Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home Outright in Maine
The counties where a paid-off house still costs the most to keep. For retirees on a fixed income this figure matters more than the purchase price, because it never goes away and it rises with assessments.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Maine ranked
| # | County | Monthly if paid off | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Cumberland County | $1,093 | $411,400 | 1.113% |
| 2 | York County | $957 | $357,200 | 1.033% |
| 3 | Knox County | $879 | $290,800 | 1.253% |
| 4 | Sagadahoc County | $866 | $300,200 | 1.121% |
| 5 | Lincoln County | $830 | $306,200 | 0.931% |
| 6 | Hancock County | $765 | $278,400 | 0.878% |
| 7 | Androscoggin County | $751 | $232,000 | 1.256% |
| 8 | Waldo County | $732 | $239,100 | 1.084% |
| 9 | Kennebec County | $704 | $219,900 | 1.141% |
| 10 | Penobscot County | $668 | $193,800 | 1.256% |
| 11 | Oxford County | $639 | $192,300 | 1.094% |
| 12 | Franklin County | $604 | $176,700 | 1.074% |
| 13 | Somerset County | $572 | $155,200 | 1.159% |
| 14 | Washington County | $550 | $147,100 | 1.124% |
| 15 | Piscataquis County | $543 | $153,300 | 0.970% |
| 16 | Aroostook County | $529 | $131,700 | 1.223% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home Outright across all 3,133 US counties · Every county in Maine