Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in North Carolina
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
North Carolina ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Orange County | $3,261 | $428,500 | 0.958% |
| 2 | Wake County | $3,135 | $422,800 | 0.715% |
| 3 | Dare County | $3,087 | $425,400 | 0.528% |
| 4 | Chatham County | $2,947 | $397,800 | 0.671% |
| 5 | Mecklenburg County | $2,788 | $371,200 | 0.749% |
| 6 | Union County | $2,768 | $374,400 | 0.614% |
| 7 | Durham County | $2,678 | $351,700 | 0.839% |
| 8 | Buncombe County | $2,665 | $360,000 | 0.601% |
| 9 | New Hanover County | $2,618 | $353,700 | 0.587% |
| 10 | Currituck County | $2,563 | $351,200 | 0.456% |
| 11 | Transylvania County | $2,462 | $336,100 | 0.458% |
| 12 | Cabarrus County | $2,425 | $318,600 | 0.762% |
| 13 | Henderson County | $2,357 | $317,800 | 0.525% |
| 14 | Watauga County | $2,352 | $321,500 | 0.415% |
| 15 | Moore County | $2,350 | $315,300 | 0.566% |
| 16 | Brunswick County | $2,347 | $314,700 | 0.568% |
| 17 | Carteret County | $2,245 | $304,200 | 0.450% |
| 18 | Iredell County | $2,210 | $292,300 | 0.631% |
| 19 | Camden County | $2,189 | $289,800 | 0.616% |
| 20 | Polk County | $2,121 | $281,100 | 0.579% |
| 21 | Lincoln County | $2,113 | $279,500 | 0.594% |
| 22 | Johnston County | $2,053 | $267,600 | 0.688% |
| 23 | Pender County | $2,051 | $267,100 | 0.696% |
| 24 | Madison County | $1,982 | $263,500 | 0.496% |
| 25 | Clay County | $1,971 | $263,300 | 0.451% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in North Carolina