Ranked from ACS 2023 5-Year
Lowest Salary Needed to Buy a Home in Minnesota
The counties where an ordinary income still buys the median home outright by the 28% rule, with the whole monthly bill counted: tax, insurance, utilities and maintenance included, not just the loan payment.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Minnesota ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Traverse County | $42,500 | $993 | $110,100 |
| 2 | Faribault County | $46,000 | $1,075 | $120,200 |
| 3 | Pipestone County | $47,500 | $1,108 | $126,700 |
| 4 | Big Stone County | $50,000 | $1,167 | $135,700 |
| 5 | Kittson County | $50,000 | $1,164 | $134,400 |
| 6 | Norman County | $50,500 | $1,181 | $135,700 |
| 7 | Koochiching County | $52,000 | $1,217 | $143,700 |
| 8 | Lac qui Parle County | $53,000 | $1,233 | $143,400 |
| 9 | Jackson County | $53,500 | $1,243 | $145,400 |
| 10 | Swift County | $53,500 | $1,248 | $147,100 |
| 11 | Mahnomen County | $54,000 | $1,258 | $146,500 |
| 12 | Chippewa County | $55,000 | $1,285 | $149,000 |
| 13 | Redwood County | $55,000 | $1,285 | $150,400 |
| 14 | Yellow Medicine County | $55,000 | $1,279 | $148,200 |
| 15 | Lincoln County | $55,500 | $1,299 | $152,200 |
| 16 | Marshall County | $55,500 | $1,289 | $153,300 |
| 17 | Renville County | $56,000 | $1,303 | $151,900 |
| 18 | Watonwan County | $56,000 | $1,302 | $151,600 |
| 19 | Cottonwood County | $57,000 | $1,333 | $154,000 |
| 20 | Red Lake County | $57,000 | $1,334 | $157,200 |
| 21 | Martin County | $58,000 | $1,348 | $158,800 |
| 22 | Freeborn County | $60,000 | $1,404 | $164,900 |
| 23 | Wilkin County | $60,500 | $1,415 | $172,300 |
| 24 | Clearwater County | $62,000 | $1,445 | $177,100 |
| 25 | Wadena County | $62,000 | $1,442 | $170,500 |
| 26 | Mower County | $62,500 | $1,456 | $172,000 |
| 27 | Murray County | $63,000 | $1,466 | $179,400 |
| 28 | Roseau County | $63,000 | $1,474 | $177,100 |
| 29 | Grant County | $63,500 | $1,487 | $178,600 |
| 30 | Stevens County | $63,500 | $1,483 | $180,800 |
| 31 | Nobles County | $64,000 | $1,490 | $179,200 |
| 32 | Brown County | $65,500 | $1,524 | $181,700 |
| 33 | Todd County | $67,000 | $1,566 | $188,400 |
| 34 | Lyon County | $69,000 | $1,609 | $193,100 |
| 35 | Pennington County | $69,000 | $1,605 | $188,900 |
| 36 | Rock County | $69,500 | $1,616 | $201,600 |
| 37 | Fillmore County | $71,500 | $1,672 | $204,000 |
| 38 | Lake of the Woods County | $73,000 | $1,709 | $215,000 |
| 39 | Itasca County | $73,500 | $1,717 | $212,000 |
| 40 | St. Louis County | $73,500 | $1,718 | $208,500 |
| 41 | Polk County | $74,500 | $1,733 | $211,100 |
| 42 | Lake County | $76,000 | $1,773 | $222,900 |
| 43 | Sibley County | $76,000 | $1,779 | $215,000 |
| 44 | Waseca County | $76,500 | $1,782 | $213,200 |
| 45 | Beltrami County | $77,500 | $1,814 | $222,300 |
| 46 | Winona County | $77,500 | $1,808 | $222,900 |
| 47 | Aitkin County | $78,000 | $1,824 | $235,100 |
| 48 | Pine County | $78,000 | $1,815 | $225,600 |
| 49 | Kanabec County | $78,500 | $1,827 | $221,100 |
| 50 | Meeker County | $79,500 | $1,852 | $228,900 |
| 51 | Houston County | $80,500 | $1,874 | $226,300 |
| 52 | Kandiyohi County | $80,500 | $1,873 | $230,500 |
| 53 | Morrison County | $81,500 | $1,904 | $237,000 |
| 54 | Carlton County | $82,000 | $1,918 | $232,000 |
| 55 | McLeod County | $82,500 | $1,927 | $233,400 |
| 56 | Pope County | $82,500 | $1,921 | $242,800 |
| 57 | Mille Lacs County | $83,000 | $1,934 | $237,500 |
| 58 | Steele County | $83,000 | $1,941 | $234,200 |
| 59 | Otter Tail County | $85,000 | $1,988 | $252,500 |
| 60 | Benton County | $85,500 | $2,000 | $247,100 |
| 61 | Wabasha County | $86,000 | $2,004 | $245,800 |
| 62 | Cass County | $86,500 | $2,014 | $262,300 |
| 63 | Hubbard County | $86,500 | $2,020 | $255,900 |
| 64 | Blue Earth County | $87,000 | $2,034 | $252,800 |
| 65 | Stearns County | $88,500 | $2,068 | $256,500 |
| 66 | Becker County | $89,000 | $2,080 | $266,900 |
| 67 | Clay County | $89,500 | $2,085 | $256,000 |
| 68 | Nicollet County | $90,000 | $2,104 | $258,500 |
| 69 | Crow Wing County | $92,000 | $2,146 | $274,400 |
| 70 | Dodge County | $92,500 | $2,163 | $267,500 |
| 71 | Goodhue County | $93,000 | $2,172 | $269,400 |
| 72 | Isanti County | $97,000 | $2,269 | $283,200 |
| 73 | Cook County | $98,000 | $2,286 | $294,000 |
| 74 | Douglas County | $98,000 | $2,287 | $291,700 |
| 75 | Le Sueur County | $99,000 | $2,312 | $287,700 |
| 76 | Rice County | $101,500 | $2,363 | $298,500 |
| 77 | Olmsted County | $104,500 | $2,436 | $304,500 |
| 78 | Ramsey County | $106,000 | $2,477 | $304,900 |
| 79 | Anoka County | $109,500 | $2,556 | $325,800 |
| 80 | Chisago County | $112,000 | $2,609 | $326,600 |
| 81 | Sherburne County | $112,000 | $2,618 | $332,700 |
| 82 | Wright County | $112,500 | $2,620 | $332,800 |
| 83 | Dakota County | $121,500 | $2,833 | $362,100 |
| 84 | Hennepin County | $128,000 | $2,987 | $376,500 |
| 85 | Scott County | $132,000 | $3,085 | $393,500 |
| 86 | Washington County | $133,500 | $3,118 | $400,900 |
| 87 | Carver County | $142,000 | $3,316 | $426,900 |
Every figure is modelled on the county's own median home with 20% down at 6.76%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Minnesota