Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in Illinois
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Illinois ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | DuPage County | $3,309 | $374,100 | 2.094% |
| 2 | Lake County | $3,073 | $326,600 | 2.677% |
| 3 | Kendall County | $2,793 | $298,900 | 2.528% |
| 4 | Kane County | $2,792 | $303,000 | 2.386% |
| 5 | Will County | $2,740 | $298,000 | 2.347% |
| 6 | Cook County | $2,709 | $305,200 | 1.983% |
| 7 | McHenry County | $2,680 | $286,900 | 2.493% |
| 8 | Grundy County | $2,341 | $259,200 | 2.029% |
| 9 | Monroe County | $2,321 | $265,600 | 1.703% |
| 10 | DeKalb County | $2,214 | $231,900 | 2.539% |
| 11 | Champaign County | $1,901 | $205,100 | 2.070% |
| 12 | Boone County | $1,880 | $198,600 | 2.269% |
| 13 | McLean County | $1,878 | $198,300 | 2.271% |
| 14 | Woodford County | $1,825 | $193,800 | 2.180% |
| 15 | Kankakee County | $1,764 | $185,700 | 2.221% |
| 16 | Jo Daviess County | $1,756 | $193,900 | 1.745% |
| 17 | Ogle County | $1,721 | $184,100 | 2.030% |
| 18 | Clinton County | $1,666 | $180,500 | 1.859% |
| 19 | Menard County | $1,623 | $179,300 | 1.637% |
| 20 | Effingham County | $1,607 | $179,800 | 1.509% |
| 21 | St. Clair County | $1,604 | $168,800 | 2.093% |
| 22 | Sangamon County | $1,600 | $170,300 | 1.978% |
| 23 | Piatt County | $1,591 | $173,200 | 1.755% |
| 24 | Madison County | $1,573 | $167,900 | 1.925% |
| 25 | Tazewell County | $1,571 | $164,500 | 2.116% |
| 26 | Calhoun County | $1,557 | $174,000 | 1.474% |
| 27 | Jersey County | $1,556 | $168,800 | 1.752% |
| 28 | Winnebago County | $1,540 | $155,100 | 2.482% |
| 29 | Putnam County | $1,525 | $167,800 | 1.590% |
| 30 | LaSalle County | $1,496 | $154,900 | 2.154% |
| 31 | Peoria County | $1,488 | $152,600 | 2.239% |
| 32 | Lee County | $1,467 | $155,100 | 1.921% |
| 33 | Rock Island County | $1,432 | $144,700 | 2.330% |
| 34 | Adams County | $1,430 | $155,900 | 1.579% |
| 35 | Pope County | $1,427 | $165,300 | 1.021% |
| 36 | Washington County | $1,415 | $149,800 | 1.846% |
| 37 | Henry County | $1,395 | $145,300 | 1.980% |
| 38 | Williamson County | $1,364 | $145,600 | 1.710% |
| 39 | Douglas County | $1,353 | $142,600 | 1.813% |
| 40 | Mercer County | $1,341 | $139,300 | 1.945% |
| 41 | Johnson County | $1,337 | $148,200 | 1.317% |
| 42 | Marshall County | $1,334 | $137,800 | 1.991% |
| 43 | Brown County | $1,309 | $142,200 | 1.470% |
| 44 | Livingston County | $1,303 | $131,500 | 2.180% |
| 45 | Stephenson County | $1,300 | $127,500 | 2.463% |
| 46 | Bond County | $1,292 | $133,100 | 1.962% |
| 47 | Whiteside County | $1,250 | $125,800 | 2.127% |
| 48 | Morgan County | $1,248 | $128,700 | 1.880% |
| 49 | Randolph County | $1,238 | $134,100 | 1.400% |
| 50 | Iroquois County | $1,228 | $125,400 | 1.953% |
| 51 | Logan County | $1,220 | $125,900 | 1.839% |
| 52 | Jackson County | $1,220 | $125,000 | 1.908% |
| 53 | Shelby County | $1,220 | $130,400 | 1.499% |
| 54 | Union County | $1,220 | $131,700 | 1.405% |
| 55 | Macon County | $1,214 | $121,800 | 2.102% |
| 56 | Bureau County | $1,211 | $121,900 | 2.069% |
| 57 | Coles County | $1,209 | $121,900 | 2.046% |
| 58 | De Witt County | $1,208 | $124,200 | 1.849% |
| 59 | Jasper County | $1,203 | $122,900 | 1.905% |
| 60 | Macoupin County | $1,195 | $126,100 | 1.578% |
| 61 | Moultrie County | $1,192 | $121,500 | 1.906% |
| 62 | Clark County | $1,182 | $123,100 | 1.684% |
| 63 | Ford County | $1,180 | $118,100 | 2.069% |
| 64 | Jefferson County | $1,147 | $118,400 | 1.711% |
| 65 | Cumberland County | $1,146 | $117,700 | 1.757% |
| 66 | Carroll County | $1,138 | $113,500 | 2.033% |
| 67 | Massac County | $1,123 | $118,000 | 1.499% |
| 68 | Fayette County | $1,099 | $114,700 | 1.517% |
| 69 | Christian County | $1,095 | $112,100 | 1.691% |
| 70 | Crawford County | $1,095 | $113,700 | 1.556% |
| 71 | Mason County | $1,087 | $106,100 | 2.146% |
| 72 | Hancock County | $1,081 | $108,400 | 1.863% |
| 73 | McDonough County | $1,067 | $103,500 | 2.162% |
| 74 | Knox County | $1,060 | $104,900 | 1.949% |
| 75 | Schuyler County | $1,060 | $106,200 | 1.827% |
| 76 | Wayne County | $1,058 | $109,400 | 1.527% |
| 77 | Fulton County | $1,056 | $102,500 | 2.133% |
| 78 | Hamilton County | $1,038 | $108,800 | 1.351% |
| 79 | Perry County | $1,037 | $105,200 | 1.658% |
| 80 | Richland County | $1,036 | $106,600 | 1.518% |
| 81 | Warren County | $1,026 | $101,300 | 1.896% |
| 82 | Stark County | $1,022 | $103,500 | 1.643% |
| 83 | Montgomery County | $1,018 | $102,200 | 1.720% |
| 84 | Wabash County | $1,011 | $103,900 | 1.471% |
| 85 | Henderson County | $1,010 | $101,600 | 1.676% |
| 86 | Marion County | $1,001 | $100,100 | 1.707% |
| 87 | Cass County | $995 | $95,500 | 2.102% |
| 88 | Pike County | $988 | $100,100 | 1.555% |
| 89 | Scott County | $986 | $101,700 | 1.382% |
| 90 | White County | $974 | $100,100 | 1.387% |
| 91 | Edwards County | $960 | $97,500 | 1.466% |
| 92 | Edgar County | $952 | $95,700 | 1.544% |
| 93 | Greene County | $951 | $94,400 | 1.657% |
| 94 | Vermilion County | $950 | $92,900 | 1.793% |
| 95 | Clay County | $947 | $94,300 | 1.615% |
| 96 | Saline County | $931 | $92,900 | 1.555% |
| 97 | Lawrence County | $924 | $95,500 | 1.210% |
| 98 | Hardin County | $893 | $91,700 | 1.176% |
| 99 | Franklin County | $887 | $87,700 | 1.501% |
| 100 | Gallatin County | $863 | $84,700 | 1.506% |
| 101 | Pulaski County | $789 | $81,000 | 0.825% |
| 102 | Alexander County | $667 | $58,700 | 1.646% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in Illinois