Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in Tennessee
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
Tennessee ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Williamson County | $4,747 | $673,700 | 0.429% |
| 2 | Wilson County | $2,882 | $397,000 | 0.439% |
| 3 | Davidson County | $2,870 | $386,600 | 0.618% |
| 4 | Sumner County | $2,688 | $364,000 | 0.534% |
| 5 | Rutherford County | $2,560 | $346,400 | 0.507% |
| 6 | Fayette County | $2,310 | $316,000 | 0.346% |
| 7 | Maury County | $2,288 | $307,500 | 0.480% |
| 8 | Robertson County | $2,224 | $296,700 | 0.521% |
| 9 | Cheatham County | $2,185 | $291,400 | 0.508% |
| 10 | Loudon County | $2,166 | $292,600 | 0.397% |
| 11 | Hamilton County | $2,159 | $282,100 | 0.669% |
| 12 | Trousdale County | $2,115 | $284,100 | 0.422% |
| 13 | Knox County | $2,098 | $279,700 | 0.476% |
| 14 | Blount County | $2,077 | $275,700 | 0.503% |
| 15 | Dickson County | $2,056 | $272,700 | 0.502% |
| 16 | Moore County | $1,961 | $259,300 | 0.483% |
| 17 | Bedford County | $1,937 | $255,300 | 0.499% |
| 18 | Sevier County | $1,926 | $259,500 | 0.314% |
| 19 | Montgomery County | $1,925 | $248,300 | 0.673% |
| 20 | Putnam County | $1,885 | $246,800 | 0.526% |
| 21 | Marshall County | $1,883 | $246,100 | 0.542% |
| 22 | Shelby County | $1,865 | $229,700 | 1.034% |
| 23 | Washington County | $1,786 | $231,700 | 0.552% |
| 24 | Bradley County | $1,772 | $230,800 | 0.509% |
| 25 | Coffee County | $1,766 | $227,300 | 0.606% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in Tennessee