Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in Michigan
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Michigan ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Leelanau County | $3,112 | $406,900 | 0.702% |
| 2 | Washtenaw County | $2,980 | $353,000 | 1.559% |
| 3 | Oakland County | $2,661 | $320,400 | 1.324% |
| 4 | Livingston County | $2,650 | $331,100 | 0.987% |
| 5 | Grand Traverse County | $2,391 | $296,200 | 0.979% |
| 6 | Ottawa County | $2,373 | $291,200 | 1.057% |
| 7 | Emmet County | $2,220 | $275,300 | 0.905% |
| 8 | Kent County | $2,202 | $265,700 | 1.140% |
| 9 | Allegan County | $2,060 | $247,000 | 1.133% |
| 10 | Clinton County | $2,060 | $243,700 | 1.251% |
| 11 | Benzie County | $2,052 | $254,400 | 0.833% |
| 12 | Barry County | $2,031 | $243,700 | 1.110% |
| 13 | Charlevoix County | $2,000 | $242,800 | 0.992% |
| 14 | Macomb County | $1,999 | $231,400 | 1.423% |
| 15 | Kalamazoo County | $1,981 | $227,500 | 1.485% |
| 16 | Lapeer County | $1,892 | $229,100 | 0.954% |
| 17 | Antrim County | $1,836 | $222,500 | 0.914% |
| 18 | Monroe County | $1,830 | $215,700 | 1.155% |
| 19 | St. Clair County | $1,818 | $213,900 | 1.165% |
| 20 | Eaton County | $1,807 | $206,700 | 1.415% |
| 21 | Berrien County | $1,791 | $211,400 | 1.115% |
| 22 | Ingham County | $1,728 | $187,500 | 1.860% |
| 23 | Cass County | $1,718 | $205,200 | 0.961% |
| 24 | Marquette County | $1,701 | $202,000 | 1.000% |
| 25 | Mason County | $1,698 | $199,300 | 1.105% |
| 26 | Van Buren County | $1,657 | $189,900 | 1.287% |
| 27 | Midland County | $1,648 | $184,300 | 1.504% |
| 28 | Otsego County | $1,642 | $196,500 | 0.891% |
| 29 | Ionia County | $1,634 | $189,400 | 1.167% |
| 30 | Jackson County | $1,604 | $182,900 | 1.286% |
| 31 | Lenawee County | $1,597 | $181,100 | 1.332% |
| 32 | Muskegon County | $1,584 | $180,900 | 1.260% |
| 33 | Wayne County | $1,557 | $170,200 | 1.642% |
| 34 | Newaygo County | $1,548 | $178,300 | 1.151% |
| 35 | Genesee County | $1,544 | $172,900 | 1.398% |
| 36 | Keweenaw County | $1,540 | $181,400 | 0.939% |
| 37 | Cheboygan County | $1,493 | $175,200 | 0.928% |
| 38 | Montcalm County | $1,491 | $172,100 | 1.076% |
| 39 | Kalkaska County | $1,480 | $174,300 | 0.886% |
| 40 | Isabella County | $1,473 | $165,100 | 1.320% |
| 41 | Shiawassee County | $1,472 | $164,600 | 1.345% |
| 42 | Oceana County | $1,467 | $167,600 | 1.143% |
| 43 | Mecosta County | $1,463 | $169,900 | 0.996% |
| 44 | Hillsdale County | $1,463 | $170,500 | 0.964% |
| 45 | St. Joseph County | $1,463 | $167,600 | 1.114% |
| 46 | Manistee County | $1,452 | $166,600 | 1.089% |
| 47 | Mackinac County | $1,438 | $165,600 | 1.038% |
| 48 | Alger County | $1,433 | $165,700 | 0.997% |
| 49 | Wexford County | $1,415 | $160,300 | 1.165% |
| 50 | Missaukee County | $1,415 | $163,700 | 0.977% |
| 51 | Sanilac County | $1,396 | $162,200 | 0.917% |
| 52 | Calhoun County | $1,391 | $151,500 | 1.498% |
| 53 | Chippewa County | $1,377 | $153,100 | 1.288% |
| 54 | Gladwin County | $1,364 | $153,200 | 1.183% |
| 55 | Alcona County | $1,351 | $157,500 | 0.839% |
| 56 | Crawford County | $1,328 | $149,900 | 1.093% |
| 57 | Branch County | $1,327 | $147,500 | 1.229% |
| 58 | Delta County | $1,309 | $146,800 | 1.129% |
| 59 | Roscommon County | $1,309 | $148,000 | 1.049% |
| 60 | Saginaw County | $1,305 | $139,400 | 1.571% |
| 61 | Huron County | $1,281 | $141,300 | 1.241% |
| 62 | Bay County | $1,278 | $135,100 | 1.632% |
| 63 | Houghton County | $1,277 | $140,300 | 1.269% |
| 64 | Menominee County | $1,267 | $142,700 | 1.030% |
| 65 | Tuscola County | $1,253 | $136,900 | 1.280% |
| 66 | Gratiot County | $1,251 | $136,800 | 1.271% |
| 67 | Montmorency County | $1,249 | $142,000 | 0.922% |
| 68 | Osceola County | $1,247 | $139,600 | 1.059% |
| 69 | Alpena County | $1,242 | $137,800 | 1.129% |
| 70 | Ogemaw County | $1,236 | $138,600 | 1.022% |
| 71 | Dickinson County | $1,223 | $130,300 | 1.471% |
| 72 | Presque Isle County | $1,211 | $135,200 | 1.022% |
| 73 | Arenac County | $1,194 | $129,000 | 1.299% |
| 74 | Baraga County | $1,163 | $124,400 | 1.339% |
| 75 | Oscoda County | $1,134 | $126,000 | 0.938% |
| 76 | Lake County | $1,133 | $122,900 | 1.150% |
| 77 | Schoolcraft County | $1,131 | $123,500 | 1.091% |
| 78 | Iosco County | $1,124 | $122,900 | 1.061% |
| 79 | Clare County | $1,094 | $117,400 | 1.181% |
| 80 | Luce County | $1,026 | $110,400 | 1.015% |
| 81 | Iron County | $996 | $101,500 | 1.437% |
| 82 | Gogebic County | $987 | $99,700 | 1.492% |
| 83 | Ontonagon County | $975 | $101,000 | 1.232% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in Michigan