Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home Outright in Missouri
The counties where a paid-off house still costs the most to keep. For retirees on a fixed income this figure matters more than the purchase price, because it never goes away and it rises with assessments.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Missouri ranked
| # | County | Monthly if paid off | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Platte County | $940 | $317,600 | 1.060% |
| 2 | St. Charles County | $909 | $296,800 | 1.125% |
| 3 | St. Louis County | $848 | $260,700 | 1.225% |
| 4 | Clay County | $811 | $256,400 | 1.099% |
| 5 | Cass County | $790 | $269,000 | 0.879% |
| 6 | Boone County | $759 | $254,100 | 0.878% |
| 7 | Christian County | $724 | $249,700 | 0.752% |
| 8 | Jackson County | $722 | $213,300 | 1.148% |
| 9 | Camden County | $708 | $270,700 | 0.500% |
| 10 | Warren County | $704 | $241,200 | 0.738% |
| 11 | Jefferson County | $678 | $218,800 | 0.839% |
| 12 | Lincoln County | $678 | $224,800 | 0.770% |
| 13 | Franklin County | $668 | $214,900 | 0.826% |
| 14 | Cole County | $663 | $214,400 | 0.806% |
| 15 | Johnson County | $655 | $221,400 | 0.684% |
| 16 | Clinton County | $652 | $204,300 | 0.860% |
| 17 | Stone County | $646 | $236,500 | 0.493% |
| 18 | St. Louis city | $641 | $185,100 | 1.045% |
| 19 | Ste. Genevieve County | $636 | $215,600 | 0.638% |
| 20 | Lafayette County | $628 | $200,300 | 0.766% |
| 21 | Cape Girardeau County | $628 | $208,300 | 0.674% |
| 22 | Greene County | $627 | $203,500 | 0.722% |
| 23 | Webster County | $624 | $219,100 | 0.539% |
| 24 | Callaway County | $624 | $196,200 | 0.790% |
| 25 | Andrew County | $619 | $196,200 | 0.762% |
| 26 | Ray County | $611 | $187,400 | 0.818% |
| 27 | Osage County | $609 | $205,700 | 0.594% |
| 28 | Cooper County | $607 | $197,100 | 0.676% |
| 29 | Taney County | $603 | $203,800 | 0.578% |
| 30 | Perry County | $599 | $189,400 | 0.722% |
| 31 | Phelps County | $597 | $194,900 | 0.640% |
| 32 | Pulaski County | $583 | $189,700 | 0.611% |
| 33 | Maries County | $581 | $193,100 | 0.563% |
| 34 | Polk County | $578 | $189,600 | 0.581% |
| 35 | Montgomery County | $568 | $171,300 | 0.748% |
| 36 | Newton County | $566 | $175,300 | 0.680% |
| 37 | Morgan County | $565 | $180,400 | 0.610% |
| 38 | Nodaway County | $564 | $165,100 | 0.812% |
| 39 | DeKalb County | $562 | $167,500 | 0.758% |
| 40 | Gasconade County | $561 | $168,900 | 0.733% |
| 41 | Marion County | $558 | $158,100 | 0.868% |
| 42 | Moniteau County | $557 | $168,300 | 0.716% |
| 43 | Pettis County | $553 | $161,500 | 0.780% |
| 44 | Miller County | $548 | $169,800 | 0.627% |
| 45 | Adair County | $546 | $159,500 | 0.759% |
| 46 | Buchanan County | $546 | $156,600 | 0.800% |
| 47 | Barry County | $545 | $172,900 | 0.571% |
| 48 | Caldwell County | $544 | $156,700 | 0.785% |
| 49 | Jasper County | $541 | $158,500 | 0.739% |
| 50 | Henry County | $539 | $153,500 | 0.801% |
| 51 | Crawford County | $538 | $166,000 | 0.609% |
| 52 | St. Francois County | $536 | $155,100 | 0.749% |
| 53 | Madison County | $536 | $155,900 | 0.735% |
| 54 | Ralls County | $534 | $153,400 | 0.757% |
| 55 | Howard County | $531 | $145,300 | 0.869% |
| 56 | Laclede County | $529 | $158,000 | 0.653% |
| 57 | Benton County | $529 | $164,700 | 0.557% |
| 58 | Cedar County | $528 | $162,500 | 0.586% |
| 59 | Dade County | $527 | $157,200 | 0.650% |
| 60 | Lawrence County | $526 | $159,800 | 0.606% |
| 61 | Randolph County | $521 | $141,900 | 0.848% |
| 62 | Howell County | $521 | $161,000 | 0.554% |
| 63 | Livingston County | $520 | $138,300 | 0.899% |
| 64 | Scotland County | $519 | $141,100 | 0.845% |
| 65 | Monroe County | $519 | $147,400 | 0.737% |
| 66 | Daviess County | $519 | $149,200 | 0.708% |
| 67 | Bates County | $519 | $154,800 | 0.621% |
| 68 | Saline County | $513 | $139,600 | 0.815% |
| 69 | Douglas County | $508 | $164,400 | 0.409% |
| 70 | Dent County | $502 | $149,700 | 0.563% |
| 71 | Scott County | $502 | $143,700 | 0.651% |
| 72 | Ozark County | $501 | $156,400 | 0.465% |
| 73 | Gentry County | $501 | $123,000 | 1.031% |
| 74 | St. Clair County | $498 | $142,500 | 0.639% |
| 75 | Barton County | $497 | $136,000 | 0.743% |
| 76 | Vernon County | $495 | $136,700 | 0.710% |
| 77 | Butler County | $495 | $138,800 | 0.673% |
| 78 | Bollinger County | $495 | $142,400 | 0.614% |
| 79 | Dallas County | $494 | $151,200 | 0.480% |
| 80 | Macon County | $488 | $127,000 | 0.826% |
| 81 | Shannon County | $488 | $151,000 | 0.432% |
| 82 | Pike County | $487 | $129,400 | 0.768% |
| 83 | Stoddard County | $486 | $135,400 | 0.654% |
| 84 | Wright County | $484 | $152,300 | 0.383% |
| 85 | Carter County | $483 | $147,600 | 0.443% |
| 86 | Clark County | $483 | $117,600 | 0.969% |
| 87 | Audrain County | $482 | $121,600 | 0.875% |
| 88 | Schuyler County | $475 | $118,200 | 0.871% |
| 89 | Holt County | $473 | $122,300 | 0.773% |
| 90 | Putnam County | $472 | $111,600 | 0.987% |
| 91 | McDonald County | $471 | $134,100 | 0.539% |
| 92 | Grundy County | $465 | $107,000 | 1.022% |
| 93 | Chariton County | $465 | $118,900 | 0.757% |
| 94 | Atchison County | $463 | $100,600 | 1.171% |
| 95 | Lewis County | $463 | $118,900 | 0.736% |
| 96 | Linn County | $463 | $117,300 | 0.766% |
| 97 | Carroll County | $456 | $110,500 | 0.844% |
| 98 | Texas County | $450 | $123,300 | 0.529% |
| 99 | Harrison County | $448 | $107,400 | 0.824% |
| 100 | Washington County | $446 | $118,400 | 0.576% |
| 101 | Hickory County | $444 | $123,200 | 0.472% |
| 102 | Iron County | $443 | $113,000 | 0.651% |
| 103 | Pemiscot County | $440 | $95,900 | 1.011% |
| 104 | Oregon County | $438 | $117,700 | 0.509% |
| 105 | Mississippi County | $438 | $100,300 | 0.877% |
| 106 | Reynolds County | $437 | $119,900 | 0.461% |
| 107 | New Madrid County | $434 | $105,500 | 0.707% |
| 108 | Mercer County | $434 | $95,300 | 0.950% |
| 109 | Sullivan County | $432 | $103,300 | 0.736% |
| 110 | Wayne County | $429 | $113,100 | 0.500% |
| 111 | Knox County | $426 | $97,200 | 0.802% |
| 112 | Ripley County | $425 | $110,800 | 0.501% |
| 113 | Worth County | $420 | $94,600 | 0.801% |
| 114 | Dunklin County | $410 | $93,800 | 0.694% |
| 115 | Shelby County | $410 | $86,200 | 0.896% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home Outright across all 3,133 US counties · Every county in Missouri