Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in Florida
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Florida ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Monroe County | $5,467 | $723,800 | 0.545% |
| 2 | Collier County | $3,801 | $486,800 | 0.661% |
| 3 | St. Johns County | $3,630 | $457,600 | 0.775% |
| 4 | Miami-Dade County | $3,410 | $425,400 | 0.827% |
| 5 | Palm Beach County | $3,294 | $407,300 | 0.884% |
| 6 | Martin County | $3,113 | $386,500 | 0.807% |
| 7 | Broward County | $3,112 | $380,400 | 0.949% |
| 8 | Sarasota County | $2,997 | $373,100 | 0.757% |
| 9 | Walton County | $2,927 | $376,400 | 0.454% |
| 10 | Manatee County | $2,910 | $359,800 | 0.793% |
| 11 | Orange County | $2,895 | $358,300 | 0.780% |
| 12 | Sumter County | $2,891 | $356,000 | 0.826% |
| 13 | Seminole County | $2,863 | $357,300 | 0.698% |
| 14 | Nassau County | $2,826 | $351,100 | 0.729% |
| 15 | Hillsborough County | $2,725 | $333,300 | 0.836% |
| 16 | Flagler County | $2,712 | $333,400 | 0.788% |
| 17 | Lee County | $2,670 | $326,300 | 0.827% |
| 18 | Okaloosa County | $2,597 | $324,800 | 0.600% |
| 19 | Osceola County | $2,594 | $317,600 | 0.787% |
| 20 | Pinellas County | $2,589 | $319,000 | 0.729% |
| 21 | Indian River County | $2,557 | $314,700 | 0.727% |
| 22 | St. Lucie County | $2,547 | $305,800 | 0.946% |
| 23 | Brevard County | $2,475 | $304,400 | 0.703% |
| 24 | Santa Rosa County | $2,432 | $302,100 | 0.599% |
| 25 | Charlotte County | $2,421 | $291,000 | 0.887% |
| 26 | Lake County | $2,375 | $287,900 | 0.793% |
| 27 | Leon County | $2,322 | $279,800 | 0.824% |
| 28 | Clay County | $2,315 | $281,500 | 0.739% |
| 29 | Volusia County | $2,299 | $278,000 | 0.784% |
| 30 | Duval County | $2,275 | $274,900 | 0.779% |
| 31 | Alachua County | $2,260 | $266,800 | 0.983% |
| 32 | Bay County | $2,248 | $276,900 | 0.597% |
| 33 | Pasco County | $2,204 | $265,800 | 0.763% |
| 34 | Franklin County | $2,088 | $254,300 | 0.618% |
| 35 | Hernando County | $2,009 | $240,700 | 0.720% |
| 36 | Polk County | $2,008 | $240,000 | 0.737% |
| 37 | Gulf County | $1,942 | $235,700 | 0.566% |
| 38 | Escambia County | $1,938 | $234,200 | 0.600% |
| 39 | Baker County | $1,876 | $225,000 | 0.627% |
| 40 | Marion County | $1,868 | $220,800 | 0.751% |
| 41 | Citrus County | $1,856 | $223,200 | 0.591% |
| 42 | Wakulla County | $1,817 | $216,300 | 0.651% |
| 43 | Jefferson County | $1,693 | $198,800 | 0.678% |
| 44 | Hendry County | $1,646 | $189,700 | 0.801% |
| 45 | Gilchrist County | $1,637 | $191,000 | 0.681% |
| 46 | Columbia County | $1,612 | $186,400 | 0.743% |
| 47 | Okeechobee County | $1,559 | $179,000 | 0.754% |
| 48 | Highlands County | $1,547 | $177,900 | 0.728% |
| 49 | Bradford County | $1,541 | $180,300 | 0.567% |
| 50 | Levy County | $1,488 | $171,400 | 0.648% |
| 51 | Suwannee County | $1,422 | $160,900 | 0.727% |
| 52 | Union County | $1,398 | $160,400 | 0.580% |
| 53 | DeSoto County | $1,371 | $151,500 | 0.873% |
| 54 | Washington County | $1,357 | $156,000 | 0.504% |
| 55 | Gadsden County | $1,353 | $154,700 | 0.552% |
| 56 | Putnam County | $1,332 | $147,300 | 0.812% |
| 57 | Hardee County | $1,224 | $129,400 | 1.049% |
| 58 | Calhoun County | $1,204 | $134,000 | 0.554% |
| 59 | Lafayette County | $1,197 | $131,600 | 0.646% |
| 60 | Liberty County | $1,117 | $117,600 | 0.877% |
| 61 | Glades County | $1,109 | $114,800 | 1.013% |
| 62 | Jackson County | $1,058 | $113,900 | 0.549% |
| 63 | Hamilton County | $1,049 | $110,400 | 0.730% |
| 64 | Madison County | $1,029 | $105,900 | 0.876% |
| 65 | Taylor County | $973 | $100,200 | 0.723% |
| 66 | Holmes County | $965 | $101,400 | 0.520% |
| 67 | Dixie County | $950 | $96,900 | 0.738% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in Florida