Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in South Dakota
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
South Dakota ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Lincoln County | $2,609 | $323,500 | 1.181% |
| 2 | Custer County | $2,527 | $327,200 | 0.779% |
| 3 | Lawrence County | $2,431 | $310,800 | 0.859% |
| 4 | Meade County | $2,214 | $274,800 | 1.033% |
| 5 | Pennington County | $2,203 | $270,400 | 1.128% |
| 6 | Union County | $2,193 | $269,500 | 1.112% |
| 7 | Minnehaha County | $2,182 | $266,600 | 1.159% |
| 8 | Brookings County | $2,027 | $246,300 | 1.135% |
| 9 | Lake County | $1,901 | $231,000 | 1.066% |
| 10 | Clay County | $1,876 | $221,800 | 1.298% |
| 11 | Hughes County | $1,842 | $221,100 | 1.142% |
| 12 | Codington County | $1,804 | $218,000 | 1.060% |
| 13 | Brown County | $1,792 | $212,900 | 1.199% |
| 14 | McCook County | $1,785 | $217,300 | 0.982% |
| 15 | Yankton County | $1,744 | $208,200 | 1.127% |
| 16 | Hamlin County | $1,734 | $207,700 | 1.090% |
| 17 | Butte County | $1,729 | $207,700 | 1.058% |
| 18 | Moody County | $1,722 | $206,300 | 1.081% |
| 19 | Brule County | $1,677 | $205,500 | 0.849% |
| 20 | Turner County | $1,662 | $199,000 | 1.041% |
| 21 | Sully County | $1,629 | $198,700 | 0.854% |
| 22 | Davison County | $1,628 | $190,000 | 1.243% |
| 23 | Hanson County | $1,611 | $192,400 | 1.025% |
| 24 | Beadle County | $1,514 | $178,400 | 1.053% |
| 25 | Stanley County | $1,504 | $169,900 | 1.426% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in South Dakota