Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home Outright in Tennessee
The counties where a paid-off house still costs the most to keep. For retirees on a fixed income this figure matters more than the purchase price, because it never goes away and it rises with assessments.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Tennessee ranked
| # | County | Monthly if paid off | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Williamson County | $1,312 | $673,700 | 0.429% |
| 2 | Davidson County | $910 | $386,600 | 0.618% |
| 3 | Wilson County | $869 | $397,000 | 0.439% |
| 4 | Sumner County | $845 | $364,000 | 0.534% |
| 5 | Rutherford County | $807 | $346,400 | 0.507% |
| 6 | Hamilton County | $737 | $282,100 | 0.669% |
| 7 | Maury County | $735 | $307,500 | 0.480% |
| 8 | Robertson County | $727 | $296,700 | 0.521% |
| 9 | Cheatham County | $715 | $291,400 | 0.508% |
| 10 | Fayette County | $714 | $316,000 | 0.346% |
| 11 | Shelby County | $712 | $229,700 | 1.034% |
| 12 | Loudon County | $690 | $292,600 | 0.397% |
| 13 | Knox County | $688 | $279,700 | 0.476% |
| 14 | Blount County | $688 | $275,700 | 0.503% |
| 15 | Trousdale County | $682 | $284,100 | 0.422% |
| 16 | Dickson County | $682 | $272,700 | 0.502% |
| 17 | Montgomery County | $677 | $248,300 | 0.673% |
| 18 | Moore County | $656 | $259,300 | 0.483% |
| 19 | Bedford County | $653 | $255,300 | 0.499% |
| 20 | Marshall County | $646 | $246,100 | 0.542% |
| 21 | Putnam County | $644 | $246,800 | 0.526% |
| 22 | Coffee County | $626 | $227,300 | 0.606% |
| 23 | Washington County | $623 | $231,700 | 0.552% |
| 24 | Sevier County | $620 | $259,500 | 0.314% |
| 25 | Bradley County | $614 | $230,800 | 0.509% |
| 26 | Anderson County | $608 | $215,800 | 0.618% |
| 27 | Cannon County | $603 | $227,600 | 0.479% |
| 28 | Tipton County | $599 | $220,100 | 0.526% |
| 29 | Franklin County | $598 | $215,700 | 0.565% |
| 30 | Smith County | $595 | $224,500 | 0.466% |
| 31 | Roane County | $590 | $212,300 | 0.552% |
| 32 | Sequatchie County | $582 | $217,800 | 0.453% |
| 33 | Jefferson County | $572 | $210,000 | 0.471% |
| 34 | Lincoln County | $571 | $209,100 | 0.474% |
| 35 | Cumberland County | $570 | $228,000 | 0.307% |
| 36 | Sullivan County | $566 | $190,800 | 0.632% |
| 37 | Macon County | $563 | $211,200 | 0.406% |
| 38 | Giles County | $562 | $204,100 | 0.467% |
| 39 | Madison County | $561 | $189,700 | 0.612% |
| 40 | Hickman County | $558 | $192,000 | 0.567% |
| 41 | Monroe County | $551 | $199,700 | 0.444% |
| 42 | DeKalb County | $548 | $206,600 | 0.362% |
| 43 | Humphreys County | $535 | $186,900 | 0.479% |
| 44 | Hamblen County | $535 | $188,800 | 0.457% |
| 45 | Stewart County | $535 | $182,700 | 0.521% |
| 46 | White County | $532 | $190,200 | 0.425% |
| 47 | Greene County | $527 | $186,400 | 0.431% |
| 48 | Lawrence County | $526 | $176,700 | 0.532% |
| 49 | McMinn County | $524 | $190,400 | 0.371% |
| 50 | Union County | $520 | $186,300 | 0.386% |
| 51 | Meigs County | $519 | $185,500 | 0.392% |
| 52 | Rhea County | $519 | $178,500 | 0.462% |
| 53 | Unicoi County | $517 | $168,200 | 0.571% |
| 54 | Grainger County | $514 | $172,000 | 0.506% |
| 55 | Hawkins County | $514 | $166,900 | 0.563% |
| 56 | Warren County | $509 | $173,900 | 0.447% |
| 57 | Marion County | $508 | $173,600 | 0.444% |
| 58 | Dyer County | $507 | $159,500 | 0.606% |
| 59 | Johnson County | $502 | $175,500 | 0.383% |
| 60 | Gibson County | $499 | $149,700 | 0.679% |
| 61 | Overton County | $498 | $171,700 | 0.394% |
| 62 | Campbell County | $493 | $169,500 | 0.384% |
| 63 | Carter County | $493 | $157,200 | 0.530% |
| 64 | Chester County | $491 | $155,200 | 0.539% |
| 65 | Lewis County | $490 | $157,800 | 0.504% |
| 66 | Bledsoe County | $490 | $165,400 | 0.406% |
| 67 | Houston County | $486 | $150,100 | 0.574% |
| 68 | Henderson County | $483 | $156,000 | 0.469% |
| 69 | Pickett County | $480 | $162,200 | 0.374% |
| 70 | Cocke County | $480 | $141,800 | 0.642% |
| 71 | Morgan County | $477 | $144,000 | 0.581% |
| 72 | Hardin County | $475 | $154,000 | 0.432% |
| 73 | Claiborne County | $473 | $148,000 | 0.492% |
| 74 | Clay County | $468 | $136,900 | 0.614% |
| 75 | Henry County | $467 | $145,200 | 0.482% |
| 76 | Crockett County | $466 | $134,100 | 0.645% |
| 77 | McNairy County | $465 | $151,100 | 0.390% |
| 78 | Van Buren County | $463 | $149,200 | 0.399% |
| 79 | Polk County | $462 | $136,400 | 0.565% |
| 80 | Fentress County | $460 | $151,800 | 0.342% |
| 81 | Weakley County | $459 | $136,300 | 0.541% |
| 82 | Jackson County | $452 | $135,200 | 0.496% |
| 83 | Decatur County | $449 | $133,900 | 0.488% |
| 84 | Haywood County | $447 | $119,600 | 0.714% |
| 85 | Carroll County | $447 | $122,100 | 0.663% |
| 86 | Lauderdale County | $447 | $122,100 | 0.662% |
| 87 | Wayne County | $442 | $126,600 | 0.539% |
| 88 | Benton County | $441 | $123,400 | 0.581% |
| 89 | Grundy County | $440 | $133,400 | 0.422% |
| 90 | Obion County | $438 | $122,700 | 0.568% |
| 91 | Hardeman County | $436 | $116,800 | 0.652% |
| 92 | Scott County | $424 | $116,800 | 0.527% |
| 93 | Perry County | $424 | $113,800 | 0.580% |
| 94 | Lake County | $424 | $107,000 | 0.708% |
| 95 | Hancock County | $419 | $118,000 | 0.452% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home Outright across all 3,133 US counties · Every county in Tennessee