Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home Outright in New Mexico
The counties where a paid-off house still costs the most to keep. For retirees on a fixed income this figure matters more than the purchase price, because it never goes away and it rises with assessments.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
New Mexico ranked
| # | County | Monthly if paid off | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Los Alamos County | $965 | $452,500 | 0.573% |
| 2 | Santa Fe County | $879 | $416,900 | 0.506% |
| 3 | Bernalillo County | $727 | $268,500 | 0.947% |
| 4 | Taos County | $720 | $354,000 | 0.329% |
| 5 | Sandoval County | $711 | $282,300 | 0.761% |
| 6 | Doña Ana County | $552 | $205,400 | 0.684% |
| 7 | Rio Arriba County | $550 | $230,900 | 0.433% |
| 8 | Valencia County | $550 | $206,800 | 0.660% |
| 9 | Lincoln County | $538 | $212,200 | 0.539% |
| 10 | San Juan County | $513 | $185,100 | 0.675% |
| 11 | Eddy County | $510 | $199,400 | 0.499% |
| 12 | San Miguel County | $482 | $177,600 | 0.558% |
| 13 | Lea County | $466 | $176,000 | 0.468% |
| 14 | Colfax County | $455 | $161,000 | 0.576% |
| 15 | Curry County | $452 | $160,800 | 0.555% |
| 16 | Grant County | $445 | $164,400 | 0.460% |
| 17 | Catron County | $440 | $171,800 | 0.339% |
| 18 | De Baca County | $440 | $158,000 | 0.499% |
| 19 | Otero County | $433 | $149,500 | 0.563% |
| 20 | Chaves County | $430 | $141,900 | 0.645% |
| 21 | Sierra County | $423 | $144,800 | 0.548% |
| 22 | Socorro County | $421 | $143,200 | 0.553% |
| 23 | Torrance County | $414 | $145,100 | 0.467% |
| 24 | Union County | $411 | $135,900 | 0.571% |
| 25 | Cibola County | $408 | $120,000 | 0.819% |
| 26 | Roosevelt County | $396 | $136,000 | 0.436% |
| 27 | Mora County | $379 | $119,900 | 0.535% |
| 28 | McKinley County | $378 | $72,100 | 1.889% |
| 29 | Luna County | $370 | $112,500 | 0.576% |
| 30 | Hidalgo County | $362 | $114,000 | 0.461% |
| 31 | Guadalupe County | $356 | $107,200 | 0.525% |
| 32 | Quay County | $320 | $82,200 | 0.617% |
| 33 | Harding County | $311 | $86,500 | 0.379% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home Outright across all 3,133 US counties · Every county in New Mexico