Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home in Alabama
Total monthly cost of the county's own median home: mortgage at 20% down, property tax, insurance, electricity, water and a maintenance reserve. Home price dominates this ranking, which is why it maps closely to the coasts.
Alabama ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Shelby County | $2,319 | $298,700 | 0.450% |
| 2 | Baldwin County | $2,203 | $287,000 | 0.307% |
| 3 | Madison County | $2,092 | $267,800 | 0.404% |
| 4 | Limestone County | $1,982 | $255,100 | 0.307% |
| 5 | Lee County | $1,906 | $238,700 | 0.496% |
| 6 | Tuscaloosa County | $1,837 | $233,700 | 0.323% |
| 7 | Jefferson County | $1,828 | $224,900 | 0.596% |
| 8 | St. Clair County | $1,729 | $218,500 | 0.305% |
| 9 | Elmore County | $1,688 | $213,600 | 0.264% |
| 10 | Autauga County | $1,583 | $197,900 | 0.285% |
| 11 | Morgan County | $1,560 | $193,000 | 0.349% |
| 12 | Lauderdale County | $1,514 | $185,800 | 0.375% |
| 13 | Marshall County | $1,498 | $183,400 | 0.381% |
| 14 | Randolph County | $1,478 | $184,000 | 0.224% |
| 15 | Coffee County | $1,470 | $180,300 | 0.341% |
| 16 | Mobile County | $1,465 | $176,600 | 0.481% |
| 17 | Cullman County | $1,458 | $180,500 | 0.253% |
| 18 | Houston County | $1,448 | $178,000 | 0.300% |
| 19 | Blount County | $1,391 | $169,700 | 0.299% |
| 20 | Cherokee County | $1,377 | $165,900 | 0.388% |
| 21 | Colbert County | $1,345 | $161,600 | 0.374% |
| 22 | Etowah County | $1,337 | $160,600 | 0.364% |
| 23 | Montgomery County | $1,334 | $160,100 | 0.374% |
| 24 | Russell County | $1,285 | $152,300 | 0.414% |
| 25 | Washington County | $1,266 | $152,800 | 0.234% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home across all 3,133 US counties · Every county in Alabama