Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home Outright in Washington
The counties where a paid-off house still costs the most to keep. For retirees on a fixed income this figure matters more than the purchase price, because it never goes away and it rises with assessments.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Washington ranked
| # | County | Monthly if paid off | Median home | Effective rate |
|---|---|---|---|---|
| 1 | King County | $1,570 | $811,200 | 0.836% |
| 2 | Snohomish County | $1,268 | $644,600 | 0.794% |
| 3 | San Juan County | $1,266 | $726,500 | 0.569% |
| 4 | Pierce County | $1,063 | $484,400 | 0.940% |
| 5 | Whatcom County | $1,053 | $536,100 | 0.712% |
| 6 | Island County | $1,048 | $535,300 | 0.703% |
| 7 | Kitsap County | $1,041 | $505,700 | 0.797% |
| 8 | Clark County | $1,027 | $487,900 | 0.836% |
| 9 | Skagit County | $1,020 | $486,200 | 0.824% |
| 10 | Jefferson County | $994 | $495,100 | 0.726% |
| 11 | Thurston County | $988 | $451,500 | 0.895% |
| 12 | Skamania County | $954 | $472,600 | 0.715% |
| 13 | Kittitas County | $931 | $459,900 | 0.708% |
| 14 | Chelan County | $925 | $454,900 | 0.711% |
| 15 | Douglas County | $868 | $402,900 | 0.786% |
| 16 | Walla Walla County | $859 | $375,600 | 0.901% |
| 17 | Spokane County | $839 | $370,500 | 0.863% |
| 18 | Clallam County | $825 | $385,600 | 0.742% |
| 19 | Cowlitz County | $818 | $367,400 | 0.813% |
| 20 | Mason County | $815 | $377,400 | 0.751% |
| 21 | Benton County | $814 | $369,400 | 0.788% |
| 22 | Klickitat County | $790 | $388,700 | 0.618% |
| 23 | Franklin County | $768 | $345,700 | 0.763% |
| 24 | Lewis County | $746 | $341,500 | 0.712% |
| 25 | Whitman County | $740 | $323,300 | 0.794% |
| 26 | Wahkiakum County | $720 | $344,500 | 0.605% |
| 27 | Grays Harbor County | $686 | $279,500 | 0.873% |
| 28 | Pend Oreille County | $681 | $307,800 | 0.665% |
| 29 | Asotin County | $680 | $286,200 | 0.800% |
| 30 | Stevens County | $679 | $308,000 | 0.655% |
| 31 | Yakima County | $676 | $281,100 | 0.818% |
| 32 | Okanogan County | $670 | $284,200 | 0.772% |
| 33 | Grant County | $668 | $275,700 | 0.823% |
| 34 | Pacific County | $665 | $274,000 | 0.821% |
| 35 | Columbia County | $644 | $256,100 | 0.865% |
| 36 | Adams County | $630 | $251,300 | 0.837% |
| 37 | Ferry County | $627 | $274,500 | 0.653% |
| 38 | Lincoln County | $611 | $272,300 | 0.595% |
| 39 | Garfield County | $528 | $214,200 | 0.610% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home Outright across all 3,133 US counties · Every county in Washington