Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in Washington
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
Washington ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | King County | $5,734 | $811,200 | 0.836% |
| 2 | San Juan County | $4,995 | $726,500 | 0.569% |
| 3 | Snohomish County | $4,576 | $644,600 | 0.794% |
| 4 | Whatcom County | $3,803 | $536,100 | 0.712% |
| 5 | Island County | $3,793 | $535,300 | 0.703% |
| 6 | Kitsap County | $3,635 | $505,700 | 0.797% |
| 7 | Pierce County | $3,548 | $484,400 | 0.940% |
| 8 | Jefferson County | $3,533 | $495,100 | 0.726% |
| 9 | Clark County | $3,530 | $487,900 | 0.836% |
| 10 | Skagit County | $3,513 | $486,200 | 0.824% |
| 11 | Skamania County | $3,378 | $472,600 | 0.715% |
| 12 | Thurston County | $3,304 | $451,500 | 0.895% |
| 13 | Kittitas County | $3,290 | $459,900 | 0.708% |
| 14 | Chelan County | $3,257 | $454,900 | 0.711% |
| 15 | Douglas County | $2,933 | $402,900 | 0.786% |
| 16 | Clallam County | $2,802 | $385,600 | 0.742% |
| 17 | Walla Walla County | $2,784 | $375,600 | 0.901% |
| 18 | Klickitat County | $2,782 | $388,700 | 0.618% |
| 19 | Mason County | $2,749 | $377,400 | 0.751% |
| 20 | Spokane County | $2,737 | $370,500 | 0.863% |
| 21 | Benton County | $2,707 | $369,400 | 0.788% |
| 22 | Cowlitz County | $2,701 | $367,400 | 0.813% |
| 23 | Franklin County | $2,539 | $345,700 | 0.763% |
| 24 | Lewis County | $2,496 | $341,500 | 0.712% |
| 25 | Wahkiakum County | $2,485 | $344,500 | 0.605% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in Washington