Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home Outright in Montana
The counties where a paid-off house still costs the most to keep. For retirees on a fixed income this figure matters more than the purchase price, because it never goes away and it rises with assessments.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Montana ranked
| # | County | Monthly if paid off | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Gallatin County | $1,210 | $604,900 | 0.599% |
| 2 | Missoula County | $1,013 | $423,100 | 0.906% |
| 3 | Flathead County | $985 | $467,700 | 0.613% |
| 4 | Park County | $906 | $429,700 | 0.571% |
| 5 | Ravalli County | $900 | $435,000 | 0.529% |
| 6 | Jefferson County | $866 | $408,000 | 0.557% |
| 7 | Madison County | $865 | $440,500 | 0.409% |
| 8 | Lewis and Clark County | $858 | $358,200 | 0.806% |
| 9 | Lake County | $834 | $369,200 | 0.660% |
| 10 | Carbon County | $816 | $379,300 | 0.548% |
| 11 | Broadwater County | $809 | $364,800 | 0.606% |
| 12 | Yellowstone County | $792 | $317,600 | 0.840% |
| 13 | Stillwater County | $792 | $355,600 | 0.599% |
| 14 | Granite County | $767 | $339,500 | 0.607% |
| 15 | Sanders County | $725 | $323,800 | 0.549% |
| 16 | Mineral County | $709 | $313,600 | 0.551% |
| 17 | Beaverhead County | $684 | $282,000 | 0.665% |
| 18 | Cascade County | $669 | $243,300 | 0.919% |
| 19 | Sweet Grass County | $665 | $295,500 | 0.491% |
| 20 | Richland County | $662 | $259,000 | 0.747% |
| 21 | Silver Bow County | $655 | $223,500 | 1.055% |
| 22 | Powell County | $647 | $255,700 | 0.707% |
| 23 | Teton County | $634 | $235,500 | 0.819% |
| 24 | Meagher County | $626 | $244,400 | 0.698% |
| 25 | Lincoln County | $625 | $258,700 | 0.579% |
| 26 | Custer County | $623 | $204,200 | 1.098% |
| 27 | Valley County | $612 | $198,600 | 1.100% |
| 28 | Dawson County | $600 | $187,400 | 1.173% |
| 29 | Fallon County | $588 | $237,000 | 0.573% |
| 30 | Hill County | $585 | $187,600 | 1.080% |
| 31 | Deer Lodge County | $585 | $209,700 | 0.814% |
| 32 | Fergus County | $577 | $202,700 | 0.843% |
| 33 | Musselshell County | $571 | $221,200 | 0.625% |
| 34 | Toole County | $567 | $187,400 | 0.963% |
| 35 | Treasure County | $560 | $215,300 | 0.616% |
| 36 | McCone County | $539 | $197,400 | 0.674% |
| 37 | Pondera County | $539 | $179,200 | 0.884% |
| 38 | Chouteau County | $534 | $185,100 | 0.781% |
| 39 | Daniels County | $533 | $177,800 | 0.862% |
| 40 | Judith Basin County | $529 | $214,200 | 0.453% |
| 41 | Phillips County | $525 | $175,000 | 0.848% |
| 42 | Golden Valley County | $522 | $203,900 | 0.509% |
| 43 | Rosebud County | $517 | $188,900 | 0.630% |
| 44 | Prairie County | $512 | $167,100 | 0.855% |
| 45 | Petroleum County | $505 | $173,700 | 0.726% |
| 46 | Garfield County | $503 | $178,300 | 0.656% |
| 47 | Blaine County | $501 | $124,900 | 1.522% |
| 48 | Big Horn County | $494 | $148,200 | 1.000% |
| 49 | Wheatland County | $493 | $172,700 | 0.650% |
| 50 | Glacier County | $480 | $153,400 | 0.812% |
| 51 | Powder River County | $475 | $149,400 | 0.828% |
| 52 | Carter County | $469 | $176,600 | 0.443% |
| 53 | Roosevelt County | $464 | $119,400 | 1.286% |
| 54 | Sheridan County | $447 | $111,600 | 1.287% |
| 55 | Liberty County | $434 | $116,800 | 1.031% |
| 56 | Wibaux County | $359 | $92,300 | 0.709% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home Outright across all 3,133 US counties · Every county in Montana