Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in Pennsylvania
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
Pennsylvania ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Chester County | $3,691 | $461,800 | 1.341% |
| 2 | Bucks County | $3,408 | $421,700 | 1.383% |
| 3 | Montgomery County | $3,329 | $409,900 | 1.409% |
| 4 | Delaware County | $2,669 | $302,400 | 1.984% |
| 5 | Centre County | $2,479 | $308,100 | 1.065% |
| 6 | Northampton County | $2,452 | $285,000 | 1.653% |
| 7 | Lehigh County | $2,386 | $276,100 | 1.663% |
| 8 | Lancaster County | $2,353 | $279,400 | 1.411% |
| 9 | Butler County | $2,246 | $275,600 | 1.070% |
| 10 | Cumberland County | $2,179 | $261,900 | 1.214% |
| 11 | Adams County | $2,175 | $256,100 | 1.394% |
| 12 | Monroe County | $2,153 | $241,200 | 1.839% |
| 13 | Pike County | $2,136 | $250,900 | 1.396% |
| 14 | Berks County | $2,127 | $239,700 | 1.768% |
| 15 | York County | $2,073 | $235,000 | 1.680% |
| 16 | Montour County | $1,984 | $240,300 | 1.030% |
| 17 | Franklin County | $1,972 | $236,300 | 1.115% |
| 18 | Lebanon County | $1,961 | $227,300 | 1.399% |
| 19 | Wayne County | $1,942 | $228,200 | 1.263% |
| 20 | Dauphin County | $1,928 | $222,300 | 1.426% |
| 21 | Allegheny County | $1,912 | $216,700 | 1.569% |
| 22 | Perry County | $1,899 | $222,800 | 1.246% |
| 23 | Philadelphia County | $1,891 | $232,400 | 0.840% |
| 24 | Union County | $1,890 | $222,900 | 1.197% |
| 25 | Washington County | $1,857 | $220,600 | 1.108% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in Pennsylvania