Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home Outright in Oregon
The counties where a paid-off house still costs the most to keep. For retirees on a fixed income this figure matters more than the purchase price, because it never goes away and it rises with assessments.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Oregon ranked
| # | County | Monthly if paid off | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Clackamas County | $1,195 | $577,900 | 0.874% |
| 2 | Washington County | $1,159 | $558,500 | 0.869% |
| 3 | Multnomah County | $1,147 | $528,000 | 0.959% |
| 4 | Deschutes County | $1,097 | $596,000 | 0.616% |
| 5 | Benton County | $1,072 | $481,700 | 0.978% |
| 6 | Hood River County | $1,047 | $571,200 | 0.588% |
| 7 | Yamhill County | $918 | $442,700 | 0.749% |
| 8 | Polk County | $913 | $419,500 | 0.842% |
| 9 | Clatsop County | $894 | $437,800 | 0.704% |
| 10 | Lane County | $880 | $395,800 | 0.863% |
| 11 | Marion County | $865 | $383,300 | 0.882% |
| 12 | Lincoln County | $858 | $387,700 | 0.836% |
| 13 | Jackson County | $853 | $400,200 | 0.758% |
| 14 | Crook County | $848 | $423,300 | 0.639% |
| 15 | Columbia County | $836 | $390,600 | 0.755% |
| 16 | Tillamook County | $812 | $408,600 | 0.599% |
| 17 | Linn County | $806 | $344,600 | 0.908% |
| 18 | Wasco County | $766 | $332,500 | 0.837% |
| 19 | Wallowa County | $753 | $371,900 | 0.584% |
| 20 | Josephine County | $752 | $383,100 | 0.528% |
| 21 | Jefferson County | $749 | $339,200 | 0.739% |
| 22 | Curry County | $730 | $366,700 | 0.531% |
| 23 | Coos County | $692 | $302,800 | 0.741% |
| 24 | Umatilla County | $670 | $256,100 | 0.989% |
| 25 | Union County | $656 | $260,500 | 0.886% |
| 26 | Douglas County | $641 | $283,200 | 0.660% |
| 27 | Baker County | $633 | $247,700 | 0.882% |
| 28 | Wheeler County | $619 | $259,000 | 0.727% |
| 29 | Klamath County | $603 | $255,700 | 0.678% |
| 30 | Morrow County | $591 | $229,800 | 0.820% |
| 31 | Malheur County | $575 | $221,300 | 0.813% |
| 32 | Grant County | $572 | $225,100 | 0.761% |
| 33 | Harney County | $549 | $190,600 | 0.968% |
| 34 | Lake County | $541 | $219,400 | 0.641% |
| 35 | Sherman County | $531 | $206,700 | 0.695% |
| 36 | Gilliam County | $497 | $158,400 | 1.008% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home Outright across all 3,133 US counties · Every county in Oregon