Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home Outright in Utah
The counties where a paid-off house still costs the most to keep. For retirees on a fixed income this figure matters more than the purchase price, because it never goes away and it rises with assessments.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Utah ranked
| # | County | Monthly if paid off | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Summit County | $1,443 | $1,000,400 | 0.347% |
| 2 | Wasatch County | $1,151 | $724,400 | 0.446% |
| 3 | Morgan County | $1,032 | $600,900 | 0.543% |
| 4 | Salt Lake County | $873 | $484,500 | 0.563% |
| 5 | Davis County | $844 | $470,500 | 0.541% |
| 6 | Utah County | $837 | $489,200 | 0.457% |
| 7 | Grand County | $810 | $480,900 | 0.418% |
| 8 | Washington County | $800 | $465,600 | 0.446% |
| 9 | Weber County | $754 | $389,200 | 0.621% |
| 10 | Tooele County | $746 | $391,300 | 0.589% |
| 11 | Cache County | $717 | $392,800 | 0.491% |
| 12 | Juab County | $676 | $369,800 | 0.462% |
| 13 | Box Elder County | $673 | $357,400 | 0.511% |
| 14 | Kane County | $637 | $350,900 | 0.419% |
| 15 | Wayne County | $634 | $364,800 | 0.349% |
| 16 | Iron County | $627 | $342,900 | 0.421% |
| 17 | Sanpete County | $593 | $300,400 | 0.511% |
| 18 | Sevier County | $565 | $274,100 | 0.552% |
| 19 | Uintah County | $556 | $270,200 | 0.536% |
| 20 | Duchesne County | $553 | $253,600 | 0.635% |
| 21 | Beaver County | $546 | $287,600 | 0.390% |
| 22 | Garfield County | $541 | $285,800 | 0.380% |
| 23 | Rich County | $527 | $291,200 | 0.291% |
| 24 | Millard County | $522 | $246,400 | 0.535% |
| 25 | Daggett County | $505 | $242,100 | 0.481% |
| 26 | San Juan County | $490 | $189,900 | 0.844% |
| 27 | Piute County | $486 | $235,400 | 0.431% |
| 28 | Carbon County | $474 | $200,700 | 0.642% |
| 29 | Emery County | $459 | $197,100 | 0.584% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home Outright across all 3,133 US counties · Every county in Utah