Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in California
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
California ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | San Mateo County | $10,456 | $1,494,500 | 0.613% |
| 2 | Marin County | $9,864 | $1,390,000 | 0.719% |
| 3 | Santa Clara County | $9,799 | $1,382,800 | 0.706% |
| 4 | San Francisco County | $9,756 | $1,380,500 | 0.682% |
| 5 | Alameda County | $7,599 | $1,057,400 | 0.762% |
| 6 | Santa Cruz County | $7,185 | $1,015,200 | 0.621% |
| 7 | Orange County | $6,537 | $915,500 | 0.666% |
| 8 | Contra Costa County | $6,069 | $830,800 | 0.831% |
| 9 | Napa County | $6,031 | $838,800 | 0.696% |
| 10 | San Diego County | $5,707 | $791,600 | 0.700% |
| 11 | Los Angeles County | $5,646 | $783,300 | 0.694% |
| 12 | Sonoma County | $5,631 | $779,000 | 0.716% |
| 13 | San Luis Obispo County | $5,610 | $777,200 | 0.704% |
| 14 | Ventura County | $5,542 | $768,400 | 0.693% |
| 15 | San Benito County | $5,498 | $751,500 | 0.809% |
| 16 | Santa Barbara County | $5,298 | $735,700 | 0.662% |
| 17 | Monterey County | $5,210 | $723,100 | 0.661% |
| 18 | Placer County | $4,872 | $658,800 | 0.850% |
| 19 | El Dorado County | $4,665 | $640,500 | 0.704% |
| 20 | Nevada County | $4,423 | $602,800 | 0.741% |
| 21 | Yolo County | $4,374 | $593,800 | 0.769% |
| 22 | Solano County | $4,335 | $589,600 | 0.748% |
| 23 | Mono County | $3,819 | $514,300 | 0.765% |
| 24 | Riverside County | $3,815 | $510,300 | 0.821% |
| 25 | Sacramento County | $3,707 | $498,900 | 0.755% |
| 26 | San Joaquin County | $3,681 | $494,500 | 0.765% |
| 27 | Mendocino County | $3,593 | $486,000 | 0.695% |
| 28 | San Bernardino County | $3,521 | $475,000 | 0.704% |
| 29 | Alpine County | $3,452 | $466,100 | 0.684% |
| 30 | Calaveras County | $3,295 | $441,800 | 0.714% |
| 31 | Stanislaus County | $3,188 | $426,600 | 0.709% |
| 32 | Amador County | $3,157 | $422,800 | 0.695% |
| 33 | Humboldt County | $3,114 | $418,800 | 0.652% |
| 34 | Butte County | $3,058 | $408,700 | 0.690% |
| 35 | Tuolumne County | $3,035 | $406,200 | 0.674% |
| 36 | Sutter County | $3,023 | $399,400 | 0.779% |
| 37 | Yuba County | $2,880 | $380,000 | 0.754% |
| 38 | Colusa County | $2,817 | $375,100 | 0.661% |
| 39 | Madera County | $2,778 | $367,700 | 0.700% |
| 40 | Merced County | $2,775 | $368,400 | 0.675% |
| 41 | Fresno County | $2,757 | $362,600 | 0.746% |
| 42 | Mariposa County | $2,705 | $358,000 | 0.681% |
| 43 | Shasta County | $2,637 | $347,200 | 0.703% |
| 44 | Inyo County | $2,577 | $338,400 | 0.707% |
| 45 | Sierra County | $2,567 | $334,100 | 0.775% |
| 46 | Glenn County | $2,561 | $338,400 | 0.647% |
| 47 | Plumas County | $2,505 | $327,400 | 0.721% |
| 48 | Trinity County | $2,466 | $329,000 | 0.539% |
| 49 | Kern County | $2,438 | $310,600 | 0.912% |
| 50 | Lake County | $2,433 | $316,800 | 0.724% |
| 51 | Del Norte County | $2,415 | $319,600 | 0.586% |
| 52 | Tehama County | $2,400 | $315,600 | 0.632% |
| 53 | Kings County | $2,363 | $305,700 | 0.751% |
| 54 | Tulare County | $2,338 | $303,000 | 0.730% |
| 55 | Imperial County | $2,201 | $279,500 | 0.840% |
| 56 | Siskiyou County | $2,194 | $284,500 | 0.661% |
| 57 | Lassen County | $2,035 | $259,500 | 0.720% |
| 58 | Modoc County | $1,699 | $212,000 | 0.682% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in California