Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home Outright in Iowa
The counties where a paid-off house still costs the most to keep. For retirees on a fixed income this figure matters more than the purchase price, because it never goes away and it rises with assessments.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Iowa ranked
| # | County | Monthly if paid off | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Dallas County | $1,028 | $333,400 | 1.454% |
| 2 | Johnson County | $955 | $293,100 | 1.565% |
| 3 | Polk County | $880 | $248,400 | 1.757% |
| 4 | Warren County | $838 | $252,800 | 1.502% |
| 5 | Story County | $809 | $243,600 | 1.472% |
| 6 | Madison County | $808 | $236,900 | 1.554% |
| 7 | Mills County | $769 | $228,700 | 1.458% |
| 8 | Linn County | $743 | $204,400 | 1.661% |
| 9 | Scott County | $739 | $212,500 | 1.516% |
| 10 | Winneshiek County | $736 | $239,000 | 1.165% |
| 11 | Sioux County | $727 | $235,600 | 1.155% |
| 12 | Dubuque County | $725 | $226,100 | 1.260% |
| 13 | Dickinson County | $725 | $251,600 | 0.977% |
| 14 | Bremer County | $697 | $207,200 | 1.349% |
| 15 | Marion County | $696 | $211,100 | 1.292% |
| 16 | Pottawattamie County | $681 | $183,600 | 1.613% |
| 17 | Washington County | $678 | $199,600 | 1.347% |
| 18 | Plymouth County | $675 | $218,600 | 1.081% |
| 19 | Boone County | $672 | $191,200 | 1.434% |
| 20 | Benton County | $672 | $198,400 | 1.324% |
| 21 | Black Hawk County | $665 | $182,400 | 1.530% |
| 22 | Cedar County | $657 | $199,700 | 1.218% |
| 23 | Iowa County | $655 | $189,800 | 1.349% |
| 24 | Muscatine County | $642 | $172,400 | 1.547% |
| 25 | Lyon County | $640 | $215,600 | 0.920% |
| 26 | Jasper County | $635 | $176,800 | 1.424% |
| 27 | Jones County | $632 | $183,400 | 1.298% |
| 28 | Poweshiek County | $631 | $184,200 | 1.282% |
| 29 | Woodbury County | $631 | $172,000 | 1.478% |
| 30 | Buchanan County | $609 | $171,400 | 1.334% |
| 31 | Jefferson County | $605 | $161,200 | 1.487% |
| 32 | Delaware County | $604 | $168,700 | 1.343% |
| 33 | Clarke County | $599 | $160,200 | 1.458% |
| 34 | Harrison County | $595 | $165,300 | 1.339% |
| 35 | Clinton County | $595 | $153,800 | 1.549% |
| 36 | Allamakee County | $594 | $171,900 | 1.223% |
| 37 | Jackson County | $594 | $170,000 | 1.252% |
| 38 | Grundy County | $591 | $180,500 | 1.069% |
| 39 | Guthrie County | $590 | $163,900 | 1.325% |
| 40 | Henry County | $589 | $148,600 | 1.611% |
| 41 | Cerro Gordo County | $589 | $154,100 | 1.496% |
| 42 | Clay County | $588 | $171,500 | 1.183% |
| 43 | Butler County | $579 | $156,500 | 1.379% |
| 44 | Carroll County | $578 | $175,700 | 1.052% |
| 45 | Clayton County | $578 | $155,700 | 1.380% |
| 46 | Davis County | $571 | $146,000 | 1.518% |
| 47 | Mitchell County | $567 | $164,100 | 1.156% |
| 48 | Shelby County | $564 | $156,200 | 1.265% |
| 49 | Chickasaw County | $560 | $164,400 | 1.097% |
| 50 | Ringgold County | $551 | $150,300 | 1.270% |
| 51 | Des Moines County | $550 | $137,000 | 1.531% |
| 52 | Fremont County | $548 | $147,500 | 1.300% |
| 53 | Webster County | $547 | $138,500 | 1.478% |
| 54 | Monroe County | $545 | $135,900 | 1.519% |
| 55 | Humboldt County | $545 | $146,900 | 1.286% |
| 56 | Mahaska County | $543 | $140,900 | 1.388% |
| 57 | Tama County | $541 | $139,900 | 1.390% |
| 58 | Marshall County | $540 | $134,100 | 1.514% |
| 59 | Buena Vista County | $539 | $146,900 | 1.240% |
| 60 | Adair County | $534 | $140,600 | 1.321% |
| 61 | O'Brien County | $534 | $158,900 | 0.989% |
| 62 | Cass County | $529 | $133,300 | 1.428% |
| 63 | Union County | $526 | $117,800 | 1.789% |
| 64 | Floyd County | $525 | $133,300 | 1.391% |
| 65 | Crawford County | $524 | $136,300 | 1.320% |
| 66 | Louisa County | $522 | $137,600 | 1.273% |
| 67 | Hamilton County | $519 | $132,300 | 1.366% |
| 68 | Greene County | $519 | $140,500 | 1.197% |
| 69 | Winnebago County | $519 | $132,300 | 1.361% |
| 70 | Howard County | $516 | $133,900 | 1.302% |
| 71 | Cherokee County | $515 | $145,100 | 1.076% |
| 72 | Lee County | $512 | $123,600 | 1.501% |
| 73 | Fayette County | $510 | $130,800 | 1.316% |
| 74 | Worth County | $509 | $142,300 | 1.075% |
| 75 | Montgomery County | $504 | $109,900 | 1.791% |
| 76 | Wapello County | $499 | $112,900 | 1.642% |
| 77 | Page County | $497 | $120,000 | 1.434% |
| 78 | Sac County | $495 | $138,400 | 1.028% |
| 79 | Decatur County | $495 | $109,500 | 1.695% |
| 80 | Lucas County | $494 | $117,000 | 1.480% |
| 81 | Hancock County | $493 | $129,300 | 1.192% |
| 82 | Kossuth County | $492 | $135,100 | 1.064% |
| 83 | Franklin County | $484 | $118,500 | 1.348% |
| 84 | Wright County | $482 | $109,800 | 1.544% |
| 85 | Hardin County | $479 | $113,000 | 1.427% |
| 86 | Appanoose County | $478 | $119,800 | 1.253% |
| 87 | Palo Alto County | $475 | $119,300 | 1.233% |
| 88 | Monona County | $474 | $122,600 | 1.152% |
| 89 | Adams County | $473 | $116,900 | 1.265% |
| 90 | Calhoun County | $472 | $114,400 | 1.316% |
| 91 | Van Buren County | $471 | $118,800 | 1.201% |
| 92 | Keokuk County | $468 | $112,200 | 1.329% |
| 93 | Osceola County | $467 | $123,800 | 1.052% |
| 94 | Emmet County | $467 | $106,200 | 1.478% |
| 95 | Audubon County | $454 | $110,400 | 1.226% |
| 96 | Taylor County | $451 | $109,700 | 1.211% |
| 97 | Wayne County | $446 | $102,300 | 1.346% |
| 98 | Ida County | $436 | $108,800 | 1.064% |
| 99 | Pocahontas County | $408 | $93,300 | 1.143% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home Outright across all 3,133 US counties · Every county in Iowa