Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in Maryland
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Maryland ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Montgomery County | $4,663 | $615,200 | 0.868% |
| 2 | Howard County | $4,538 | $576,700 | 1.182% |
| 3 | Anne Arundel County | $3,478 | $450,300 | 0.852% |
| 4 | Frederick County | $3,450 | $437,700 | 1.020% |
| 5 | Calvert County | $3,415 | $440,200 | 0.876% |
| 6 | Queen Anne's County | $3,396 | $441,800 | 0.793% |
| 7 | Prince George's County | $3,252 | $404,300 | 1.153% |
| 8 | Charles County | $3,199 | $402,300 | 1.039% |
| 9 | Carroll County | $3,196 | $406,400 | 0.944% |
| 10 | St. Mary's County | $3,060 | $390,900 | 0.868% |
| 11 | Talbot County | $3,043 | $398,300 | 0.659% |
| 12 | Harford County | $2,911 | $367,300 | 0.932% |
| 13 | Worcester County | $2,721 | $348,100 | 0.755% |
| 14 | Baltimore County | $2,690 | $330,000 | 1.105% |
| 15 | Cecil County | $2,524 | $311,800 | 0.981% |
| 16 | Kent County | $2,480 | $307,100 | 0.943% |
| 17 | Washington County | $2,242 | $275,900 | 0.886% |
| 18 | Caroline County | $2,226 | $272,400 | 0.923% |
| 19 | Dorchester County | $2,087 | $252,300 | 0.951% |
| 20 | Wicomico County | $1,978 | $238,900 | 0.887% |
| 21 | Baltimore city | $1,945 | $219,300 | 1.476% |
| 22 | Garrett County | $1,810 | $217,000 | 0.826% |
| 23 | Somerset County | $1,456 | $164,300 | 0.976% |
| 24 | Allegany County | $1,359 | $149,200 | 1.078% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in Maryland