Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in Illinois
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
Illinois ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | DuPage County | $3,317 | $374,100 | 2.094% |
| 2 | Lake County | $3,090 | $326,600 | 2.677% |
| 3 | Kendall County | $2,815 | $298,900 | 2.528% |
| 4 | Kane County | $2,814 | $303,000 | 2.386% |
| 5 | Will County | $2,762 | $298,000 | 2.347% |
| 6 | Cook County | $2,730 | $305,200 | 1.983% |
| 7 | McHenry County | $2,705 | $286,900 | 2.493% |
| 8 | Grundy County | $2,371 | $259,200 | 2.029% |
| 9 | Monroe County | $2,350 | $265,600 | 1.703% |
| 10 | DeKalb County | $2,249 | $231,900 | 2.539% |
| 11 | Champaign County | $1,942 | $205,100 | 2.070% |
| 12 | Boone County | $1,922 | $198,600 | 2.269% |
| 13 | McLean County | $1,920 | $198,300 | 2.271% |
| 14 | Woodford County | $1,868 | $193,800 | 2.180% |
| 15 | Kankakee County | $1,808 | $185,700 | 2.221% |
| 16 | Jo Daviess County | $1,799 | $193,900 | 1.745% |
| 17 | Ogle County | $1,766 | $184,100 | 2.030% |
| 18 | Clinton County | $1,711 | $180,500 | 1.859% |
| 19 | Menard County | $1,668 | $179,300 | 1.637% |
| 20 | Effingham County | $1,653 | $179,800 | 1.509% |
| 21 | St. Clair County | $1,651 | $168,800 | 2.093% |
| 22 | Sangamon County | $1,647 | $170,300 | 1.978% |
| 23 | Piatt County | $1,638 | $173,200 | 1.755% |
| 24 | Madison County | $1,621 | $167,900 | 1.925% |
| 25 | Tazewell County | $1,620 | $164,500 | 2.116% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in Illinois