Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in Montana
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
Montana ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Gallatin County | $4,324 | $604,900 | 0.599% |
| 2 | Flathead County | $3,394 | $467,700 | 0.613% |
| 3 | Missoula County | $3,193 | $423,100 | 0.906% |
| 4 | Ravalli County | $3,140 | $435,000 | 0.529% |
| 5 | Madison County | $3,133 | $440,500 | 0.409% |
| 6 | Park County | $3,119 | $429,700 | 0.571% |
| 7 | Jefferson County | $2,967 | $408,000 | 0.557% |
| 8 | Carbon County | $2,770 | $379,300 | 0.548% |
| 9 | Lake County | $2,736 | $369,200 | 0.660% |
| 10 | Lewis and Clark County | $2,704 | $358,200 | 0.806% |
| 11 | Broadwater County | $2,689 | $364,800 | 0.606% |
| 12 | Stillwater County | $2,624 | $355,600 | 0.599% |
| 13 | Granite County | $2,517 | $339,500 | 0.607% |
| 14 | Yellowstone County | $2,429 | $317,600 | 0.840% |
| 15 | Sanders County | $2,394 | $323,800 | 0.549% |
| 16 | Mineral County | $2,325 | $313,600 | 0.551% |
| 17 | Sweet Grass County | $2,188 | $295,500 | 0.491% |
| 18 | Beaverhead County | $2,138 | $282,000 | 0.665% |
| 19 | Richland County | $1,998 | $259,000 | 0.747% |
| 20 | Powell County | $1,966 | $255,700 | 0.707% |
| 21 | Lincoln County | $1,959 | $258,700 | 0.579% |
| 22 | Cascade County | $1,924 | $243,300 | 0.919% |
| 23 | Meagher County | $1,886 | $244,400 | 0.698% |
| 24 | Teton County | $1,849 | $235,500 | 0.819% |
| 25 | Fallon County | $1,811 | $237,000 | 0.573% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in Montana