Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in Maryland
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
Maryland ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Montgomery County | $4,538 | $615,200 | 0.868% |
| 2 | Howard County | $4,421 | $576,700 | 1.182% |
| 3 | Anne Arundel County | $3,386 | $450,300 | 0.852% |
| 4 | Frederick County | $3,360 | $437,700 | 1.020% |
| 5 | Calvert County | $3,325 | $440,200 | 0.876% |
| 6 | Queen Anne's County | $3,306 | $441,800 | 0.793% |
| 7 | Prince George's County | $3,169 | $404,300 | 1.153% |
| 8 | Charles County | $3,116 | $402,300 | 1.039% |
| 9 | Carroll County | $3,113 | $406,400 | 0.944% |
| 10 | St. Mary's County | $2,980 | $390,900 | 0.868% |
| 11 | Talbot County | $2,962 | $398,300 | 0.659% |
| 12 | Harford County | $2,835 | $367,300 | 0.932% |
| 13 | Worcester County | $2,649 | $348,100 | 0.755% |
| 14 | Baltimore County | $2,622 | $330,000 | 1.105% |
| 15 | Cecil County | $2,459 | $311,800 | 0.981% |
| 16 | Kent County | $2,417 | $307,100 | 0.943% |
| 17 | Washington County | $2,185 | $275,900 | 0.886% |
| 18 | Caroline County | $2,169 | $272,400 | 0.923% |
| 19 | Dorchester County | $2,034 | $252,300 | 0.951% |
| 20 | Wicomico County | $1,927 | $238,900 | 0.887% |
| 21 | Baltimore city | $1,898 | $219,300 | 1.476% |
| 22 | Garrett County | $1,764 | $217,000 | 0.826% |
| 23 | Somerset County | $1,420 | $164,300 | 0.976% |
| 24 | Allegany County | $1,326 | $149,200 | 1.078% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in Maryland