Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in Texas
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Texas ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Travis County | $4,198 | $487,600 | 1.535% |
| 2 | Kendall County | $4,080 | $489,800 | 1.203% |
| 3 | Collin County | $3,920 | $447,600 | 1.660% |
| 4 | Williamson County | $3,665 | $414,600 | 1.707% |
| 5 | Denton County | $3,577 | $403,400 | 1.721% |
| 6 | Gillespie County | $3,563 | $432,300 | 1.019% |
| 7 | Rockwall County | $3,408 | $386,000 | 1.643% |
| 8 | Comal County | $3,369 | $398,800 | 1.210% |
| 9 | Hays County | $3,315 | $371,400 | 1.729% |
| 10 | Blanco County | $3,294 | $396,200 | 1.043% |
| 11 | Fort Bend County | $3,216 | $350,300 | 1.988% |
| 12 | Parker County | $3,005 | $343,600 | 1.449% |
| 13 | Montgomery County | $2,848 | $317,500 | 1.649% |
| 14 | Ellis County | $2,709 | $306,400 | 1.460% |
| 15 | Tarrant County | $2,686 | $294,100 | 1.772% |
| 16 | Llano County | $2,660 | $322,300 | 0.803% |
| 17 | Burnet County | $2,655 | $310,500 | 1.126% |
| 18 | Kaufman County | $2,649 | $290,800 | 1.732% |
| 19 | Waller County | $2,568 | $292,000 | 1.360% |
| 20 | Midland County | $2,552 | $293,000 | 1.262% |
| 21 | Guadalupe County | $2,552 | $285,900 | 1.494% |
| 22 | Galveston County | $2,542 | $284,900 | 1.488% |
| 23 | Brazoria County | $2,536 | $276,800 | 1.745% |
| 24 | Brazos County | $2,535 | $279,700 | 1.637% |
| 25 | Dallas County | $2,530 | $277,900 | 1.680% |
| 26 | Wilson County | $2,509 | $286,300 | 1.301% |
| 27 | Chambers County | $2,497 | $289,900 | 1.135% |
| 28 | Kerr County | $2,450 | $285,100 | 1.093% |
| 29 | Hood County | $2,434 | $281,300 | 1.152% |
| 30 | Bastrop County | $2,423 | $269,500 | 1.513% |
| 31 | Wise County | $2,411 | $277,200 | 1.188% |
| 32 | Austin County | $2,382 | $270,900 | 1.279% |
| 33 | Harris County | $2,350 | $255,000 | 1.718% |
| 34 | Washington County | $2,347 | $270,100 | 1.150% |
| 35 | Fayette County | $2,322 | $271,100 | 1.008% |
| 36 | Mason County | $2,305 | $274,600 | 0.815% |
| 37 | Bexar County | $2,279 | $244,100 | 1.814% |
| 38 | Johnson County | $2,253 | $254,600 | 1.280% |
| 39 | Erath County | $2,200 | $251,900 | 1.126% |
| 40 | Somervell County | $2,179 | $253,600 | 0.967% |
| 41 | Bandera County | $2,145 | $249,800 | 0.940% |
| 42 | Lee County | $2,133 | $247,500 | 0.969% |
| 43 | Lampasas County | $2,104 | $236,000 | 1.268% |
| 44 | Randall County | $2,096 | $227,500 | 1.577% |
| 45 | Aransas County | $2,060 | $236,800 | 1.014% |
| 46 | Grayson County | $2,048 | $228,300 | 1.293% |
| 47 | Bell County | $2,037 | $221,100 | 1.542% |
| 48 | Glasscock County | $2,037 | $248,600 | 0.464% |
| 49 | McLennan County | $2,019 | $219,200 | 1.527% |
| 50 | Cooke County | $2,010 | $224,600 | 1.244% |
| 51 | Grimes County | $1,997 | $226,600 | 1.094% |
| 52 | Medina County | $1,986 | $220,000 | 1.310% |
| 53 | Smith County | $1,980 | $220,800 | 1.245% |
| 54 | Caldwell County | $1,955 | $215,600 | 1.332% |
| 55 | Jeff Davis County | $1,951 | $234,400 | 0.547% |
| 56 | Brewster County | $1,938 | $216,000 | 1.224% |
| 57 | Lavaca County | $1,928 | $220,900 | 0.957% |
| 58 | Hemphill County | $1,919 | $214,900 | 1.164% |
| 59 | Hartley County | $1,916 | $213,200 | 1.221% |
| 60 | Hunt County | $1,911 | $210,900 | 1.297% |
| 61 | Rains County | $1,906 | $214,900 | 1.094% |
| 62 | Fannin County | $1,897 | $213,500 | 1.104% |
| 63 | Lubbock County | $1,866 | $199,600 | 1.563% |
| 64 | Franklin County | $1,861 | $213,200 | 0.912% |
| 65 | Walker County | $1,855 | $207,900 | 1.112% |
| 66 | Nueces County | $1,845 | $194,700 | 1.678% |
| 67 | Victoria County | $1,837 | $197,600 | 1.488% |
| 68 | Van Zandt County | $1,789 | $199,500 | 1.105% |
| 69 | Taylor County | $1,765 | $190,300 | 1.403% |
| 70 | Mills County | $1,757 | $200,200 | 0.880% |
| 71 | Ector County | $1,747 | $190,500 | 1.280% |
| 72 | Colorado County | $1,744 | $194,000 | 1.091% |
| 73 | Webb County | $1,741 | $178,900 | 1.851% |
| 74 | Andrews County | $1,736 | $188,200 | 1.328% |
| 75 | Gaines County | $1,735 | $185,300 | 1.468% |
| 76 | Hopkins County | $1,735 | $193,200 | 1.072% |
| 77 | Armstrong County | $1,734 | $185,700 | 1.443% |
| 78 | Tom Green County | $1,728 | $186,700 | 1.351% |
| 79 | Wood County | $1,727 | $195,100 | 0.932% |
| 80 | Wharton County | $1,720 | $182,700 | 1.505% |
| 81 | Hardin County | $1,709 | $188,200 | 1.155% |
| 82 | San Patricio County | $1,704 | $180,400 | 1.527% |
| 83 | Gregg County | $1,701 | $185,800 | 1.222% |
| 84 | Henderson County | $1,693 | $189,600 | 0.980% |
| 85 | Montague County | $1,686 | $189,400 | 0.951% |
| 86 | El Paso County | $1,676 | $167,300 | 2.086% |
| 87 | San Jacinto County | $1,667 | $183,100 | 1.139% |
| 88 | Coryell County | $1,663 | $177,400 | 1.414% |
| 89 | Bosque County | $1,658 | $184,500 | 1.008% |
| 90 | Goliad County | $1,649 | $182,800 | 1.035% |
| 91 | Yoakum County | $1,642 | $183,000 | 0.981% |
| 92 | Shackelford County | $1,641 | $176,900 | 1.287% |
| 93 | Archer County | $1,633 | $175,300 | 1.322% |
| 94 | Jack County | $1,625 | $174,800 | 1.296% |
| 95 | Harrison County | $1,611 | $178,200 | 1.016% |
| 96 | Kimble County | $1,606 | $173,100 | 1.255% |
| 97 | Roberts County | $1,598 | $176,800 | 1.005% |
| 98 | Jackson County | $1,595 | $175,500 | 1.052% |
| 99 | Upshur County | $1,587 | $171,200 | 1.226% |
| 100 | Burleson County | $1,582 | $174,000 | 1.044% |
| 101 | Lamar County | $1,580 | $175,500 | 0.951% |
| 102 | Anderson County | $1,568 | $173,400 | 0.973% |
| 103 | Leon County | $1,566 | $177,400 | 0.755% |
| 104 | Palo Pinto County | $1,564 | $167,300 | 1.283% |
| 105 | Liberty County | $1,558 | $167,100 | 1.251% |
| 106 | Robertson County | $1,554 | $172,700 | 0.917% |
| 107 | Milam County | $1,545 | $168,900 | 1.059% |
| 108 | Jefferson County | $1,542 | $159,600 | 1.575% |
| 109 | Young County | $1,539 | $165,300 | 1.214% |
| 110 | Orange County | $1,528 | $163,400 | 1.246% |
| 111 | Clay County | $1,527 | $161,300 | 1.360% |
| 112 | Hill County | $1,524 | $163,100 | 1.234% |
| 113 | Rusk County | $1,522 | $166,900 | 1.001% |
| 114 | Matagorda County | $1,520 | $162,200 | 1.255% |
| 115 | Bowie County | $1,519 | $161,300 | 1.296% |
| 116 | Reagan County | $1,513 | $163,700 | 1.115% |
| 117 | Navarro County | $1,511 | $159,900 | 1.325% |
| 118 | Freestone County | $1,508 | $164,400 | 1.037% |
| 119 | DeWitt County | $1,504 | $167,200 | 0.859% |
| 120 | Cherokee County | $1,499 | $160,300 | 1.211% |
| 121 | Atascosa County | $1,491 | $157,400 | 1.321% |
| 122 | Gonzales County | $1,490 | $158,900 | 1.227% |
| 123 | Kleberg County | $1,487 | $152,200 | 1.614% |
| 124 | San Saba County | $1,483 | $161,800 | 1.006% |
| 125 | Titus County | $1,479 | $157,900 | 1.201% |
| 126 | Camp County | $1,477 | $159,900 | 1.065% |
| 127 | Martin County | $1,470 | $162,200 | 0.884% |
| 128 | Val Verde County | $1,463 | $151,500 | 1.474% |
| 129 | Maverick County | $1,453 | $151,500 | 1.394% |
| 130 | Limestone County | $1,450 | $154,400 | 1.187% |
| 131 | Nacogdoches County | $1,445 | $158,200 | 0.925% |
| 132 | Calhoun County | $1,442 | $150,000 | 1.397% |
| 133 | Polk County | $1,427 | $154,000 | 1.037% |
| 134 | Angelina County | $1,422 | $149,800 | 1.250% |
| 135 | Houston County | $1,421 | $155,100 | 0.921% |
| 136 | Wichita County | $1,418 | $141,600 | 1.766% |
| 137 | Uvalde County | $1,417 | $144,400 | 1.565% |
| 138 | Brown County | $1,410 | $149,900 | 1.152% |
| 139 | Irion County | $1,406 | $152,600 | 0.954% |
| 140 | Howard County | $1,406 | $150,300 | 1.092% |
| 141 | Madison County | $1,404 | $149,100 | 1.155% |
| 142 | Oldham County | $1,388 | $144,800 | 1.297% |
| 143 | Delta County | $1,384 | $149,400 | 0.975% |
| 144 | Terrell County | $1,384 | $152,200 | 0.803% |
| 145 | Dallam County | $1,374 | $140,500 | 1.470% |
| 146 | Sutton County | $1,364 | $140,600 | 1.378% |
| 147 | Callahan County | $1,364 | $144,800 | 1.096% |
| 148 | Carson County | $1,362 | $140,600 | 1.362% |
| 149 | Comanche County | $1,357 | $137,800 | 1.511% |
| 150 | Panola County | $1,349 | $146,000 | 0.899% |
| 151 | Sterling County | $1,349 | $143,200 | 1.072% |
| 152 | Pecos County | $1,342 | $142,900 | 1.034% |
| 153 | Ochiltree County | $1,340 | $137,200 | 1.402% |
| 154 | Moore County | $1,339 | $135,400 | 1.526% |
| 155 | Potter County | $1,333 | $134,900 | 1.503% |
| 156 | Hansford County | $1,325 | $132,100 | 1.639% |
| 157 | Lynn County | $1,325 | $130,800 | 1.734% |
| 158 | Live Oak County | $1,319 | $142,300 | 0.882% |
| 159 | Tyler County | $1,307 | $138,400 | 1.032% |
| 160 | Sherman County | $1,304 | $125,500 | 1.952% |
| 161 | Karnes County | $1,290 | $136,900 | 0.982% |
| 162 | Parmer County | $1,278 | $127,300 | 1.566% |
| 163 | Cass County | $1,273 | $133,500 | 1.063% |
| 164 | Hidalgo County | $1,272 | $124,000 | 1.764% |
| 165 | Red River County | $1,266 | $133,800 | 0.984% |
| 166 | Lipscomb County | $1,265 | $128,400 | 1.363% |
| 167 | Ward County | $1,260 | $138,800 | 0.600% |
| 168 | Hamilton County | $1,255 | $124,800 | 1.537% |
| 169 | Sabine County | $1,253 | $131,900 | 0.997% |
| 170 | Jim Hogg County | $1,248 | $125,600 | 1.413% |
| 171 | Presidio County | $1,246 | $123,100 | 1.583% |
| 172 | Crockett County | $1,238 | $140,000 | 0.333% |
| 173 | Cameron County | $1,224 | $120,000 | 1.622% |
| 174 | Jasper County | $1,211 | $125,900 | 1.036% |
| 175 | Eastland County | $1,195 | $121,700 | 1.192% |
| 176 | Crane County | $1,192 | $119,900 | 1.308% |
| 177 | Childress County | $1,170 | $115,100 | 1.472% |
| 178 | Deaf Smith County | $1,167 | $116,000 | 1.371% |
| 179 | Winkler County | $1,166 | $121,200 | 0.952% |
| 180 | McMullen County | $1,166 | $108,800 | 1.992% |
| 181 | Schleicher County | $1,152 | $113,400 | 1.429% |
| 182 | Hockley County | $1,151 | $112,700 | 1.480% |
| 183 | Scurry County | $1,146 | $110,800 | 1.589% |
| 184 | Frio County | $1,140 | $110,100 | 1.590% |
| 185 | Terry County | $1,139 | $111,200 | 1.479% |
| 186 | Reeves County | $1,131 | $113,700 | 1.181% |
| 187 | Coke County | $1,125 | $112,900 | 1.187% |
| 188 | Stephens County | $1,113 | $105,700 | 1.683% |
| 189 | Menard County | $1,107 | $105,300 | 1.659% |
| 190 | Morris County | $1,103 | $110,200 | 1.178% |
| 191 | Shelby County | $1,101 | $111,700 | 1.023% |
| 192 | Concho County | $1,098 | $105,800 | 1.512% |
| 193 | Collingsworth County | $1,098 | $108,400 | 1.271% |
| 194 | Trinity County | $1,096 | $110,100 | 1.107% |
| 195 | Hale County | $1,090 | $106,100 | 1.386% |
| 196 | Bailey County | $1,083 | $104,400 | 1.468% |
| 197 | Runnels County | $1,077 | $103,700 | 1.464% |
| 198 | McCulloch County | $1,075 | $104,400 | 1.375% |
| 199 | Marion County | $1,070 | $110,500 | 0.787% |
| 200 | Kent County | $1,069 | $108,900 | 0.907% |
| 201 | Upton County | $1,068 | $106,300 | 1.126% |
| 202 | Jim Wells County | $1,067 | $104,800 | 1.251% |
| 203 | Hutchinson County | $1,067 | $102,200 | 1.482% |
| 204 | Bee County | $1,066 | $102,800 | 1.421% |
| 205 | La Salle County | $1,064 | $101,000 | 1.561% |
| 206 | Gray County | $1,048 | $100,400 | 1.429% |
| 207 | Wilbarger County | $1,039 | $98,800 | 1.474% |
| 208 | Nolan County | $1,038 | $98,300 | 1.511% |
| 209 | Wheeler County | $1,027 | $97,600 | 1.446% |
| 210 | Falls County | $1,026 | $97,300 | 1.469% |
| 211 | Floyd County | $1,023 | $101,000 | 1.079% |
| 212 | Borden County | $1,003 | $105,400 | 0.468% |
| 213 | Refugio County | $998 | $94,400 | 1.404% |
| 214 | Jones County | $994 | $92,700 | 1.537% |
| 215 | Dawson County | $993 | $90,800 | 1.726% |
| 216 | Swisher County | $981 | $89,200 | 1.743% |
| 217 | Castro County | $979 | $94,900 | 1.124% |
| 218 | Baylor County | $977 | $93,300 | 1.247% |
| 219 | Coleman County | $969 | $91,200 | 1.368% |
| 220 | Mitchell County | $968 | $85,700 | 1.960% |
| 221 | Starr County | $967 | $93,300 | 1.122% |
| 222 | Haskell County | $956 | $92,000 | 1.117% |
| 223 | Kinney County | $951 | $88,500 | 1.406% |
| 224 | Zavala County | $949 | $88,100 | 1.423% |
| 225 | Donley County | $945 | $90,500 | 1.126% |
| 226 | Zapata County | $925 | $88,800 | 1.027% |
| 227 | Duval County | $910 | $86,400 | 1.078% |
| 228 | Throckmorton County | $898 | $84,200 | 1.151% |
| 229 | Brooks County | $894 | $82,700 | 1.260% |
| 230 | Garza County | $894 | $79,300 | 1.660% |
| 231 | Briscoe County | $883 | $82,900 | 1.084% |
| 232 | Fisher County | $883 | $77,600 | 1.705% |
| 233 | Newton County | $881 | $83,100 | 1.030% |
| 234 | Culberson County | $880 | $84,500 | 0.859% |
| 235 | Hall County | $871 | $80,200 | 1.212% |
| 236 | Motley County | $870 | $81,100 | 1.097% |
| 237 | Crosby County | $870 | $75,500 | 1.781% |
| 238 | San Augustine County | $869 | $83,500 | 0.816% |
| 239 | Dimmit County | $867 | $80,300 | 1.142% |
| 240 | Edwards County | $846 | $78,300 | 1.051% |
| 241 | Lamb County | $842 | $76,600 | 1.192% |
| 242 | Hardeman County | $840 | $76,500 | 1.183% |
| 243 | Knox County | $802 | $66,800 | 1.862% |
| 244 | Foard County | $800 | $71,400 | 1.182% |
| 245 | Dickens County | $760 | $65,000 | 1.366% |
| 246 | Willacy County | $755 | $60,800 | 1.914% |
| 247 | Cochran County | $693 | $57,700 | 1.185% |
| 248 | Hudspeth County | $691 | $57,400 | 1.179% |
| 249 | Stonewall County | $678 | $54,700 | 1.360% |
| 250 | Cottle County | $664 | $54,100 | 1.152% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in Texas