Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in Kentucky
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Kentucky ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Oldham County | $3,012 | $375,000 | 0.921% |
| 2 | Spencer County | $2,382 | $297,600 | 0.712% |
| 3 | Shelby County | $2,259 | $277,500 | 0.810% |
| 4 | Fayette County | $2,237 | $272,100 | 0.891% |
| 5 | Woodford County | $2,191 | $270,400 | 0.741% |
| 6 | Scott County | $2,132 | $264,200 | 0.681% |
| 7 | Boone County | $2,098 | $253,200 | 0.898% |
| 8 | Jessamine County | $2,012 | $245,100 | 0.771% |
| 9 | Campbell County | $1,991 | $234,500 | 1.064% |
| 10 | Jefferson County | $1,970 | $237,200 | 0.853% |
| 11 | Warren County | $1,967 | $242,600 | 0.642% |
| 12 | Bullitt County | $1,944 | $233,700 | 0.853% |
| 13 | Kenton County | $1,927 | $227,500 | 1.004% |
| 14 | Nelson County | $1,862 | $224,100 | 0.795% |
| 15 | Madison County | $1,827 | $220,700 | 0.739% |
| 16 | Anderson County | $1,782 | $213,200 | 0.796% |
| 17 | Bourbon County | $1,760 | $211,600 | 0.739% |
| 18 | Hardin County | $1,713 | $205,900 | 0.705% |
| 19 | Boyle County | $1,699 | $200,700 | 0.853% |
| 20 | Franklin County | $1,683 | $198,700 | 0.841% |
| 21 | Clark County | $1,659 | $197,900 | 0.732% |
| 22 | Meade County | $1,634 | $195,000 | 0.711% |
| 23 | Simpson County | $1,627 | $195,700 | 0.637% |
| 24 | Mercer County | $1,613 | $189,700 | 0.819% |
| 25 | Daviess County | $1,590 | $185,800 | 0.858% |
| 26 | Trigg County | $1,587 | $192,000 | 0.555% |
| 27 | Harrison County | $1,585 | $188,900 | 0.679% |
| 28 | Garrard County | $1,576 | $186,800 | 0.719% |
| 29 | Grant County | $1,567 | $185,500 | 0.722% |
| 30 | Henry County | $1,551 | $181,300 | 0.821% |
| 31 | McCracken County | $1,549 | $182,900 | 0.734% |
| 32 | Calloway County | $1,528 | $181,200 | 0.671% |
| 33 | Lyon County | $1,527 | $183,600 | 0.553% |
| 34 | Larue County | $1,495 | $177,500 | 0.630% |
| 35 | Marshall County | $1,480 | $173,700 | 0.717% |
| 36 | Allen County | $1,474 | $176,300 | 0.551% |
| 37 | Trimble County | $1,467 | $172,700 | 0.680% |
| 38 | Gallatin County | $1,461 | $169,400 | 0.808% |
| 39 | Henderson County | $1,444 | $165,700 | 0.878% |
| 40 | Washington County | $1,440 | $168,300 | 0.716% |
| 41 | Barren County | $1,431 | $166,900 | 0.726% |
| 42 | Owen County | $1,420 | $165,000 | 0.746% |
| 43 | Montgomery County | $1,412 | $163,800 | 0.746% |
| 44 | Taylor County | $1,407 | $163,700 | 0.717% |
| 45 | Pendleton County | $1,393 | $160,800 | 0.775% |
| 46 | Marion County | $1,369 | $158,700 | 0.708% |
| 47 | Grayson County | $1,360 | $160,100 | 0.560% |
| 48 | Mason County | $1,351 | $157,500 | 0.634% |
| 49 | Pulaski County | $1,344 | $156,300 | 0.646% |
| 50 | Todd County | $1,339 | $157,400 | 0.553% |
| 51 | Rowan County | $1,329 | $155,900 | 0.553% |
| 52 | Logan County | $1,306 | $151,500 | 0.624% |
| 53 | Christian County | $1,301 | $149,200 | 0.714% |
| 54 | Russell County | $1,278 | $148,200 | 0.588% |
| 55 | McLean County | $1,270 | $145,600 | 0.676% |
| 56 | Laurel County | $1,243 | $143,400 | 0.589% |
| 57 | Powell County | $1,235 | $142,400 | 0.582% |
| 58 | Breckinridge County | $1,231 | $141,400 | 0.605% |
| 59 | Lincoln County | $1,231 | $139,300 | 0.732% |
| 60 | Greenup County | $1,225 | $135,300 | 0.941% |
| 61 | Graves County | $1,221 | $139,000 | 0.668% |
| 62 | Hancock County | $1,212 | $137,600 | 0.680% |
| 63 | Edmonson County | $1,194 | $136,600 | 0.582% |
| 64 | Adair County | $1,192 | $134,800 | 0.684% |
| 65 | Ballard County | $1,192 | $132,900 | 0.803% |
| 66 | Casey County | $1,189 | $135,700 | 0.597% |
| 67 | Carroll County | $1,164 | $129,800 | 0.757% |
| 68 | Hopkins County | $1,163 | $128,800 | 0.821% |
| 69 | Boyd County | $1,161 | $126,300 | 0.976% |
| 70 | Cumberland County | $1,139 | $128,600 | 0.611% |
| 71 | Hart County | $1,125 | $124,600 | 0.750% |
| 72 | Johnson County | $1,119 | $125,300 | 0.645% |
| 73 | Carter County | $1,109 | $126,100 | 0.493% |
| 74 | Robertson County | $1,108 | $123,400 | 0.671% |
| 75 | Muhlenberg County | $1,095 | $121,300 | 0.694% |
| 76 | Whitley County | $1,086 | $120,600 | 0.657% |
| 77 | Wayne County | $1,086 | $121,700 | 0.578% |
| 78 | Bracken County | $1,083 | $116,400 | 0.939% |
| 79 | Green County | $1,072 | $118,900 | 0.632% |
| 80 | Nicholas County | $1,070 | $119,600 | 0.568% |
| 81 | Monroe County | $1,066 | $116,300 | 0.767% |
| 82 | Rockcastle County | $1,059 | $119,300 | 0.481% |
| 83 | Fleming County | $1,053 | $115,200 | 0.715% |
| 84 | Livingston County | $1,052 | $116,300 | 0.629% |
| 85 | Crittenden County | $1,042 | $115,700 | 0.562% |
| 86 | Ohio County | $1,030 | $113,400 | 0.613% |
| 87 | Bath County | $1,030 | $111,800 | 0.731% |
| 88 | Clinton County | $1,028 | $114,000 | 0.550% |
| 89 | Estill County | $1,027 | $111,900 | 0.691% |
| 90 | Caldwell County | $1,022 | $113,500 | 0.523% |
| 91 | Union County | $1,014 | $109,000 | 0.787% |
| 92 | Knox County | $1,011 | $109,200 | 0.735% |
| 93 | Menifee County | $1,006 | $111,500 | 0.500% |
| 94 | Lawrence County | $998 | $108,100 | 0.678% |
| 95 | Morgan County | $989 | $106,000 | 0.757% |
| 96 | Carlisle County | $988 | $104,700 | 0.847% |
| 97 | Jackson County | $986 | $107,000 | 0.638% |
| 98 | Pike County | $974 | $104,200 | 0.727% |
| 99 | Butler County | $969 | $105,500 | 0.563% |
| 100 | Metcalfe County | $965 | $103,100 | 0.721% |
| 101 | Webster County | $946 | $97,600 | 0.985% |
| 102 | Elliott County | $921 | $97,400 | 0.689% |
| 103 | Floyd County | $896 | $93,300 | 0.747% |
| 104 | Hickman County | $894 | $92,300 | 0.819% |
| 105 | Perry County | $875 | $90,700 | 0.729% |
| 106 | Magoffin County | $858 | $88,300 | 0.728% |
| 107 | Clay County | $847 | $87,300 | 0.685% |
| 108 | Martin County | $836 | $84,900 | 0.774% |
| 109 | Lewis County | $836 | $86,100 | 0.648% |
| 110 | Lee County | $820 | $82,100 | 0.848% |
| 111 | Bell County | $820 | $83,000 | 0.743% |
| 112 | Owsley County | $795 | $79,900 | 0.703% |
| 113 | Fulton County | $783 | $78,100 | 0.720% |
| 114 | McCreary County | $775 | $77,000 | 0.734% |
| 115 | Harlan County | $762 | $73,100 | 0.988% |
| 116 | Knott County | $757 | $74,600 | 0.718% |
| 117 | Leslie County | $753 | $74,100 | 0.718% |
| 118 | Letcher County | $740 | $70,500 | 0.932% |
| 119 | Wolfe County | $690 | $66,400 | 0.589% |
| 120 | Breathitt County | $670 | $61,800 | 0.843% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in Kentucky