Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home Outright in Georgia
The counties where a paid-off house still costs the most to keep. For retirees on a fixed income this figure matters more than the purchase price, because it never goes away and it rises with assessments.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Georgia ranked
| # | County | Monthly if paid off | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Forsyth County | $1,181 | $493,800 | 0.759% |
| 2 | Fulton County | $1,110 | $431,200 | 0.892% |
| 3 | Oconee County | $1,036 | $425,100 | 0.719% |
| 4 | Fayette County | $1,021 | $405,600 | 0.781% |
| 5 | Cherokee County | $965 | $389,800 | 0.701% |
| 6 | Gwinnett County | $963 | $345,700 | 0.978% |
| 7 | Cobb County | $930 | $373,700 | 0.685% |
| 8 | DeKalb County | $917 | $331,400 | 0.919% |
| 9 | Dawson County | $874 | $351,900 | 0.632% |
| 10 | Greene County | $872 | $342,200 | 0.685% |
| 11 | Jackson County | $869 | $312,700 | 0.883% |
| 12 | Coweta County | $858 | $321,900 | 0.771% |
| 13 | Bryan County | $853 | $317,100 | 0.789% |
| 14 | Morgan County | $852 | $323,100 | 0.742% |
| 15 | Hall County | $839 | $313,600 | 0.760% |
| 16 | Walton County | $826 | $300,500 | 0.809% |
| 17 | Paulding County | $813 | $289,000 | 0.846% |
| 18 | Columbia County | $810 | $287,400 | 0.846% |
| 19 | Henry County | $807 | $277,400 | 0.922% |
| 20 | Harris County | $802 | $278,700 | 0.886% |
| 21 | Chatham County | $794 | $273,300 | 0.901% |
| 22 | Clarke County | $791 | $271,900 | 0.899% |
| 23 | Pike County | $784 | $265,700 | 0.924% |
| 24 | Pickens County | $769 | $289,600 | 0.661% |
| 25 | Lumpkin County | $753 | $277,200 | 0.688% |
| 26 | Effingham County | $749 | $245,300 | 0.956% |
| 27 | Douglas County | $748 | $262,200 | 0.793% |
| 28 | Barrow County | $743 | $255,200 | 0.832% |
| 29 | Bartow County | $733 | $262,200 | 0.725% |
| 30 | Towns County | $733 | $311,900 | 0.365% |
| 31 | Glynn County | $725 | $268,300 | 0.638% |
| 32 | Camden County | $722 | $233,900 | 0.939% |
| 33 | Rockdale County | $722 | $256,600 | 0.718% |
| 34 | Lee County | $720 | $226,900 | 1.002% |
| 35 | White County | $720 | $262,200 | 0.661% |
| 36 | Newton County | $716 | $233,300 | 0.914% |
| 37 | Rabun County | $710 | $272,600 | 0.537% |
| 38 | Union County | $703 | $272,600 | 0.505% |
| 39 | Banks County | $694 | $251,700 | 0.630% |
| 40 | Monroe County | $690 | $243,200 | 0.686% |
| 41 | Butts County | $689 | $227,800 | 0.828% |
| 42 | Gilmer County | $685 | $278,900 | 0.384% |
| 43 | Jasper County | $684 | $219,700 | 0.890% |
| 44 | Fannin County | $671 | $274,600 | 0.349% |
| 45 | Haralson County | $658 | $210,400 | 0.849% |
| 46 | Putnam County | $658 | $222,000 | 0.723% |
| 47 | Lamar County | $657 | $201,400 | 0.948% |
| 48 | Long County | $655 | $196,500 | 0.997% |
| 49 | Peach County | $653 | $186,100 | 1.124% |
| 50 | Spalding County | $650 | $196,600 | 0.965% |
| 51 | Houston County | $650 | $205,600 | 0.856% |
| 52 | Carroll County | $649 | $227,500 | 0.624% |
| 53 | Catoosa County | $637 | $214,200 | 0.689% |
| 54 | Clayton County | $634 | $194,500 | 0.893% |
| 55 | Troup County | $633 | $187,800 | 0.972% |
| 56 | Lowndes County | $630 | $197,900 | 0.830% |
| 57 | Liberty County | $629 | $180,200 | 1.053% |
| 58 | Madison County | $629 | $198,800 | 0.809% |
| 59 | Oglethorpe County | $628 | $198,700 | 0.804% |
| 60 | Gordon County | $624 | $205,600 | 0.705% |
| 61 | Habersham County | $622 | $212,000 | 0.627% |
| 62 | Floyd County | $619 | $194,100 | 0.804% |
| 63 | Bulloch County | $610 | $191,600 | 0.778% |
| 64 | Whitfield County | $606 | $198,900 | 0.673% |
| 65 | Bibb County | $605 | $165,800 | 1.101% |
| 66 | Thomas County | $605 | $185,300 | 0.825% |
| 67 | Jones County | $603 | $174,600 | 0.958% |
| 68 | Muscogee County | $601 | $182,300 | 0.837% |
| 69 | Hart County | $597 | $206,500 | 0.539% |
| 70 | Lanier County | $583 | $161,100 | 1.017% |
| 71 | Walker County | $576 | $173,900 | 0.778% |
| 72 | McIntosh County | $572 | $173,900 | 0.753% |
| 73 | Stephens County | $572 | $168,200 | 0.830% |
| 74 | Lincoln County | $570 | $163,600 | 0.883% |
| 75 | Richmond County | $570 | $163,300 | 0.882% |
| 76 | Polk County | $559 | $163,500 | 0.799% |
| 77 | Meriwether County | $559 | $154,600 | 0.931% |
| 78 | Dougherty County | $556 | $129,200 | 1.393% |
| 79 | Murray County | $555 | $173,300 | 0.641% |
| 80 | Baldwin County | $553 | $164,700 | 0.742% |
| 81 | Schley County | $550 | $152,900 | 0.887% |
| 82 | McDuffie County | $549 | $155,100 | 0.849% |
| 83 | Franklin County | $549 | $160,600 | 0.767% |
| 84 | Upson County | $543 | $149,500 | 0.886% |
| 85 | Decatur County | $541 | $146,200 | 0.925% |
| 86 | Dade County | $541 | $166,600 | 0.624% |
| 87 | Evans County | $540 | $139,700 | 1.032% |
| 88 | Tift County | $536 | $143,100 | 0.936% |
| 89 | Pulaski County | $535 | $144,300 | 0.912% |
| 90 | Heard County | $533 | $161,000 | 0.640% |
| 91 | Sumter County | $532 | $122,300 | 1.321% |
| 92 | Candler County | $532 | $135,600 | 1.041% |
| 93 | Wayne County | $532 | $149,800 | 0.796% |
| 94 | Bleckley County | $531 | $132,900 | 1.082% |
| 95 | Miller County | $529 | $118,300 | 1.386% |
| 96 | Crawford County | $528 | $144,800 | 0.842% |
| 97 | Grady County | $527 | $136,500 | 0.979% |
| 98 | Talbot County | $519 | $127,200 | 1.088% |
| 99 | Brooks County | $519 | $118,100 | 1.281% |
| 100 | Screven County | $518 | $122,300 | 1.181% |
| 101 | Crisp County | $512 | $120,800 | 1.156% |
| 102 | Pierce County | $511 | $132,100 | 0.915% |
| 103 | Toombs County | $506 | $127,100 | 0.962% |
| 104 | Laurens County | $505 | $137,400 | 0.769% |
| 105 | Tattnall County | $502 | $122,400 | 1.018% |
| 106 | Glascock County | $500 | $122,800 | 0.989% |
| 107 | Seminole County | $498 | $111,600 | 1.220% |
| 108 | Early County | $497 | $130,100 | 0.822% |
| 109 | Washington County | $495 | $115,600 | 1.097% |
| 110 | Ben Hill County | $489 | $114,600 | 1.061% |
| 111 | Mitchell County | $489 | $105,500 | 1.277% |
| 112 | Montgomery County | $488 | $118,200 | 0.964% |
| 113 | Worth County | $487 | $112,400 | 1.086% |
| 114 | Coffee County | $487 | $125,700 | 0.807% |
| 115 | Terrell County | $486 | $111,500 | 1.096% |
| 116 | Colquitt County | $484 | $121,400 | 0.866% |
| 117 | Berrien County | $484 | $115,200 | 0.989% |
| 118 | Charlton County | $484 | $119,000 | 0.908% |
| 119 | Cook County | $483 | $123,000 | 0.820% |
| 120 | Elbert County | $482 | $114,600 | 0.983% |
| 121 | Baker County | $482 | $120,100 | 0.868% |
| 122 | Telfair County | $478 | $108,200 | 1.091% |
| 123 | Echols County | $478 | $112,600 | 0.986% |
| 124 | Wilkes County | $475 | $105,000 | 1.137% |
| 125 | Irwin County | $474 | $105,300 | 1.115% |
| 126 | Marion County | $469 | $122,100 | 0.704% |
| 127 | Ware County | $467 | $106,500 | 1.011% |
| 128 | Dodge County | $467 | $108,700 | 0.954% |
| 129 | Jeff Davis County | $466 | $109,300 | 0.930% |
| 130 | Dooly County | $465 | $96,400 | 1.243% |
| 131 | Bacon County | $463 | $104,100 | 1.022% |
| 132 | Burke County | $461 | $107,800 | 0.907% |
| 133 | Turner County | $453 | $95,200 | 1.131% |
| 134 | Clinch County | $453 | $86,300 | 1.396% |
| 135 | Chattahoochee County | $452 | $99,800 | 0.990% |
| 136 | Twiggs County | $447 | $104,500 | 0.822% |
| 137 | Treutlen County | $446 | $98,400 | 0.955% |
| 138 | Quitman County | $446 | $103,000 | 0.844% |
| 139 | Brantley County | $445 | $91,800 | 1.120% |
| 140 | Clay County | $440 | $92,500 | 1.044% |
| 141 | Chattooga County | $438 | $98,700 | 0.855% |
| 142 | Jefferson County | $438 | $93,100 | 0.991% |
| 143 | Webster County | $438 | $92,200 | 1.014% |
| 144 | Macon County | $437 | $87,000 | 1.162% |
| 145 | Johnson County | $428 | $91,200 | 0.918% |
| 146 | Emanuel County | $426 | $88,200 | 0.975% |
| 147 | Hancock County | $426 | $87,400 | 0.994% |
| 148 | Calhoun County | $426 | $82,200 | 1.152% |
| 149 | Randolph County | $425 | $90,900 | 0.880% |
| 150 | Wilkinson County | $425 | $90,800 | 0.882% |
| 151 | Taliaferro County | $412 | $73,100 | 1.254% |
| 152 | Jenkins County | $410 | $81,100 | 0.958% |
| 153 | Taylor County | $410 | $82,900 | 0.897% |
| 154 | Warren County | $409 | $78,000 | 1.031% |
| 155 | Appling County | $403 | $81,400 | 0.846% |
| 156 | Wilcox County | $396 | $71,200 | 1.058% |
| 157 | Atkinson County | $396 | $76,300 | 0.883% |
| 158 | Stewart County | $385 | $53,000 | 1.711% |
| 159 | Wheeler County | $384 | $74,600 | 0.753% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home Outright across all 3,133 US counties · Every county in Georgia