Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in Nevada
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
Nevada ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Storey County | $6,051 | Very Low | $393,100 |
| 2 | Elko County | $3,817 | Relatively Moderate | $282,400 |
| 3 | Lincoln County | $2,982 | Very Low | $208,900 |
| 4 | Esmeralda County | $2,658 | Very Low | $102,500 |
| 5 | Mineral County | $2,325 | Very Low | $175,000 |
| 6 | Humboldt County | $2,251 | Very Low | $256,800 |
| 7 | Douglas County | $2,116 | Relatively Moderate | $587,400 |
| 8 | Lander County | $1,772 | Very Low | $210,500 |
| 9 | Carson City | $1,734 | Relatively Low | $426,700 |
| 10 | White Pine County | $1,622 | Very Low | $196,700 |
| 11 | Churchill County | $1,594 | Relatively Low | $298,000 |
| 12 | Lyon County | $1,405 | Relatively Low | $342,600 |
| 13 | Washoe County | $1,399 | Relatively High | $496,600 |
| 14 | Pershing County | $1,234 | Very Low | $166,200 |
| 15 | Nye County | $1,116 | Relatively Low | $266,000 |
| 16 | Clark County | $959 | Very High | $400,800 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Nevada