913$1,146
209 Foard County $223$577$800
210 Marion County $216$854$1,070
211 Hutchinson County $215$852$1,067
212 Kent County $213$856$1,069
213 Briscoe County $191$692$883
214 Runnels County $183$894$1,077
215 Jim Wells County $182$885$1,067
216 Kinney County $180$771$951
217 Concho County $179$919$1,098
218 Wilbarger County $177$862$1,039
219 Duval County $173$737$910
220 Nolan County $172$866$1,038
221 Refugio County $156$842$998
222 Hardeman County $152$688$840
223 Gray County $150$898$1,048
224 Motley County $145$725$870
225 Reeves County $143$988$1,131
226 Knox County $141$661$802
227 Frio County $134$1,006$1,140
228 Haskell County $132$824$956
229 Edwards County $132$714$846
230 San Augustine County $128$741$869
231 Dawson County $120$873$993
232 Dimmit County $114$753$867
233 Garza County $97$797$894
234 Castro County $69$910$979
235 Stonewall County $58$620$678
236 Jones County $56$938$994
237 Bee County $38$1,028$1,066
238 Wheeler County $32$995$1,027
239 Hudspeth County $27$664$691
240 Dickens County $7$753$760
241 Newton County $4$877$881
242 Cochran County $-45$738$693
243 Lamb County $-58$900$842
244 Culberson County $-91$971$880
245 Willacy County $-113$868$755

Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.

Nationwide

Counties Where Renting Costs Far Less Than Owning across all 3,133 US counties · Every county in Texas

Other rankings

All 31 rankings