Ranked from ACS 2023 5-Year
Lowest Salary Needed to Buy a Home in Minnesota
The counties where an ordinary income still buys the median home outright by the 28% rule, with the whole monthly bill counted: tax, insurance, utilities and maintenance included, not just the loan payment.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Minnesota ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Traverse County | $43,500 | $1,019 | $110,100 |
| 2 | Faribault County | $47,500 | $1,103 | $120,200 |
| 3 | Pipestone County | $49,000 | $1,138 | $126,700 |
| 4 | Big Stone County | $51,500 | $1,200 | $135,700 |
| 5 | Kittson County | $51,500 | $1,196 | $134,400 |
| 6 | Norman County | $52,000 | $1,214 | $135,700 |
| 7 | Koochiching County | $53,500 | $1,252 | $143,700 |
| 8 | Lac qui Parle County | $54,500 | $1,267 | $143,400 |
| 9 | Jackson County | $55,000 | $1,278 | $145,400 |
| 10 | Swift County | $55,000 | $1,284 | $147,100 |
| 11 | Mahnomen County | $55,500 | $1,294 | $146,500 |
| 12 | Chippewa County | $56,500 | $1,321 | $149,000 |
| 13 | Redwood County | $56,500 | $1,321 | $150,400 |
| 14 | Yellow Medicine County | $56,500 | $1,315 | $148,200 |
| 15 | Marshall County | $57,000 | $1,326 | $153,300 |
| 16 | Lincoln County | $57,500 | $1,336 | $152,200 |
| 17 | Renville County | $57,500 | $1,340 | $151,900 |
| 18 | Watonwan County | $57,500 | $1,339 | $151,600 |
| 19 | Cottonwood County | $58,500 | $1,370 | $154,000 |
| 20 | Red Lake County | $59,000 | $1,372 | $157,200 |
| 21 | Martin County | $59,500 | $1,386 | $158,800 |
| 22 | Freeborn County | $62,000 | $1,444 | $164,900 |
| 23 | Wilkin County | $62,500 | $1,457 | $172,300 |
| 24 | Wadena County | $63,500 | $1,484 | $170,500 |
| 25 | Clearwater County | $64,000 | $1,489 | $177,100 |
| 26 | Mower County | $64,000 | $1,498 | $172,000 |
| 27 | Murray County | $64,500 | $1,510 | $179,400 |
| 28 | Roseau County | $65,000 | $1,517 | $177,100 |
| 29 | Grant County | $65,500 | $1,530 | $178,600 |
| 30 | Nobles County | $65,500 | $1,534 | $179,200 |
| 31 | Stevens County | $65,500 | $1,527 | $180,800 |
| 32 | Brown County | $67,000 | $1,569 | $181,700 |
| 33 | Todd County | $69,000 | $1,613 | $188,400 |
| 34 | Lyon County | $71,000 | $1,656 | $193,100 |
| 35 | Pennington County | $71,000 | $1,652 | $188,900 |
| 36 | Rock County | $71,500 | $1,666 | $201,600 |
| 37 | Fillmore County | $74,000 | $1,722 | $204,000 |
| 38 | Lake of the Woods County | $75,500 | $1,762 | $215,000 |
| 39 | Itasca County | $76,000 | $1,769 | $212,000 |
| 40 | St. Louis County | $76,000 | $1,770 | $208,500 |
| 41 | Polk County | $76,500 | $1,785 | $211,100 |
| 42 | Lake County | $78,500 | $1,828 | $222,900 |
| 43 | Sibley County | $78,500 | $1,832 | $215,000 |
| 44 | Waseca County | $78,500 | $1,834 | $213,200 |
| 45 | Beltrami County | $80,000 | $1,869 | $222,300 |
| 46 | Pine County | $80,000 | $1,871 | $225,600 |
| 47 | Winona County | $80,000 | $1,863 | $222,900 |
| 48 | Aitkin County | $80,500 | $1,882 | $235,100 |
| 49 | Kanabec County | $80,500 | $1,881 | $221,100 |
| 50 | Meeker County | $82,000 | $1,908 | $228,900 |
| 51 | Houston County | $82,500 | $1,930 | $226,300 |
| 52 | Kandiyohi County | $82,500 | $1,930 | $230,500 |
| 53 | Morrison County | $84,000 | $1,963 | $237,000 |
| 54 | Carlton County | $84,500 | $1,975 | $232,000 |
| 55 | McLeod County | $85,000 | $1,984 | $233,400 |
| 56 | Pope County | $85,000 | $1,982 | $242,800 |
| 57 | Mille Lacs County | $85,500 | $1,993 | $237,500 |
| 58 | Steele County | $85,500 | $2,000 | $234,200 |
| 59 | Otter Tail County | $88,000 | $2,051 | $252,500 |
| 60 | Benton County | $88,500 | $2,062 | $247,100 |
| 61 | Wabasha County | $88,500 | $2,065 | $245,800 |
| 62 | Cass County | $89,000 | $2,079 | $262,300 |
| 63 | Hubbard County | $89,500 | $2,084 | $255,900 |
| 64 | Blue Earth County | $90,000 | $2,096 | $252,800 |
| 65 | Stearns County | $91,500 | $2,132 | $256,500 |
| 66 | Becker County | $92,000 | $2,146 | $266,900 |
| 67 | Clay County | $92,000 | $2,149 | $256,000 |
| 68 | Nicollet County | $93,000 | $2,168 | $258,500 |
| 69 | Crow Wing County | $95,000 | $2,214 | $274,400 |
| 70 | Dodge County | $95,500 | $2,230 | $267,500 |
| 71 | Goodhue County | $96,000 | $2,240 | $269,400 |
| 72 | Isanti County | $100,500 | $2,339 | $283,200 |
| 73 | Cook County | $101,000 | $2,360 | $294,000 |
| 74 | Douglas County | $101,000 | $2,360 | $291,700 |
| 75 | Le Sueur County | $102,000 | $2,384 | $287,700 |
| 76 | Rice County | $104,500 | $2,438 | $298,500 |
| 77 | Olmsted County | $107,500 | $2,513 | $304,500 |
| 78 | Ramsey County | $109,500 | $2,553 | $304,900 |
| 79 | Anoka County | $113,000 | $2,638 | $325,800 |
| 80 | Chisago County | $115,500 | $2,691 | $326,600 |
| 81 | Sherburne County | $116,000 | $2,702 | $332,700 |
| 82 | Wright County | $116,000 | $2,703 | $332,800 |
| 83 | Dakota County | $125,500 | $2,924 | $362,100 |
| 84 | Hennepin County | $132,000 | $3,082 | $376,500 |
| 85 | Scott County | $136,500 | $3,184 | $393,500 |
| 86 | Washington County | $138,000 | $3,219 | $400,900 |
| 87 | Carver County | $146,500 | $3,424 | $426,900 |
Every figure is modelled on the county's own median home with 20% down at 7.24%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Minnesota