Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home Outright in North Carolina
The counties where a paid-off house still costs the most to keep. For retirees on a fixed income this figure matters more than the purchase price, because it never goes away and it rises with assessments.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
North Carolina ranked
| # | County | Monthly if paid off | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Orange County | $1,076 | $428,500 | 0.958% |
| 2 | Wake County | $979 | $422,800 | 0.715% |
| 3 | Chatham County | $920 | $397,800 | 0.671% |
| 4 | Dare County | $918 | $425,400 | 0.528% |
| 5 | Mecklenburg County | $897 | $371,200 | 0.749% |
| 6 | Durham County | $888 | $351,700 | 0.839% |
| 7 | Union County | $861 | $374,400 | 0.614% |
| 8 | Buncombe County | $833 | $360,000 | 0.601% |
| 9 | New Hanover County | $818 | $353,700 | 0.587% |
| 10 | Cabarrus County | $805 | $318,600 | 0.762% |
| 11 | Currituck County | $775 | $351,200 | 0.456% |
| 12 | Transylvania County | $752 | $336,100 | 0.458% |
| 13 | Moore County | $748 | $315,300 | 0.566% |
| 14 | Brunswick County | $747 | $314,700 | 0.568% |
| 15 | Henderson County | $741 | $317,800 | 0.525% |
| 16 | Iredell County | $725 | $292,300 | 0.631% |
| 17 | Watauga County | $718 | $321,500 | 0.415% |
| 18 | Camden County | $717 | $289,800 | 0.616% |
| 19 | Carteret County | $700 | $304,200 | 0.450% |
| 20 | Pender County | $696 | $267,100 | 0.696% |
| 21 | Johnston County | $695 | $267,600 | 0.688% |
| 22 | Lincoln County | $694 | $279,500 | 0.594% |
| 23 | Polk County | $694 | $281,100 | 0.579% |
| 24 | Guilford County | $676 | $234,900 | 0.883% |
| 25 | Gaston County | $659 | $235,000 | 0.797% |
| 26 | Forsyth County | $655 | $227,800 | 0.849% |
| 27 | Haywood County | $654 | $254,900 | 0.601% |
| 28 | Franklin County | $654 | $240,900 | 0.719% |
| 29 | Madison County | $646 | $263,500 | 0.496% |
| 30 | Granville County | $645 | $235,700 | 0.719% |
| 31 | Clay County | $636 | $263,300 | 0.451% |
| 32 | Davie County | $634 | $235,300 | 0.667% |
| 33 | Harnett County | $623 | $220,700 | 0.744% |
| 34 | Lee County | $620 | $213,800 | 0.798% |
| 35 | Pasquotank County | $618 | $223,300 | 0.693% |
| 36 | Alamance County | $606 | $221,200 | 0.651% |
| 37 | Onslow County | $604 | $219,500 | 0.652% |
| 38 | Jackson County | $604 | $253,900 | 0.369% |
| 39 | Rowan County | $598 | $216,100 | 0.653% |
| 40 | Cumberland County | $593 | $183,700 | 0.992% |
| 41 | Catawba County | $593 | $218,100 | 0.605% |
| 42 | Pitt County | $592 | $194,300 | 0.849% |
| 43 | Stanly County | $589 | $214,300 | 0.622% |
| 44 | Perquimans County | $585 | $211,600 | 0.622% |
| 45 | Chowan County | $583 | $204,400 | 0.686% |
| 46 | Craven County | $583 | $206,200 | 0.665% |
| 47 | Ashe County | $582 | $221,900 | 0.512% |
| 48 | Avery County | $581 | $233,200 | 0.414% |
| 49 | Pamlico County | $577 | $209,800 | 0.599% |
| 50 | Macon County | $577 | $229,000 | 0.428% |
| 51 | Yancey County | $576 | $222,300 | 0.476% |
| 52 | Hoke County | $569 | $196,000 | 0.692% |
| 53 | Davidson County | $566 | $200,100 | 0.631% |
| 54 | Alleghany County | $560 | $199,000 | 0.604% |
| 55 | Person County | $560 | $192,800 | 0.668% |
| 56 | Cherokee County | $559 | $208,700 | 0.501% |
| 57 | Alexander County | $549 | $190,000 | 0.631% |
| 58 | Mitchell County | $548 | $202,100 | 0.502% |
| 59 | Wilson County | $546 | $171,800 | 0.831% |
| 60 | Beaufort County | $545 | $181,200 | 0.705% |
| 61 | Swain County | $543 | $209,800 | 0.402% |
| 62 | Stokes County | $542 | $186,800 | 0.620% |
| 63 | Cleveland County | $541 | $180,200 | 0.688% |
| 64 | Nash County | $536 | $171,100 | 0.771% |
| 65 | Yadkin County | $534 | $176,400 | 0.686% |
| 66 | Randolph County | $530 | $171,600 | 0.720% |
| 67 | Rutherford County | $526 | $180,800 | 0.582% |
| 68 | Burke County | $525 | $170,500 | 0.699% |
| 69 | Gates County | $524 | $163,900 | 0.777% |
| 70 | Caldwell County | $523 | $174,000 | 0.639% |
| 71 | Wayne County | $517 | $162,700 | 0.744% |
| 72 | Rockingham County | $511 | $156,000 | 0.788% |
| 73 | Surry County | $507 | $166,400 | 0.621% |
| 74 | Wilkes County | $498 | $161,400 | 0.621% |
| 75 | McDowell County | $496 | $168,300 | 0.518% |
| 76 | Vance County | $495 | $146,300 | 0.806% |
| 77 | Tyrrell County | $490 | $138,400 | 0.891% |
| 78 | Montgomery County | $490 | $150,300 | 0.703% |
| 79 | Caswell County | $488 | $151,200 | 0.677% |
| 80 | Graham County | $478 | $155,800 | 0.540% |
| 81 | Columbus County | $469 | $128,300 | 0.873% |
| 82 | Edgecombe County | $468 | $116,800 | 1.098% |
| 83 | Bladen County | $467 | $125,800 | 0.904% |
| 84 | Sampson County | $463 | $128,400 | 0.819% |
| 85 | Richmond County | $460 | $120,800 | 0.929% |
| 86 | Warren County | $459 | $124,700 | 0.849% |
| 87 | Anson County | $457 | $119,300 | 0.933% |
| 88 | Martin County | $451 | $109,900 | 1.070% |
| 89 | Washington County | $450 | $107,000 | 1.123% |
| 90 | Northampton County | $447 | $102,200 | 1.205% |
| 91 | Jones County | $446 | $122,600 | 0.755% |
| 92 | Duplin County | $445 | $123,200 | 0.740% |
| 93 | Hertford County | $445 | $111,100 | 0.975% |
| 94 | Halifax County | $441 | $102,500 | 1.135% |
| 95 | Greene County | $441 | $114,000 | 0.868% |
| 96 | Lenoir County | $437 | $111,400 | 0.884% |
| 97 | Scotland County | $437 | $109,900 | 0.909% |
| 98 | Hyde County | $428 | $119,600 | 0.630% |
| 99 | Bertie County | $400 | $95,800 | 0.797% |
| 100 | Robeson County | $394 | $88,600 | 0.902% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home Outright across all 3,133 US counties · Every county in North Carolina