Ranked from ACS 2023 5-Year
Lowest Costs Beyond the Mortgage in Nevada
Where the mortgage is most of what owning costs, and everything else is a thin slice on top. These are the counties where a payoff changes the most: the share in the first column is roughly what you would still be paying every month with no mortgage left at all. Modelled at 20% down at the rate this site currently uses, so the share moves with both.
Nevada ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Douglas County | 24.2% | $1,000 | $4,136 |
| 2 | Washoe County | 24.9% | $879 | $3,530 |
| 3 | Carson City | 25.1% | $765 | $3,043 |
| 4 | Storey County | 25.4% | $714 | $2,813 |
| 5 | Clark County | 26.1% | $757 | $2,897 |
| 6 | Lyon County | 26.6% | $664 | $2,493 |
| 7 | Elko County | 28.2% | $591 | $2,099 |
| 8 | Churchill County | 28.2% | $626 | $2,217 |
| 9 | Nye County | 28.3% | $560 | $1,980 |
| 10 | Humboldt County | 28.8% | $555 | $1,926 |
| 11 | Lincoln County | 30.6% | $492 | $1,607 |
| 12 | White Pine County | 30.7% | $466 | $1,516 |
| 13 | Lander County | 31.2% | $510 | $1,634 |
| 14 | Mineral County | 33.3% | $466 | $1,400 |
| 15 | Pershing County | 33.7% | $451 | $1,338 |
| 16 | Esmeralda County | 38.4% | $340 | $888 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Nevada