Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in Colorado
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
Colorado ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Pitkin County | $7,670 | $1,131,200 | 0.393% |
| 2 | Summit County | $5,762 | $850,700 | 0.310% |
| 3 | Eagle County | $5,595 | $814,700 | 0.410% |
| 4 | Routt County | $5,158 | $756,200 | 0.329% |
| 5 | Boulder County | $5,004 | $713,900 | 0.535% |
| 6 | Douglas County | $4,744 | $674,000 | 0.550% |
| 7 | Elbert County | $4,625 | $664,600 | 0.449% |
| 8 | Ouray County | $4,566 | $670,100 | 0.277% |
| 9 | Broomfield County | $4,494 | $631,600 | 0.616% |
| 10 | Jefferson County | $4,238 | $604,400 | 0.474% |
| 11 | San Miguel County | $4,187 | $613,100 | 0.261% |
| 12 | Denver County | $4,105 | $586,700 | 0.442% |
| 13 | Chaffee County | $4,101 | $598,500 | 0.278% |
| 14 | Gunnison County | $4,095 | $597,200 | 0.282% |
| 15 | Clear Creek County | $3,981 | $572,800 | 0.377% |
| 16 | La Plata County | $3,774 | $549,100 | 0.264% |
| 17 | Larimer County | $3,769 | $532,200 | 0.500% |
| 18 | Arapahoe County | $3,739 | $526,000 | 0.526% |
| 19 | Grand County | $3,538 | $507,200 | 0.348% |
| 20 | Gilpin County | $3,523 | $512,600 | 0.230% |
| 21 | Garfield County | $3,461 | $490,600 | 0.427% |
| 22 | Park County | $3,418 | $489,300 | 0.343% |
| 23 | Adams County | $3,316 | $458,400 | 0.604% |
| 24 | Weld County | $3,184 | $444,500 | 0.504% |
| 25 | Archuleta County | $3,169 | $451,400 | 0.341% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in Colorado