Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in Michigan
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
Michigan ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Leelanau County | $3,087 | $406,900 | 0.702% |
| 2 | Washtenaw County | $2,965 | $353,000 | 1.559% |
| 3 | Oakland County | $2,653 | $320,400 | 1.324% |
| 4 | Livingston County | $2,640 | $331,100 | 0.987% |
| 5 | Grand Traverse County | $2,388 | $296,200 | 0.979% |
| 6 | Ottawa County | $2,371 | $291,200 | 1.057% |
| 7 | Emmet County | $2,221 | $275,300 | 0.905% |
| 8 | Kent County | $2,205 | $265,700 | 1.140% |
| 9 | Allegan County | $2,067 | $247,000 | 1.133% |
| 10 | Clinton County | $2,067 | $243,700 | 1.251% |
| 11 | Benzie County | $2,057 | $254,400 | 0.833% |
| 12 | Barry County | $2,038 | $243,700 | 1.110% |
| 13 | Macomb County | $2,009 | $231,400 | 1.423% |
| 14 | Charlevoix County | $2,008 | $242,800 | 0.992% |
| 15 | Kalamazoo County | $1,991 | $227,500 | 1.485% |
| 16 | Lapeer County | $1,902 | $229,100 | 0.954% |
| 17 | Antrim County | $1,848 | $222,500 | 0.914% |
| 18 | Monroe County | $1,843 | $215,700 | 1.155% |
| 19 | St. Clair County | $1,831 | $213,900 | 1.165% |
| 20 | Eaton County | $1,822 | $206,700 | 1.415% |
| 21 | Berrien County | $1,804 | $211,400 | 1.115% |
| 22 | Ingham County | $1,747 | $187,500 | 1.860% |
| 23 | Cass County | $1,733 | $205,200 | 0.961% |
| 24 | Marquette County | $1,716 | $202,000 | 1.000% |
| 25 | Mason County | $1,714 | $199,300 | 1.105% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in Michigan