Ranked from ACS 2023 5-Year
Counties Where Renting Costs Far Less Than Owning in Illinois
The widest gaps between median rent and the full monthly cost of owning the median home. A large gap does not automatically mean renting is the better decision, because rent buys no equity and is not fixed for thirty years, but it does show where the market prices ownership at a steep premium.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Illinois ranked
| # | County | Monthly saved by renting | Median rent | Monthly to own |
|---|---|---|---|---|
| 1 | DuPage County | $1,681 | $1,628 | $3,309 |
| 2 | Lake County | $1,639 | $1,434 | $3,073 |
| 3 | Kane County | $1,388 | $1,404 | $2,792 |
| 4 | Cook County | $1,328 | $1,381 | $2,709 |
| 5 | Will County | $1,327 | $1,413 | $2,740 |
| 6 | Monroe County | $1,325 | $996 | $2,321 |
| 7 | McHenry County | $1,322 | $1,358 | $2,680 |
| 8 | Grundy County | $1,204 | $1,137 | $2,341 |
| 9 | DeKalb County | $1,173 | $1,041 | $2,214 |
| 10 | Calhoun County | $1,078 | $479 | $1,557 |
| 11 | Kendall County | $1,030 | $1,763 | $2,793 |
| 12 | Pope County | $989 | $438 | $1,427 |
| 13 | Jo Daviess County | $961 | $795 | $1,756 |
| 14 | Woodford County | $918 | $907 | $1,825 |
| 15 | McLean County | $886 | $992 | $1,878 |
| 16 | Champaign County | $883 | $1,018 | $1,901 |
| 17 | Effingham County | $873 | $734 | $1,607 |
| 18 | Boone County | $869 | $1,011 | $1,880 |
| 19 | Menard County | $843 | $780 | $1,623 |
| 20 | Ogle County | $820 | $901 | $1,721 |
| 21 | Jersey County | $762 | $794 | $1,556 |
| 22 | Clinton County | $732 | $934 | $1,666 |
| 23 | Putnam County | $721 | $804 | $1,525 |
| 24 | Johnson County | $703 | $634 | $1,337 |
| 25 | Kankakee County | $689 | $1,075 | $1,764 |
| 26 | Tazewell County | $673 | $898 | $1,571 |
| 27 | Sangamon County | $646 | $954 | $1,600 |
| 28 | Piatt County | $641 | $950 | $1,591 |
| 29 | Washington County | $639 | $776 | $1,415 |
| 30 | Lee County | $614 | $853 | $1,467 |
| 31 | Adams County | $604 | $826 | $1,430 |
| 32 | Madison County | $604 | $969 | $1,573 |
| 33 | LaSalle County | $590 | $906 | $1,496 |
| 34 | Brown County | $585 | $724 | $1,309 |
| 35 | Mercer County | $584 | $757 | $1,341 |
| 36 | St. Clair County | $572 | $1,032 | $1,604 |
| 37 | Rock Island County | $569 | $863 | $1,432 |
| 38 | Marshall County | $567 | $767 | $1,334 |
| 39 | Union County | $562 | $658 | $1,220 |
| 40 | Henry County | $558 | $837 | $1,395 |
| 41 | Bond County | $557 | $735 | $1,292 |
| 42 | Winnebago County | $554 | $986 | $1,540 |
| 43 | Hardin County | $551 | $342 | $893 |
| 44 | Peoria County | $542 | $946 | $1,488 |
| 45 | Morgan County | $538 | $710 | $1,248 |
| 46 | Stephenson County | $536 | $764 | $1,300 |
| 47 | Douglas County | $535 | $818 | $1,353 |
| 48 | Randolph County | $478 | $760 | $1,238 |
| 49 | Jackson County | $474 | $746 | $1,220 |
| 50 | Hamilton County | $472 | $566 | $1,038 |
| 51 | Williamson County | $467 | $897 | $1,364 |
| 52 | Shelby County | $458 | $762 | $1,220 |
| 53 | Livingston County | $448 | $855 | $1,303 |
| 54 | Whiteside County | $442 | $808 | $1,250 |
| 55 | Jasper County | $437 | $766 | $1,203 |
| 56 | Iroquois County | $435 | $793 | $1,228 |
| 57 | Wayne County | $426 | $632 | $1,058 |
| 58 | Moultrie County | $419 | $773 | $1,192 |
| 59 | Macon County | $417 | $797 | $1,214 |
| 60 | Logan County | $416 | $804 | $1,220 |
| 61 | Coles County | $416 | $793 | $1,209 |
| 62 | Macoupin County | $406 | $789 | $1,195 |
| 63 | Cumberland County | $390 | $756 | $1,146 |
| 64 | Bureau County | $373 | $838 | $1,211 |
| 65 | Christian County | $366 | $729 | $1,095 |
| 66 | Gallatin County | $363 | $500 | $863 |
| 67 | Fayette County | $359 | $740 | $1,099 |
| 68 | Carroll County | $354 | $784 | $1,138 |
| 69 | Clark County | $354 | $828 | $1,182 |
| 70 | De Witt County | $351 | $857 | $1,208 |
| 71 | Ford County | $344 | $836 | $1,180 |
| 72 | McDonough County | $337 | $730 | $1,067 |
| 73 | Knox County | $335 | $725 | $1,060 |
| 74 | Crawford County | $334 | $761 | $1,095 |
| 75 | Warren County | $332 | $694 | $1,026 |
| 76 | Massac County | $330 | $793 | $1,123 |
| 77 | Pike County | $329 | $659 | $988 |
| 78 | Mason County | $327 | $760 | $1,087 |
| 79 | Hancock County | $326 | $755 | $1,081 |
| 80 | Perry County | $323 | $714 | $1,037 |
| 81 | Scott County | $317 | $669 | $986 |
| 82 | Montgomery County | $303 | $715 | $1,018 |
| 83 | Jefferson County | $285 | $862 | $1,147 |
| 84 | Richland County | $282 | $754 | $1,036 |
| 85 | Cass County | $272 | $723 | $995 |
| 86 | White County | $268 | $706 | $974 |
| 87 | Stark County | $257 | $765 | $1,022 |
| 88 | Fulton County | $248 | $808 | $1,056 |
| 89 | Clay County | $238 | $709 | $947 |
| 90 | Wabash County | $237 | $774 | $1,011 |
| 91 | Marion County | $230 | $771 | $1,001 |
| 92 | Schuyler County | $224 | $836 | $1,060 |
| 93 | Saline County | $220 | $711 | $931 |
| 94 | Edwards County | $214 | $746 | $960 |
| 95 | Edgar County | $195 | $757 | $952 |
| 96 | Henderson County | $176 | $834 | $1,010 |
| 97 | Pulaski County | $164 | $625 | $789 |
| 98 | Greene County | $151 | $800 | $951 |
| 99 | Vermilion County | $148 | $802 | $950 |
| 100 | Alexander County | $127 | $540 | $667 |
| 101 | Franklin County | $116 | $771 | $887 |
| 102 | Lawrence County | $114 | $810 | $924 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Counties Where Renting Costs Far Less Than Owning across all 3,133 US counties · Every county in Illinois