Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in Pennsylvania
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Pennsylvania ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Chester County | $3,766 | $461,800 | 1.341% |
| 2 | Bucks County | $3,475 | $421,700 | 1.383% |
| 3 | Montgomery County | $3,394 | $409,900 | 1.409% |
| 4 | Delaware County | $2,713 | $302,400 | 1.984% |
| 5 | Centre County | $2,523 | $308,100 | 1.065% |
| 6 | Northampton County | $2,492 | $285,000 | 1.653% |
| 7 | Lehigh County | $2,424 | $276,100 | 1.663% |
| 8 | Lancaster County | $2,392 | $279,400 | 1.411% |
| 9 | Butler County | $2,284 | $275,600 | 1.070% |
| 10 | Cumberland County | $2,214 | $261,900 | 1.214% |
| 11 | Adams County | $2,209 | $256,100 | 1.394% |
| 12 | Monroe County | $2,184 | $241,200 | 1.839% |
| 13 | Pike County | $2,170 | $250,900 | 1.396% |
| 14 | Berks County | $2,158 | $239,700 | 1.768% |
| 15 | York County | $2,103 | $235,000 | 1.680% |
| 16 | Montour County | $2,015 | $240,300 | 1.030% |
| 17 | Franklin County | $2,002 | $236,300 | 1.115% |
| 18 | Lebanon County | $1,989 | $227,300 | 1.399% |
| 19 | Wayne County | $1,970 | $228,200 | 1.263% |
| 20 | Dauphin County | $1,956 | $222,300 | 1.426% |
| 21 | Allegheny County | $1,939 | $216,700 | 1.569% |
| 22 | Perry County | $1,926 | $222,800 | 1.246% |
| 23 | Philadelphia County | $1,920 | $232,400 | 0.840% |
| 24 | Union County | $1,918 | $222,900 | 1.197% |
| 25 | Washington County | $1,884 | $220,600 | 1.108% |
| 26 | Wyoming County | $1,813 | $205,600 | 1.344% |
| 27 | Susquehanna County | $1,788 | $206,700 | 1.148% |
| 28 | Snyder County | $1,783 | $205,500 | 1.169% |
| 29 | Juniata County | $1,768 | $206,300 | 1.050% |
| 30 | Fulton County | $1,762 | $206,000 | 1.028% |
| 31 | Carbon County | $1,748 | $193,700 | 1.504% |
| 32 | Lycoming County | $1,739 | $195,600 | 1.353% |
| 33 | Columbia County | $1,730 | $199,200 | 1.138% |
| 34 | Lackawanna County | $1,723 | $189,900 | 1.532% |
| 35 | Westmoreland County | $1,708 | $193,100 | 1.281% |
| 36 | Beaver County | $1,675 | $185,500 | 1.440% |
| 37 | Sullivan County | $1,621 | $186,400 | 1.051% |
| 38 | Bradford County | $1,607 | $182,300 | 1.157% |
| 39 | Clinton County | $1,581 | $179,100 | 1.143% |
| 40 | Erie County | $1,578 | $169,500 | 1.625% |
| 41 | Tioga County | $1,565 | $176,000 | 1.189% |
| 42 | Huntingdon County | $1,556 | $180,300 | 0.914% |
| 43 | Luzerne County | $1,520 | $163,800 | 1.530% |
| 44 | Bedford County | $1,487 | $172,900 | 0.811% |
| 45 | Blair County | $1,408 | $156,700 | 1.092% |
| 46 | Mercer County | $1,407 | $153,600 | 1.265% |
| 47 | Indiana County | $1,381 | $145,400 | 1.562% |
| 48 | Northumberland County | $1,380 | $151,600 | 1.173% |
| 49 | Armstrong County | $1,379 | $146,300 | 1.487% |
| 50 | Mifflin County | $1,361 | $142,900 | 1.558% |
| 51 | Clarion County | $1,358 | $152,100 | 0.971% |
| 52 | Greene County | $1,354 | $146,200 | 1.295% |
| 53 | Crawford County | $1,353 | $143,400 | 1.464% |
| 54 | Potter County | $1,352 | $146,200 | 1.278% |
| 55 | Schuylkill County | $1,338 | $140,400 | 1.529% |
| 56 | Lawrence County | $1,300 | $136,700 | 1.451% |
| 57 | Elk County | $1,223 | $128,600 | 1.311% |
| 58 | Somerset County | $1,216 | $130,600 | 1.109% |
| 59 | Fayette County | $1,197 | $126,900 | 1.195% |
| 60 | Jefferson County | $1,187 | $126,700 | 1.114% |
| 61 | Clearfield County | $1,183 | $125,000 | 1.190% |
| 62 | Warren County | $1,179 | $121,800 | 1.391% |
| 63 | Cambria County | $1,123 | $115,900 | 1.283% |
| 64 | Venango County | $1,116 | $114,500 | 1.318% |
| 65 | Forest County | $1,070 | $111,900 | 1.038% |
| 66 | McKean County | $1,022 | $98,700 | 1.636% |
| 67 | Cameron County | $942 | $88,200 | 1.667% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in Pennsylvania