Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in North Dakota
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
North Dakota ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | McKenzie County | $2,601 | $357,300 | 0.412% |
| 2 | Burleigh County | $2,436 | $314,700 | 0.878% |
| 3 | Billings County | $2,355 | $322,500 | 0.369% |
| 4 | Cass County | $2,301 | $284,700 | 1.211% |
| 5 | Ward County | $2,082 | $259,100 | 1.075% |
| 6 | Williams County | $2,065 | $267,800 | 0.714% |
| 7 | Stark County | $2,058 | $260,400 | 0.921% |
| 8 | Morton County | $2,002 | $249,600 | 1.026% |
| 9 | Grand Forks County | $1,984 | $244,200 | 1.128% |
| 10 | Dunn County | $1,876 | $244,000 | 0.604% |
| 11 | McLean County | $1,829 | $233,100 | 0.750% |
| 12 | Mountrail County | $1,711 | $222,200 | 0.527% |
| 13 | Oliver County | $1,693 | $217,000 | 0.628% |
| 14 | Stutsman County | $1,656 | $200,300 | 1.095% |
| 15 | Mercer County | $1,622 | $196,200 | 1.071% |
| 16 | Ramsey County | $1,608 | $197,400 | 0.936% |
| 17 | Traill County | $1,596 | $193,200 | 1.045% |
| 18 | Bottineau County | $1,524 | $190,900 | 0.699% |
| 19 | Richland County | $1,496 | $177,600 | 1.135% |
| 20 | Ransom County | $1,463 | $174,800 | 1.051% |
| 21 | Bowman County | $1,431 | $176,400 | 0.754% |
| 22 | Barnes County | $1,420 | $168,100 | 1.096% |
| 23 | Foster County | $1,407 | $162,800 | 1.285% |
| 24 | Dickey County | $1,388 | $167,100 | 0.920% |
| 25 | Divide County | $1,385 | $173,100 | 0.597% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in North Dakota