Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home Outright in Ohio
The counties where a paid-off house still costs the most to keep. For retirees on a fixed income this figure matters more than the purchase price, because it never goes away and it rises with assessments.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Ohio ranked
| # | County | Monthly if paid off | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Delaware County | $1,313 | $419,500 | 1.644% |
| 2 | Geauga County | $978 | $305,100 | 1.486% |
| 3 | Warren County | $957 | $319,700 | 1.275% |
| 4 | Union County | $923 | $306,600 | 1.255% |
| 5 | Franklin County | $895 | $265,700 | 1.547% |
| 6 | Greene County | $854 | $238,000 | 1.689% |
| 7 | Medina County | $843 | $268,000 | 1.287% |
| 8 | Fairfield County | $821 | $272,200 | 1.147% |
| 9 | Licking County | $797 | $250,700 | 1.256% |
| 10 | Hamilton County | $793 | $225,700 | 1.533% |
| 11 | Clermont County | $790 | $245,600 | 1.279% |
| 12 | Butler County | $776 | $243,000 | 1.239% |
| 13 | Cuyahoga County | $772 | $183,200 | 2.085% |
| 14 | Holmes County | $770 | $251,800 | 1.113% |
| 15 | Lake County | $757 | $199,900 | 1.703% |
| 16 | Wood County | $734 | $214,400 | 1.358% |
| 17 | Lorain County | $732 | $207,200 | 1.444% |
| 18 | Summit County | $720 | $195,700 | 1.542% |
| 19 | Pickaway County | $720 | $235,700 | 1.034% |
| 20 | Madison County | $714 | $231,400 | 1.053% |
| 21 | Portage County | $714 | $210,500 | 1.296% |
| 22 | Knox County | $691 | $218,300 | 1.074% |
| 23 | Wayne County | $684 | $204,600 | 1.201% |
| 24 | Montgomery County | $682 | $167,400 | 1.777% |
| 25 | Mercer County | $671 | $208,600 | 1.078% |
| 26 | Miami County | $660 | $209,200 | 1.007% |
| 27 | Morrow County | $659 | $200,800 | 1.100% |
| 28 | Ottawa County | $656 | $200,700 | 1.087% |
| 29 | Erie County | $648 | $183,900 | 1.267% |
| 30 | Lucas County | $645 | $155,200 | 1.746% |
| 31 | Stark County | $642 | $177,700 | 1.318% |
| 32 | Fulton County | $640 | $176,000 | 1.334% |
| 33 | Hancock County | $633 | $196,500 | 1.001% |
| 34 | Shelby County | $622 | $190,300 | 1.008% |
| 35 | Putnam County | $619 | $191,600 | 0.976% |
| 36 | Logan County | $619 | $186,200 | 1.046% |
| 37 | Champaign County | $618 | $186,300 | 1.040% |
| 38 | Athens County | $617 | $173,800 | 1.205% |
| 39 | Clinton County | $616 | $192,800 | 0.942% |
| 40 | Tuscarawas County | $605 | $176,800 | 1.080% |
| 41 | Auglaize County | $598 | $182,000 | 0.965% |
| 42 | Henry County | $595 | $166,000 | 1.177% |
| 43 | Ashland County | $593 | $175,900 | 1.016% |
| 44 | Preble County | $592 | $171,100 | 1.076% |
| 45 | Hocking County | $586 | $172,300 | 1.015% |
| 46 | Perry County | $585 | $178,300 | 0.929% |
| 47 | Carroll County | $583 | $174,500 | 0.967% |
| 48 | Richland County | $583 | $154,000 | 1.288% |
| 49 | Clark County | $582 | $155,900 | 1.246% |
| 50 | Washington County | $581 | $174,100 | 0.956% |
| 51 | Brown County | $576 | $181,100 | 0.827% |
| 52 | Allen County | $572 | $158,400 | 1.125% |
| 53 | Muskingum County | $572 | $170,100 | 0.946% |
| 54 | Ashtabula County | $570 | $149,600 | 1.263% |
| 55 | Darke County | $567 | $169,100 | 0.930% |
| 56 | Mahoning County | $567 | $141,100 | 1.400% |
| 57 | Huron County | $563 | $158,900 | 1.047% |
| 58 | Fayette County | $558 | $162,200 | 0.962% |
| 59 | Ross County | $555 | $158,500 | 0.995% |
| 60 | Defiance County | $555 | $150,900 | 1.117% |
| 61 | Sandusky County | $551 | $152,500 | 1.063% |
| 62 | Guernsey County | $548 | $154,100 | 1.013% |
| 63 | Highland County | $545 | $157,000 | 0.939% |
| 64 | Wyandot County | $543 | $159,500 | 0.888% |
| 65 | Trumbull County | $537 | $128,100 | 1.410% |
| 66 | Williams County | $537 | $140,000 | 1.160% |
| 67 | Adams County | $531 | $157,500 | 0.827% |
| 68 | Marion County | $528 | $146,200 | 0.979% |
| 69 | Columbiana County | $524 | $139,100 | 1.070% |
| 70 | Belmont County | $523 | $143,000 | 0.993% |
| 71 | Hardin County | $521 | $134,800 | 1.122% |
| 72 | Seneca County | $521 | $136,200 | 1.093% |
| 73 | Coshocton County | $519 | $142,300 | 0.968% |
| 74 | Pike County | $517 | $148,500 | 0.855% |
| 75 | Jackson County | $513 | $140,400 | 0.954% |
| 76 | Noble County | $511 | $149,300 | 0.789% |
| 77 | Vinton County | $511 | $131,700 | 1.087% |
| 78 | Scioto County | $510 | $132,300 | 1.071% |
| 79 | Van Wert County | $509 | $137,300 | 0.966% |
| 80 | Gallia County | $508 | $135,000 | 1.001% |
| 81 | Crawford County | $507 | $123,600 | 1.221% |
| 82 | Paulding County | $501 | $126,800 | 1.090% |
| 83 | Morgan County | $496 | $134,200 | 0.906% |
| 84 | Lawrence County | $495 | $135,600 | 0.880% |
| 85 | Monroe County | $487 | $132,000 | 0.870% |
| 86 | Jefferson County | $480 | $120,600 | 1.012% |
| 87 | Harrison County | $477 | $118,000 | 1.039% |
| 88 | Meigs County | $462 | $113,400 | 0.985% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home Outright across all 3,133 US counties · Every county in Ohio