Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in Virginia
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Virginia ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Falls Church city | $7,535 | $1,005,400 | 0.995% |
| 2 | Arlington County | $6,447 | $864,800 | 0.899% |
| 3 | Fairfax County | $5,329 | $699,700 | 1.011% |
| 4 | Alexandria city | $5,294 | $696,800 | 0.987% |
| 5 | Loudoun County | $5,263 | $701,000 | 0.882% |
| 6 | Fairfax city | $5,129 | $677,400 | 0.944% |
| 7 | Fauquier County | $4,087 | $543,700 | 0.770% |
| 8 | Clarke County | $3,938 | $538,900 | 0.512% |
| 9 | Prince William County | $3,871 | $500,600 | 0.981% |
| 10 | Rappahannock County | $3,628 | $490,200 | 0.569% |
| 11 | Albemarle County | $3,562 | $471,000 | 0.739% |
| 12 | Goochland County | $3,555 | $483,700 | 0.500% |
| 13 | Stafford County | $3,468 | $458,800 | 0.719% |
| 14 | Fredericksburg city | $3,449 | $461,500 | 0.618% |
| 15 | Manassas city | $3,436 | $434,700 | 1.096% |
| 16 | Charlottesville city | $3,431 | $448,400 | 0.814% |
| 17 | James City County | $3,172 | $419,200 | 0.665% |
| 18 | Poquoson city | $3,139 | $403,000 | 0.903% |
| 19 | York County | $3,111 | $411,200 | 0.651% |
| 20 | Manassas Park city | $3,056 | $381,200 | 1.136% |
| 21 | King George County | $2,975 | $395,900 | 0.561% |
| 22 | Williamsburg city | $2,961 | $393,200 | 0.576% |
| 23 | Culpeper County | $2,905 | $386,400 | 0.548% |
| 24 | Powhatan County | $2,898 | $381,300 | 0.634% |
| 25 | Hanover County | $2,850 | $372,700 | 0.672% |
| 26 | Spotsylvania County | $2,844 | $375,000 | 0.603% |
| 27 | Virginia Beach city | $2,844 | $366,300 | 0.800% |
| 28 | New Kent County | $2,844 | $371,500 | 0.679% |
| 29 | Chesapeake city | $2,799 | $359,100 | 0.818% |
| 30 | Frederick County | $2,678 | $355,000 | 0.509% |
| 31 | Chesterfield County | $2,630 | $336,700 | 0.783% |
| 32 | Suffolk city | $2,620 | $329,600 | 0.932% |
| 33 | Mathews County | $2,611 | $348,800 | 0.423% |
| 34 | Henrico County | $2,591 | $333,600 | 0.724% |
| 35 | Richmond city | $2,591 | $328,100 | 0.864% |
| 36 | Isle of Wight County | $2,590 | $333,600 | 0.719% |
| 37 | Orange County | $2,584 | $337,300 | 0.607% |
| 38 | Winchester city | $2,549 | $325,900 | 0.769% |
| 39 | Madison County | $2,540 | $331,400 | 0.594% |
| 40 | Northumberland County | $2,520 | $333,100 | 0.481% |
| 41 | Greene County | $2,440 | $315,300 | 0.637% |
| 42 | Warren County | $2,430 | $315,800 | 0.586% |
| 43 | Lancaster County | $2,349 | $307,600 | 0.490% |
| 44 | Middlesex County | $2,314 | $299,800 | 0.564% |
| 45 | Montgomery County | $2,250 | $283,600 | 0.767% |
| 46 | Gloucester County | $2,248 | $289,200 | 0.594% |
| 47 | Rockingham County | $2,224 | $287,900 | 0.532% |
| 48 | Norfolk city | $2,222 | $271,900 | 1.007% |
| 49 | Harrisonburg city | $2,216 | $278,200 | 0.781% |
| 50 | Lexington city | $2,214 | $275,300 | 0.864% |
| 51 | Fluvanna County | $2,210 | $281,700 | 0.651% |
| 52 | Caroline County | $2,198 | $283,100 | 0.560% |
| 53 | Nelson County | $2,192 | $283,000 | 0.536% |
| 54 | Northampton County | $2,181 | $279,100 | 0.605% |
| 55 | Augusta County | $2,170 | $281,400 | 0.490% |
| 56 | King William County | $2,168 | $276,500 | 0.627% |
| 57 | Louisa County | $2,166 | $275,600 | 0.646% |
| 58 | Roanoke County | $2,159 | $267,300 | 0.875% |
| 59 | Prince George County | $2,146 | $268,300 | 0.782% |
| 60 | Bedford County | $2,130 | $276,600 | 0.457% |
| 61 | Botetourt County | $2,122 | $268,900 | 0.655% |
| 62 | Shenandoah County | $2,076 | $265,800 | 0.546% |
| 63 | Newport News city | $2,019 | $243,300 | 1.030% |
| 64 | Salem city | $2,006 | $244,800 | 0.912% |
| 65 | Dinwiddie County | $1,952 | $246,100 | 0.601% |
| 66 | Westmoreland County | $1,940 | $244,000 | 0.617% |
| 67 | Hampton city | $1,940 | $234,100 | 0.965% |
| 68 | Staunton city | $1,926 | $239,300 | 0.709% |
| 69 | Portsmouth city | $1,926 | $229,400 | 1.069% |
| 70 | Colonial Heights city | $1,913 | $231,700 | 0.918% |
| 71 | Rockbridge County | $1,900 | $238,700 | 0.600% |
| 72 | King and Queen County | $1,900 | $240,900 | 0.523% |
| 73 | Waynesboro city | $1,899 | $236,600 | 0.667% |
| 74 | Surry County | $1,881 | $235,200 | 0.627% |
| 75 | Amelia County | $1,874 | $239,700 | 0.431% |
| 76 | Franklin city | $1,847 | $227,200 | 0.738% |
| 77 | Essex County | $1,826 | $228,600 | 0.574% |
| 78 | Charles City County | $1,800 | $224,100 | 0.604% |
| 79 | Page County | $1,797 | $221,800 | 0.671% |
| 80 | Cumberland County | $1,778 | $220,100 | 0.635% |
| 81 | Franklin County | $1,778 | $222,800 | 0.533% |
| 82 | Lynchburg city | $1,756 | $211,800 | 0.839% |
| 83 | Radford city | $1,732 | $211,700 | 0.703% |
| 84 | Floyd County | $1,726 | $215,500 | 0.521% |
| 85 | Richmond County | $1,723 | $214,200 | 0.555% |
| 86 | Southampton County | $1,704 | $208,800 | 0.661% |
| 87 | Craig County | $1,680 | $210,500 | 0.455% |
| 88 | Bath County | $1,641 | $206,000 | 0.405% |
| 89 | Washington County | $1,631 | $201,800 | 0.514% |
| 90 | Prince Edward County | $1,625 | $203,700 | 0.403% |
| 91 | Campbell County | $1,604 | $199,200 | 0.458% |
| 92 | Amherst County | $1,598 | $197,200 | 0.506% |
| 93 | Highland County | $1,597 | $195,700 | 0.564% |
| 94 | Accomack County | $1,569 | $193,100 | 0.498% |
| 95 | Roanoke city | $1,560 | $180,500 | 1.013% |
| 96 | Appomattox County | $1,547 | $189,200 | 0.532% |
| 97 | Pulaski County | $1,518 | $182,500 | 0.644% |
| 98 | Sussex County | $1,475 | $178,500 | 0.541% |
| 99 | Nottoway County | $1,466 | $179,800 | 0.420% |
| 100 | Hopewell city | $1,442 | $165,100 | 0.969% |
| 101 | Bristol city | $1,440 | $168,700 | 0.767% |
| 102 | Wythe County | $1,424 | $172,100 | 0.494% |
| 103 | Mecklenburg County | $1,405 | $169,400 | 0.488% |
| 104 | Buckingham County | $1,399 | $167,800 | 0.521% |
| 105 | Petersburg city | $1,383 | $157,900 | 0.918% |
| 106 | Buena Vista city | $1,355 | $153,500 | 0.941% |
| 107 | Greensville County | $1,349 | $159,200 | 0.588% |
| 108 | Bland County | $1,330 | $157,100 | 0.553% |
| 109 | Pittsylvania County | $1,307 | $153,000 | 0.593% |
| 110 | Halifax County | $1,266 | $148,900 | 0.490% |
| 111 | Patrick County | $1,260 | $146,500 | 0.581% |
| 112 | Carroll County | $1,246 | $144,200 | 0.597% |
| 113 | Giles County | $1,246 | $143,500 | 0.632% |
| 114 | Lunenburg County | $1,236 | $145,500 | 0.436% |
| 115 | Charlotte County | $1,235 | $144,000 | 0.513% |
| 116 | Emporia city | $1,173 | $131,100 | 0.755% |
| 117 | Grayson County | $1,167 | $132,300 | 0.620% |
| 118 | Brunswick County | $1,161 | $132,700 | 0.541% |
| 119 | Galax city | $1,143 | $126,800 | 0.759% |
| 120 | Smyth County | $1,120 | $125,800 | 0.609% |
| 121 | Alleghany County | $1,118 | $122,300 | 0.827% |
| 122 | Scott County | $1,103 | $122,300 | 0.675% |
| 123 | Henry County | $1,071 | $120,300 | 0.502% |
| 124 | Russell County | $1,070 | $119,600 | 0.538% |
| 125 | Tazewell County | $1,054 | $116,100 | 0.618% |
| 126 | Wise County | $1,052 | $116,500 | 0.565% |
| 127 | Danville city | $1,018 | $110,200 | 0.674% |
| 128 | Norton city | $961 | $100,700 | 0.782% |
| 129 | Dickenson County | $940 | $101,100 | 0.498% |
| 130 | Lee County | $931 | $98,700 | 0.594% |
| 131 | Martinsville city | $905 | $92,500 | 0.806% |
| 132 | Buchanan County | $869 | $91,400 | 0.442% |
| 133 | Covington city | $816 | $80,200 | 0.784% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in Virginia