Ranked from ACS 2023 5-Year
Highest Salary Needed to Buy a Home in Minnesota
What a household has to earn to buy the county's own median home under the standard 28% rule, meaning housing costs at no more than 28% of gross income, counting the full monthly bill rather than just the mortgage. These are the counties where the entry ticket is steepest.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Minnesota ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Carver County | $144,500 | $3,377 | $426,900 |
| 2 | Washington County | $136,000 | $3,175 | $400,900 |
| 3 | Scott County | $134,500 | $3,141 | $393,500 |
| 4 | Hennepin County | $130,500 | $3,041 | $376,500 |
| 5 | Dakota County | $123,500 | $2,885 | $362,100 |
| 6 | Sherburne County | $114,500 | $2,666 | $332,700 |
| 7 | Wright County | $114,500 | $2,667 | $332,800 |
| 8 | Chisago County | $114,000 | $2,655 | $326,600 |
| 9 | Anoka County | $111,500 | $2,603 | $325,800 |
| 10 | Ramsey County | $108,000 | $2,520 | $304,900 |
| 11 | Olmsted County | $106,500 | $2,480 | $304,500 |
| 12 | Rice County | $103,000 | $2,406 | $298,500 |
| 13 | Le Sueur County | $101,000 | $2,353 | $287,700 |
| 14 | Cook County | $100,000 | $2,328 | $294,000 |
| 15 | Douglas County | $100,000 | $2,329 | $291,700 |
| 16 | Isanti County | $99,000 | $2,309 | $283,200 |
| 17 | Dodge County | $94,500 | $2,201 | $267,500 |
| 18 | Goodhue County | $94,500 | $2,211 | $269,400 |
| 19 | Crow Wing County | $93,500 | $2,185 | $274,400 |
| 20 | Nicollet County | $91,500 | $2,141 | $258,500 |
| 21 | Becker County | $91,000 | $2,118 | $266,900 |
| 22 | Clay County | $91,000 | $2,121 | $256,000 |
| 23 | Stearns County | $90,000 | $2,105 | $256,500 |
| 24 | Blue Earth County | $88,500 | $2,070 | $252,800 |
| 25 | Cass County | $88,000 | $2,051 | $262,300 |
| 26 | Hubbard County | $88,000 | $2,057 | $255,900 |
| 27 | Wabasha County | $87,500 | $2,039 | $245,800 |
| 28 | Benton County | $87,000 | $2,036 | $247,100 |
| 29 | Otter Tail County | $87,000 | $2,024 | $252,500 |
| 30 | Mille Lacs County | $84,500 | $1,967 | $237,500 |
| 31 | Steele County | $84,500 | $1,975 | $234,200 |
| 32 | McLeod County | $84,000 | $1,960 | $233,400 |
| 33 | Pope County | $84,000 | $1,956 | $242,800 |
| 34 | Carlton County | $83,500 | $1,951 | $232,000 |
| 35 | Morrison County | $83,000 | $1,937 | $237,000 |
| 36 | Houston County | $81,500 | $1,907 | $226,300 |
| 37 | Kandiyohi County | $81,500 | $1,906 | $230,500 |
| 38 | Meeker County | $81,000 | $1,884 | $228,900 |
| 39 | Aitkin County | $79,500 | $1,858 | $235,100 |
| 40 | Kanabec County | $79,500 | $1,858 | $221,100 |
| 41 | Beltrami County | $79,000 | $1,845 | $222,300 |
| 42 | Pine County | $79,000 | $1,847 | $225,600 |
| 43 | Winona County | $79,000 | $1,840 | $222,900 |
| 44 | Lake County | $77,500 | $1,804 | $222,900 |
| 45 | Sibley County | $77,500 | $1,810 | $215,000 |
| 46 | Waseca County | $77,500 | $1,812 | $213,200 |
| 47 | Polk County | $75,500 | $1,763 | $211,100 |
| 48 | Itasca County | $75,000 | $1,747 | $212,000 |
| 49 | St. Louis County | $75,000 | $1,748 | $208,500 |
| 50 | Lake of the Woods County | $74,500 | $1,739 | $215,000 |
| 51 | Fillmore County | $73,000 | $1,701 | $204,000 |
| 52 | Rock County | $70,500 | $1,645 | $201,600 |
| 53 | Lyon County | $70,000 | $1,636 | $193,100 |
| 54 | Pennington County | $70,000 | $1,632 | $188,900 |
| 55 | Todd County | $68,500 | $1,593 | $188,400 |
| 56 | Brown County | $66,500 | $1,550 | $181,700 |
| 57 | Grant County | $65,000 | $1,512 | $178,600 |
| 58 | Nobles County | $65,000 | $1,516 | $179,200 |
| 59 | Stevens County | $64,500 | $1,508 | $180,800 |
| 60 | Murray County | $64,000 | $1,492 | $179,400 |
| 61 | Roseau County | $64,000 | $1,499 | $177,100 |
| 62 | Mower County | $63,500 | $1,480 | $172,000 |
| 63 | Clearwater County | $63,000 | $1,470 | $177,100 |
| 64 | Wadena County | $63,000 | $1,466 | $170,500 |
| 65 | Wilkin County | $61,500 | $1,440 | $172,300 |
| 66 | Freeborn County | $61,000 | $1,427 | $164,900 |
| 67 | Martin County | $58,500 | $1,370 | $158,800 |
| 68 | Cottonwood County | $58,000 | $1,354 | $154,000 |
| 69 | Red Lake County | $58,000 | $1,356 | $157,200 |
| 70 | Renville County | $57,000 | $1,324 | $151,900 |
| 71 | Lincoln County | $56,500 | $1,321 | $152,200 |
| 72 | Watonwan County | $56,500 | $1,323 | $151,600 |
| 73 | Chippewa County | $56,000 | $1,306 | $149,000 |
| 74 | Marshall County | $56,000 | $1,311 | $153,300 |
| 75 | Redwood County | $56,000 | $1,306 | $150,400 |
| 76 | Yellow Medicine County | $55,500 | $1,300 | $148,200 |
| 77 | Mahnomen County | $55,000 | $1,279 | $146,500 |
| 78 | Swift County | $54,500 | $1,269 | $147,100 |
| 79 | Jackson County | $54,000 | $1,264 | $145,400 |
| 80 | Lac qui Parle County | $53,500 | $1,253 | $143,400 |
| 81 | Koochiching County | $53,000 | $1,237 | $143,700 |
| 82 | Norman County | $51,500 | $1,200 | $135,700 |
| 83 | Big Stone County | $51,000 | $1,186 | $135,700 |
| 84 | Kittson County | $50,500 | $1,183 | $134,400 |
| 85 | Pipestone County | $48,000 | $1,125 | $126,700 |
| 86 | Faribault County | $47,000 | $1,092 | $120,200 |
| 87 | Traverse County | $43,000 | $1,009 | $110,100 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Minnesota