Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in North Carolina
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
North Carolina ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Orange County | $3,364 | $428,500 | 0.958% |
| 2 | Wake County | $3,237 | $422,800 | 0.715% |
| 3 | Dare County | $3,189 | $425,400 | 0.528% |
| 4 | Chatham County | $3,044 | $397,800 | 0.671% |
| 5 | Mecklenburg County | $2,879 | $371,200 | 0.749% |
| 6 | Union County | $2,860 | $374,400 | 0.614% |
| 7 | Durham County | $2,766 | $351,700 | 0.839% |
| 8 | Buncombe County | $2,755 | $360,000 | 0.601% |
| 9 | New Hanover County | $2,706 | $353,700 | 0.587% |
| 10 | Currituck County | $2,650 | $351,200 | 0.456% |
| 11 | Transylvania County | $2,546 | $336,100 | 0.458% |
| 12 | Cabarrus County | $2,506 | $318,600 | 0.762% |
| 13 | Henderson County | $2,438 | $317,800 | 0.525% |
| 14 | Watauga County | $2,434 | $321,500 | 0.415% |
| 15 | Moore County | $2,431 | $315,300 | 0.566% |
| 16 | Brunswick County | $2,427 | $314,700 | 0.568% |
| 17 | Carteret County | $2,324 | $304,200 | 0.450% |
| 18 | Iredell County | $2,286 | $292,300 | 0.631% |
| 19 | Camden County | $2,264 | $289,800 | 0.616% |
| 20 | Polk County | $2,194 | $281,100 | 0.579% |
| 21 | Lincoln County | $2,187 | $279,500 | 0.594% |
| 22 | Johnston County | $2,124 | $267,600 | 0.688% |
| 23 | Pender County | $2,122 | $267,100 | 0.696% |
| 24 | Madison County | $2,053 | $263,500 | 0.496% |
| 25 | Clay County | $2,041 | $263,300 | 0.451% |
| 26 | Haywood County | $2,015 | $254,900 | 0.601% |
| 27 | Jackson County | $1,959 | $253,900 | 0.369% |
| 28 | Franklin County | $1,940 | $240,900 | 0.719% |
| 29 | Guilford County | $1,930 | $234,900 | 0.883% |
| 30 | Gaston County | $1,914 | $235,000 | 0.797% |
| 31 | Granville County | $1,903 | $235,700 | 0.719% |
| 32 | Davie County | $1,890 | $235,300 | 0.667% |
| 33 | Forsyth County | $1,872 | $227,800 | 0.849% |
| 34 | Avery County | $1,826 | $233,200 | 0.414% |
| 35 | Pasquotank County | $1,810 | $223,300 | 0.693% |
| 36 | Harnett County | $1,801 | $220,700 | 0.744% |
| 37 | Macon County | $1,800 | $229,000 | 0.428% |
| 38 | Alamance County | $1,787 | $221,200 | 0.651% |
| 39 | Onslow County | $1,775 | $219,500 | 0.652% |
| 40 | Ashe County | $1,767 | $221,900 | 0.512% |
| 41 | Yancey County | $1,763 | $222,300 | 0.476% |
| 42 | Lee County | $1,761 | $213,800 | 0.798% |
| 43 | Catawba County | $1,757 | $218,100 | 0.605% |
| 44 | Rowan County | $1,752 | $216,100 | 0.653% |
| 45 | Stanly County | $1,733 | $214,300 | 0.622% |
| 46 | Perquimans County | $1,714 | $211,600 | 0.622% |
| 47 | Pamlico County | $1,698 | $209,800 | 0.599% |
| 48 | Craven County | $1,684 | $206,200 | 0.665% |
| 49 | Chowan County | $1,674 | $204,400 | 0.686% |
| 50 | Cherokee County | $1,673 | $208,700 | 0.501% |
| 51 | Swain County | $1,663 | $209,800 | 0.402% |
| 52 | Davidson County | $1,635 | $200,100 | 0.631% |
| 53 | Pitt County | $1,629 | $194,300 | 0.849% |
| 54 | Mitchell County | $1,627 | $202,100 | 0.502% |
| 55 | Alleghany County | $1,622 | $199,000 | 0.604% |
| 56 | Hoke County | $1,616 | $196,000 | 0.692% |
| 57 | Person County | $1,589 | $192,800 | 0.668% |
| 58 | Cumberland County | $1,574 | $183,700 | 0.992% |
| 59 | Alexander County | $1,563 | $190,000 | 0.631% |
| 60 | Stokes County | $1,539 | $186,800 | 0.620% |
| 61 | Beaufort County | $1,512 | $181,200 | 0.705% |
| 62 | Cleveland County | $1,503 | $180,200 | 0.688% |
| 63 | Rutherford County | $1,491 | $180,800 | 0.582% |
| 64 | Yadkin County | $1,475 | $176,400 | 0.686% |
| 65 | Wilson County | $1,463 | $171,800 | 0.831% |
| 66 | Caldwell County | $1,452 | $174,000 | 0.639% |
| 67 | Nash County | $1,450 | $171,100 | 0.771% |
| 68 | Randolph County | $1,446 | $171,600 | 0.720% |
| 69 | Burke County | $1,435 | $170,500 | 0.699% |
| 70 | Gates County | $1,399 | $163,900 | 0.777% |
| 71 | Surry County | $1,395 | $166,400 | 0.621% |
| 72 | McDowell County | $1,394 | $168,300 | 0.518% |
| 73 | Wayne County | $1,386 | $162,700 | 0.744% |
| 74 | Wilkes County | $1,360 | $161,400 | 0.621% |
| 75 | Rockingham County | $1,344 | $156,000 | 0.788% |
| 76 | Graham County | $1,310 | $155,800 | 0.540% |
| 77 | Caswell County | $1,295 | $151,200 | 0.677% |
| 78 | Montgomery County | $1,292 | $150,300 | 0.703% |
| 79 | Vance County | $1,276 | $146,300 | 0.806% |
| 80 | Tyrrell County | $1,229 | $138,400 | 0.891% |
| 81 | Columbus County | $1,154 | $128,300 | 0.873% |
| 82 | Sampson County | $1,149 | $128,400 | 0.819% |
| 83 | Bladen County | $1,139 | $125,800 | 0.904% |
| 84 | Warren County | $1,125 | $124,700 | 0.849% |
| 85 | Richmond County | $1,105 | $120,800 | 0.929% |
| 86 | Duplin County | $1,103 | $123,200 | 0.740% |
| 87 | Jones County | $1,100 | $122,600 | 0.755% |
| 88 | Anson County | $1,094 | $119,300 | 0.933% |
| 89 | Edgecombe County | $1,092 | $116,800 | 1.098% |
| 90 | Hyde County | $1,066 | $119,600 | 0.630% |
| 91 | Greene County | $1,049 | $114,000 | 0.868% |
| 92 | Hertford County | $1,038 | $111,100 | 0.975% |
| 93 | Martin County | $1,038 | $109,900 | 1.070% |
| 94 | Lenoir County | $1,032 | $111,400 | 0.884% |
| 95 | Scotland County | $1,023 | $109,900 | 0.909% |
| 96 | Washington County | $1,021 | $107,000 | 1.123% |
| 97 | Northampton County | $992 | $102,200 | 1.205% |
| 98 | Halifax County | $989 | $102,500 | 1.135% |
| 99 | Bertie County | $911 | $95,800 | 0.797% |
| 100 | Robeson County | $867 | $88,600 | 0.902% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in North Carolina