Cost to Own
United States › Rankings › Kentucky Counties ranked 120 Data vintage ACS 2023 5-Year

Ranked from ACS 2023 5-Year

Lowest Home Values in Kentucky

The most affordable counties in the country by median home value. Many are rural and losing population, which is worth weighing against the price.

Where does yours land? Every county in America is somewhere on this scale, including the one you live in.

Kentucky ranked

#County Median homeMonthly to ownEffective rate
1 Breathitt County $61,800$6700.843%
2 Wolfe County $66,400$6900.589%
3 Letcher County $70,500$7400.932%
4 Harlan County $73,100$7620.988%
5 Leslie County $74,100$7530.718%
6 Knott County $74,600$7570.718%
7 McCreary County $77,000$7750.734%
8 Fulton County $78,100$7830.720%
9 Owsley County $79,900$7950.703%
10 Lee County $82,100$8200.848%
11 Bell County $83,000$8200.743%
12 Martin County $84,900$8360.774%
13 Lewis County $86,100$8360.648%
14 Clay County $87,300$8470.685%
15 Magoffin County $88,300$8580.728%
16 Perry County $90,700$8750.729%
17 Hickman County $92,300$8940.819%
18 Floyd County $93,300$8960.747%
19 Elliott County $97,400$9210.689%
20 Webster County $97,600$9460.985%
21 Metcalfe County $103,100$9650.721%
22 Pike County $104,200$9740.727%
23 Carlisle County $104,700$9880.847%
24 Butler County $105,500$9690.563%
25 Morgan County $106,000$9890.757%
26 Jackson County $107,000$9860.638%
27 Lawrence County $108,100$9980.678%
28 Union County $109,000$1,0140.787%
29 Knox County $109,200$1,0110.735%
30 Menifee County $111,500$1,0060.500%
31 Bath County $111,800$1,0300.731%
32 Estill County $111,900$1,0270.691%
33 Ohio County $113,400$1,0300.613%
34 Caldwell County $113,500$1,0220.523%
35 Clinton County $114,000$1,0280.550%
36 Fleming County $115,200$1,0530.715%
37 Crittenden County $115,700$1,0420.562%
38 Livingston County $116,300$1,0520.629%
39 Monroe County $116,300$1,0660.767%
40 Bracken County $116,400$1,0830.939%
41 Green County $118,900$1,0720.632%
42 Rockcastle County $119,300$1,0590.481%
43 Nicholas County $119,600$1,0700.568%
44 Whitley County $120,600$1,0860.657%
45 Muhlenberg County $121,300$1,0950.694%
46 Wayne County $121,700$1,0860.578%
47 Robertson County $123,400$1,1080.671%
48 Hart County $124,600$1,1250.750%
49 Johnson County $125,300$1,1190.645%
50 Carter County $126,100$1,1090.493%
51 Boyd County $126,300$1,1610.976%
52 Cumberland County $128,600$1,1390.611%
53 Hopkins County $128,800$1,1630.821%
54 Carroll County $129,800$1,1640.757%
55 Ballard County $132,900$1,1920.803%
56 Adair County $134,800$1,1920.684%
57 Greenup County $135,300$1,2250.941%
58 Casey County $135,700$1,1890.597%
59 Edmonson County $136,600$1,1940.582%
60 Hancock County $137,600$1,2120.680%
61 Graves County $139,000$1,2210.668%
62 Lincoln County $139,300$1,2310.732%
63 Breckinridge County $141,400$1,2310.605%
64 Powell County $142,400$1,2350.582%
65 Laurel County $143,400$1,2430.589%
66 McLean County $145,600$1,2700.676%
67 Russell County $148,200$1,2780.588%
68 Christian County $149,200$1,3010.714%
69 Logan County $151,500$1,3060.624%
70 Rowan County $155,900$1,3290.553%
71 Pulaski County $156,300$1,3440.646%
72 Todd County $157,400$1,3390.553%
73 Mason County $157,500$1,3510.634%
74 Marion County $158,700$1,3690.708%
75 Grayson County $160,100$1,3600.560%
76 Pendleton County $160,800$1,3930.775%
77 Taylor County $163,700$1,4070.717%
78 Montgomery County $163,800$1,4120.746%
79 Owen County $165,000$1,4200.746%
80 Henderson County $165,700$1,4440.878%
81 Barren County $166,900$1,4310.726%
82 Washington County $168,300$1,4400.716%
83 Gallatin County $169,400$1,4610.808%
84 Trimble County $172,700$1,4670.680%
85 Marshall County $173,700$1,4800.717%
86 Allen County $176,300$1,4740.551%
87 Larue County $177,500$1,4950.630%
88 Calloway County $181,200$1,5280.671%
89 Henry County $181,300$1,5510.821%
90 McCracken County $182,900$1,5490.734%
91 Lyon County $183,600$1,5270.553%
92 Grant County $185,500$1,5670.722%
93 Daviess County $185,800$1,5900.858%
94 Garrard County $186,800$1,5760.719%
95 Harrison County $188,900$1,5850.679%
96 Mercer County $189,700$1,6130.819%
97 Trigg County $192,000$1,5870.555%
98 Meade County $195,000$1,6340.711%
99 Simpson County $195,700$1,6270.637%
100 Clark County $197,900$1,6590.732%
101 Franklin County $198,700$1,6830.841%
102 Boyle County $200,700$1,6990.853%
103 Hardin County $205,900$1,7130.705%
104 Bourbon County $211,600$1,7600.739%
105 Anderson County $213,200$1,7820.796%
106 Madison County $220,700$1,8270.739%
107 Nelson County $224,100$1,8620.795%
108 Kenton County $227,500$1,9271.004%
109 Bullitt County $233,700$1,9440.853%
110 Campbell County $234,500$1,9911.064%
111 Jefferson County $237,200$1,9700.853%
112 Warren County $242,600$1,9670.642%
113 Jessamine County $245,100$2,0120.771%
114 Boone County $253,200$2,0980.898%
115 Scott County $264,200$2,1320.681%
116 Woodford County $270,400$2,1910.741%
117 Fayette County $272,100$2,2370.891%
118 Shelby County $277,500$2,2590.810%
119 Spencer County $297,600$2,3820.712%
120 Oldham County $375,000$3,0120.921%

Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.

Nationwide

Lowest Home Values across all 3,133 US counties · Every county in Kentucky

Other rankings

All 31 rankings