Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in Georgia
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
Georgia ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Forsyth County | $3,687 | $493,800 | 0.759% |
| 2 | Fulton County | $3,294 | $431,200 | 0.892% |
| 3 | Oconee County | $3,189 | $425,100 | 0.719% |
| 4 | Fayette County | $3,074 | $405,600 | 0.781% |
| 5 | Cherokee County | $2,936 | $389,800 | 0.701% |
| 6 | Cobb County | $2,819 | $373,700 | 0.685% |
| 7 | Gwinnett County | $2,708 | $345,700 | 0.978% |
| 8 | Dawson County | $2,651 | $351,900 | 0.632% |
| 9 | Greene County | $2,599 | $342,200 | 0.685% |
| 10 | DeKalb County | $2,588 | $331,400 | 0.919% |
| 11 | Morgan County | $2,481 | $323,100 | 0.742% |
| 12 | Coweta County | $2,480 | $321,900 | 0.771% |
| 13 | Bryan County | $2,451 | $317,100 | 0.789% |
| 14 | Jackson County | $2,444 | $312,700 | 0.883% |
| 15 | Hall County | $2,419 | $313,600 | 0.760% |
| 16 | Walton County | $2,339 | $300,500 | 0.809% |
| 17 | Towns County | $2,304 | $311,900 | 0.365% |
| 18 | Paulding County | $2,266 | $289,000 | 0.846% |
| 19 | Columbia County | $2,255 | $287,400 | 0.846% |
| 20 | Pickens County | $2,226 | $289,600 | 0.661% |
| 21 | Harris County | $2,202 | $278,700 | 0.886% |
| 22 | Henry County | $2,201 | $277,400 | 0.922% |
| 23 | Chatham County | $2,167 | $273,300 | 0.901% |
| 24 | Clarke County | $2,157 | $271,900 | 0.899% |
| 25 | Lumpkin County | $2,146 | $277,200 | 0.688% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in Georgia