Ranked from ACS 2023 5-Year
Most Expensive Counties to Own a Home Outright in Colorado
The counties where a paid-off house still costs the most to keep. For retirees on a fixed income this figure matters more than the purchase price, because it never goes away and it rises with assessments.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Colorado ranked
| # | County | Monthly if paid off | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Pitkin County | $1,824 | $1,131,200 | 0.393% |
| 2 | Eagle County | $1,376 | $814,700 | 0.410% |
| 3 | Summit County | $1,358 | $850,700 | 0.310% |
| 4 | Boulder County | $1,303 | $713,900 | 0.535% |
| 5 | Douglas County | $1,249 | $674,000 | 0.550% |
| 6 | Routt County | $1,239 | $756,200 | 0.329% |
| 7 | Broomfield County | $1,216 | $631,600 | 0.616% |
| 8 | Elbert County | $1,178 | $664,600 | 0.449% |
| 9 | Jefferson County | $1,100 | $604,400 | 0.474% |
| 10 | Ouray County | $1,090 | $670,100 | 0.277% |
| 11 | Denver County | $1,058 | $586,700 | 0.442% |
| 12 | Clear Creek County | $1,006 | $572,800 | 0.377% |
| 13 | San Miguel County | $1,005 | $613,100 | 0.261% |
| 14 | Arapahoe County | $1,004 | $526,000 | 0.526% |
| 15 | Larimer County | $1,002 | $532,200 | 0.500% |
| 16 | Gunnison County | $994 | $597,200 | 0.282% |
| 17 | Chaffee County | $994 | $598,500 | 0.278% |
| 18 | Adams County | $928 | $458,400 | 0.604% |
| 19 | La Plata County | $920 | $549,100 | 0.264% |
| 20 | Garfield County | $908 | $490,600 | 0.427% |
| 21 | Grand County | $899 | $507,200 | 0.348% |
| 22 | Park County | $872 | $489,300 | 0.343% |
| 23 | Weld County | $869 | $444,500 | 0.504% |
| 24 | Gilpin County | $857 | $512,600 | 0.230% |
| 25 | Archuleta County | $818 | $451,400 | 0.341% |
| 26 | Teller County | $814 | $445,000 | 0.356% |
| 27 | El Paso County | $814 | $431,000 | 0.411% |
| 28 | Hinsdale County | $783 | $438,800 | 0.293% |
| 29 | Mineral County | $768 | $413,000 | 0.354% |
| 30 | Lake County | $762 | $401,300 | 0.385% |
| 31 | San Juan County | $739 | $406,900 | 0.294% |
| 32 | Custer County | $694 | $358,800 | 0.362% |
| 33 | Montrose County | $691 | $357,900 | 0.358% |
| 34 | Mesa County | $688 | $349,400 | 0.388% |
| 35 | Morgan County | $650 | $299,300 | 0.526% |
| 36 | Delta County | $622 | $318,000 | 0.310% |
| 37 | Montezuma County | $605 | $308,100 | 0.297% |
| 38 | Pueblo County | $603 | $271,800 | 0.508% |
| 39 | Fremont County | $590 | $282,100 | 0.383% |
| 40 | Phillips County | $575 | $255,300 | 0.495% |
| 41 | Moffat County | $572 | $262,500 | 0.430% |
| 42 | Huerfano County | $530 | $256,700 | 0.275% |
| 43 | Logan County | $528 | $228,100 | 0.470% |
| 44 | Kit Carson County | $526 | $221,400 | 0.515% |
| 45 | Rio Blanco County | $526 | $243,400 | 0.344% |
| 46 | Lincoln County | $517 | $232,100 | 0.382% |
| 47 | Yuma County | $510 | $215,600 | 0.475% |
| 48 | Alamosa County | $509 | $218,800 | 0.442% |
| 49 | Jackson County | $506 | $250,000 | 0.205% |
| 50 | Washington County | $502 | $218,300 | 0.408% |
| 51 | Rio Grande County | $499 | $215,400 | 0.415% |
| 52 | Dolores County | $490 | $231,900 | 0.241% |
| 53 | Las Animas County | $467 | $214,500 | 0.244% |
| 54 | Cheyenne County | $465 | $187,100 | 0.461% |
| 55 | Saguache County | $464 | $200,000 | 0.340% |
| 56 | Kiowa County | $421 | $148,600 | 0.580% |
| 57 | Costilla County | $419 | $171,300 | 0.310% |
| 58 | Conejos County | $419 | $162,100 | 0.404% |
| 59 | Otero County | $406 | $160,700 | 0.322% |
| 60 | Sedgwick County | $399 | $142,700 | 0.470% |
| 61 | Prowers County | $393 | $150,900 | 0.327% |
| 62 | Bent County | $382 | $137,900 | 0.386% |
| 63 | Baca County | $361 | $122,000 | 0.407% |
| 64 | Crowley County | $346 | $106,700 | 0.492% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Most Expensive Counties to Own a Home Outright across all 3,133 US counties · Every county in Colorado