Ranked from ACS 2023 5-Year
Counties Where Renting Costs Far Less Than Owning in Kentucky
The widest gaps between median rent and the full monthly cost of owning the median home. A large gap does not automatically mean renting is the better decision, because rent buys no equity and is not fixed for thirty years, but it does show where the market prices ownership at a steep premium.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Kentucky ranked
| # | County | Monthly saved by renting | Median rent | Monthly to own |
|---|---|---|---|---|
| 1 | Oldham County | $1,870 | $1,142 | $3,012 |
| 2 | Spencer County | $1,428 | $954 | $2,382 |
| 3 | Shelby County | $1,261 | $998 | $2,259 |
| 4 | Woodford County | $1,191 | $1,000 | $2,191 |
| 5 | Fayette County | $1,136 | $1,101 | $2,237 |
| 6 | Jessamine County | $1,018 | $994 | $2,012 |
| 7 | Bourbon County | $1,015 | $745 | $1,760 |
| 8 | Warren County | $1,004 | $963 | $1,967 |
| 9 | Madison County | $976 | $851 | $1,827 |
| 10 | Bullitt County | $971 | $973 | $1,944 |
| 11 | Scott County | $951 | $1,181 | $2,132 |
| 12 | Nelson County | $930 | $932 | $1,862 |
| 13 | Boyle County | $929 | $770 | $1,699 |
| 14 | Campbell County | $912 | $1,079 | $1,991 |
| 15 | Anderson County | $912 | $870 | $1,782 |
| 16 | Kenton County | $909 | $1,018 | $1,927 |
| 17 | Jefferson County | $873 | $1,097 | $1,970 |
| 18 | Boone County | $845 | $1,253 | $2,098 |
| 19 | Harrison County | $830 | $755 | $1,585 |
| 20 | Mercer County | $811 | $802 | $1,613 |
| 21 | Trigg County | $785 | $802 | $1,587 |
| 22 | Garrard County | $783 | $793 | $1,576 |
| 23 | Clark County | $776 | $883 | $1,659 |
| 24 | Hardin County | $766 | $947 | $1,713 |
| 25 | Washington County | $744 | $696 | $1,440 |
| 26 | Franklin County | $737 | $946 | $1,683 |
| 27 | Allen County | $724 | $750 | $1,474 |
| 28 | Lyon County | $718 | $809 | $1,527 |
| 29 | Taylor County | $716 | $691 | $1,407 |
| 30 | Grant County | $712 | $855 | $1,567 |
| 31 | Marshall County | $707 | $773 | $1,480 |
| 32 | Grayson County | $707 | $653 | $1,360 |
| 33 | Calloway County | $700 | $828 | $1,528 |
| 34 | McCracken County | $688 | $861 | $1,549 |
| 35 | Daviess County | $684 | $906 | $1,590 |
| 36 | Henry County | $680 | $871 | $1,551 |
| 37 | Larue County | $679 | $816 | $1,495 |
| 38 | McLean County | $668 | $602 | $1,270 |
| 39 | Meade County | $658 | $976 | $1,634 |
| 40 | Henderson County | $650 | $794 | $1,444 |
| 41 | Barren County | $647 | $784 | $1,431 |
| 42 | Owen County | $645 | $775 | $1,420 |
| 43 | Marion County | $638 | $731 | $1,369 |
| 44 | Mason County | $627 | $724 | $1,351 |
| 45 | Russell County | $618 | $660 | $1,278 |
| 46 | Simpson County | $616 | $1,011 | $1,627 |
| 47 | Montgomery County | $616 | $796 | $1,412 |
| 48 | Gallatin County | $603 | $858 | $1,461 |
| 49 | Pendleton County | $593 | $800 | $1,393 |
| 50 | Logan County | $587 | $719 | $1,306 |
| 51 | Cumberland County | $586 | $553 | $1,139 |
| 52 | Robertson County | $565 | $543 | $1,108 |
| 53 | Casey County | $544 | $645 | $1,189 |
| 54 | Trimble County | $532 | $935 | $1,467 |
| 55 | Rowan County | $514 | $815 | $1,329 |
| 56 | Pulaski County | $509 | $835 | $1,344 |
| 57 | Graves County | $508 | $713 | $1,221 |
| 58 | Breckinridge County | $501 | $730 | $1,231 |
| 59 | Lincoln County | $501 | $730 | $1,231 |
| 60 | Todd County | $498 | $841 | $1,339 |
| 61 | Elliott County | $494 | $427 | $921 |
| 62 | Powell County | $492 | $743 | $1,235 |
| 63 | Hancock County | $460 | $752 | $1,212 |
| 64 | Green County | $460 | $612 | $1,072 |
| 65 | Edmonson County | $455 | $739 | $1,194 |
| 66 | Laurel County | $454 | $789 | $1,243 |
| 67 | Monroe County | $437 | $629 | $1,066 |
| 68 | Hart County | $433 | $692 | $1,125 |
| 69 | Bath County | $430 | $600 | $1,030 |
| 70 | Crittenden County | $424 | $618 | $1,042 |
| 71 | Johnson County | $421 | $698 | $1,119 |
| 72 | Wayne County | $420 | $666 | $1,086 |
| 73 | Adair County | $417 | $775 | $1,192 |
| 74 | Nicholas County | $416 | $654 | $1,070 |
| 75 | Metcalfe County | $416 | $549 | $965 |
| 76 | Carter County | $408 | $701 | $1,109 |
| 77 | Clinton County | $399 | $629 | $1,028 |
| 78 | Martin County | $395 | $441 | $836 |
| 79 | Greenup County | $389 | $836 | $1,225 |
| 80 | Muhlenberg County | $383 | $712 | $1,095 |
| 81 | Rockcastle County | $381 | $678 | $1,059 |
| 82 | Knox County | $380 | $631 | $1,011 |
| 83 | Fleming County | $376 | $677 | $1,053 |
| 84 | Menifee County | $372 | $634 | $1,006 |
| 85 | Whitley County | $366 | $720 | $1,086 |
| 86 | Ballard County | $366 | $826 | $1,192 |
| 87 | Estill County | $338 | $689 | $1,027 |
| 88 | Bracken County | $335 | $748 | $1,083 |
| 89 | Hopkins County | $322 | $841 | $1,163 |
| 90 | Boyd County | $322 | $839 | $1,161 |
| 91 | Morgan County | $319 | $670 | $989 |
| 92 | Carroll County | $311 | $853 | $1,164 |
| 93 | Christian County | $302 | $999 | $1,301 |
| 94 | Caldwell County | $298 | $724 | $1,022 |
| 95 | Butler County | $281 | $688 | $969 |
| 96 | Lawrence County | $269 | $729 | $998 |
| 97 | Ohio County | $256 | $774 | $1,030 |
| 98 | Owsley County | $244 | $551 | $795 |
| 99 | Fulton County | $241 | $542 | $783 |
| 100 | Leslie County | $233 | $520 | $753 |
| 101 | Jackson County | $228 | $758 | $986 |
| 102 | Lee County | $227 | $593 | $820 |
| 103 | Union County | $227 | $787 | $1,014 |
| 104 | Magoffin County | $225 | $633 | $858 |
| 105 | Bell County | $203 | $617 | $820 |
| 106 | Carlisle County | $196 | $792 | $988 |
| 107 | McCreary County | $187 | $588 | $775 |
| 108 | Wolfe County | $183 | $507 | $690 |
| 109 | Floyd County | $183 | $713 | $896 |
| 110 | Hickman County | $177 | $717 | $894 |
| 111 | Webster County | $172 | $774 | $946 |
| 112 | Clay County | $149 | $698 | $847 |
| 113 | Livingston County | $140 | $912 | $1,052 |
| 114 | Pike County | $137 | $837 | $974 |
| 115 | Breathitt County | $127 | $543 | $670 |
| 116 | Harlan County | $111 | $651 | $762 |
| 117 | Letcher County | $89 | $651 | $740 |
| 118 | Perry County | $80 | $795 | $875 |
| 119 | Lewis County | $79 | $757 | $836 |
| 120 | Knott County | $26 | $731 | $757 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Counties Where Renting Costs Far Less Than Owning across all 3,133 US counties · Every county in Kentucky