Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in Florida
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
Florida ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Monroe County | $5,295 | $723,800 | 0.545% |
| 2 | Collier County | $3,675 | $486,800 | 0.661% |
| 3 | St. Johns County | $3,510 | $457,600 | 0.775% |
| 4 | Miami-Dade County | $3,296 | $425,400 | 0.827% |
| 5 | Palm Beach County | $3,184 | $407,300 | 0.884% |
| 6 | Broward County | $3,008 | $380,400 | 0.949% |
| 7 | Martin County | $3,007 | $386,500 | 0.807% |
| 8 | Sarasota County | $2,894 | $373,100 | 0.757% |
| 9 | Walton County | $2,823 | $376,400 | 0.454% |
| 10 | Manatee County | $2,809 | $359,800 | 0.793% |
| 11 | Orange County | $2,794 | $358,300 | 0.780% |
| 12 | Sumter County | $2,791 | $356,000 | 0.826% |
| 13 | Seminole County | $2,763 | $357,300 | 0.698% |
| 14 | Nassau County | $2,727 | $351,100 | 0.729% |
| 15 | Hillsborough County | $2,629 | $333,300 | 0.836% |
| 16 | Flagler County | $2,617 | $333,400 | 0.788% |
| 17 | Lee County | $2,576 | $326,300 | 0.827% |
| 18 | Okaloosa County | $2,503 | $324,800 | 0.600% |
| 19 | Osceola County | $2,502 | $317,600 | 0.787% |
| 20 | Pinellas County | $2,497 | $319,000 | 0.729% |
| 21 | Indian River County | $2,465 | $314,700 | 0.727% |
| 22 | St. Lucie County | $2,457 | $305,800 | 0.946% |
| 23 | Brevard County | $2,385 | $304,400 | 0.703% |
| 24 | Santa Rosa County | $2,343 | $302,100 | 0.599% |
| 25 | Charlotte County | $2,334 | $291,000 | 0.887% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in Florida