Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in Texas
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
Texas ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Travis County | $4,075 | $487,600 | 1.535% |
| 2 | Kendall County | $3,957 | $489,800 | 1.203% |
| 3 | Collin County | $3,805 | $447,600 | 1.660% |
| 4 | Williamson County | $3,557 | $414,600 | 1.707% |
| 5 | Denton County | $3,471 | $403,400 | 1.721% |
| 6 | Gillespie County | $3,452 | $432,300 | 1.019% |
| 7 | Rockwall County | $3,306 | $386,000 | 1.643% |
| 8 | Comal County | $3,264 | $398,800 | 1.210% |
| 9 | Hays County | $3,216 | $371,400 | 1.729% |
| 10 | Blanco County | $3,189 | $396,200 | 1.043% |
| 11 | Fort Bend County | $3,121 | $350,300 | 1.988% |
| 12 | Parker County | $2,911 | $343,600 | 1.449% |
| 13 | Montgomery County | $2,759 | $317,500 | 1.649% |
| 14 | Ellis County | $2,622 | $306,400 | 1.460% |
| 15 | Tarrant County | $2,602 | $294,100 | 1.772% |
| 16 | Llano County | $2,570 | $322,300 | 0.803% |
| 17 | Burnet County | $2,568 | $310,500 | 1.126% |
| 18 | Kaufman County | $2,565 | $290,800 | 1.732% |
| 19 | Waller County | $2,484 | $292,000 | 1.360% |
| 20 | Guadalupe County | $2,469 | $285,900 | 1.494% |
| 21 | Midland County | $2,468 | $293,000 | 1.262% |
| 22 | Galveston County | $2,460 | $284,900 | 1.488% |
| 23 | Brazoria County | $2,455 | $276,800 | 1.745% |
| 24 | Brazos County | $2,453 | $279,700 | 1.637% |
| 25 | Dallas County | $2,449 | $277,900 | 1.680% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in Texas