Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in Minnesota
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Minnesota ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Kittson County | $3,145 | Very Low | $134,400 |
| 2 | Lake of the Woods County | $2,958 | Very Low | $215,000 |
| 3 | Lincoln County | $2,916 | Very Low | $152,200 |
| 4 | Pennington County | $2,891 | Relatively Low | $188,900 |
| 5 | Yellow Medicine County | $2,623 | Very Low | $148,200 |
| 6 | Roseau County | $2,597 | Relatively Low | $177,100 |
| 7 | Traverse County | $2,509 | Very Low | $110,100 |
| 8 | Marshall County | $2,466 | Very Low | $153,300 |
| 9 | Lac qui Parle County | $2,439 | Very Low | $143,400 |
| 10 | Sibley County | $2,292 | Very Low | $215,000 |
| 11 | Carlton County | $2,268 | Relatively Low | $232,000 |
| 12 | Brown County | $2,233 | Relatively Low | $181,700 |
| 13 | Aitkin County | $2,231 | Relatively Low | $235,100 |
| 14 | Jackson County | $2,218 | Very Low | $145,400 |
| 15 | Polk County | $2,161 | Relatively Low | $211,100 |
| 16 | Lake County | $2,142 | Very Low | $222,900 |
| 17 | Morrison County | $2,137 | Relatively Low | $237,000 |
| 18 | Faribault County | $2,091 | Relatively Low | $120,200 |
| 19 | Lyon County | $2,088 | Relatively Low | $193,100 |
| 20 | Norman County | $2,066 | Very Low | $135,700 |
| 21 | Red Lake County | $2,029 | Very Low | $157,200 |
| 22 | Murray County | $2,014 | Very Low | $179,400 |
| 23 | Big Stone County | $2,005 | Very Low | $135,700 |
| 24 | Renville County | $1,990 | Very Low | $151,900 |
| 25 | Fillmore County | $1,973 | Relatively Low | $204,000 |
| 26 | Chippewa County | $1,964 | Very Low | $149,000 |
| 27 | Pipestone County | $1,953 | Very Low | $126,700 |
| 28 | Swift County | $1,936 | Very Low | $147,100 |
| 29 | Wabasha County | $1,920 | Relatively Low | $245,800 |
| 30 | Redwood County | $1,872 | Very Low | $150,400 |
| 31 | Cottonwood County | $1,871 | Very Low | $154,000 |
| 32 | Watonwan County | $1,849 | Very Low | $151,600 |
| 33 | Pine County | $1,808 | Relatively Low | $225,600 |
| 34 | Wilkin County | $1,758 | Very Low | $172,300 |
| 35 | Nobles County | $1,733 | Relatively Low | $179,200 |
| 36 | Houston County | $1,732 | Very Low | $226,300 |
| 37 | Mower County | $1,730 | Relatively Low | $172,000 |
| 38 | Itasca County | $1,695 | Relatively Low | $212,000 |
| 39 | Stevens County | $1,677 | Very Low | $180,800 |
| 40 | Rock County | $1,672 | Very Low | $201,600 |
| 41 | Pope County | $1,669 | Very Low | $242,800 |
| 42 | Cook County | $1,652 | Very Low | $294,000 |
| 43 | Grant County | $1,650 | Very Low | $178,600 |
| 44 | Clay County | $1,618 | Relatively Low | $256,000 |
| 45 | Rice County | $1,570 | Relatively Low | $298,500 |
| 46 | Koochiching County | $1,533 | Very Low | $143,700 |
| 47 | Winona County | $1,505 | Relatively Low | $222,900 |
| 48 | Otter Tail County | $1,496 | Relatively Low | $252,500 |
| 49 | Martin County | $1,480 | Relatively Low | $158,800 |
| 50 | Steele County | $1,443 | Very Low | $234,200 |
| 51 | Olmsted County | $1,404 | Relatively Moderate | $304,500 |
| 52 | Nicollet County | $1,392 | Relatively Low | $258,500 |
| 53 | Crow Wing County | $1,372 | Relatively Low | $274,400 |
| 54 | Goodhue County | $1,336 | Relatively Low | $269,400 |
| 55 | Freeborn County | $1,333 | Relatively Low | $164,900 |
| 56 | Kanabec County | $1,316 | Very Low | $221,100 |
| 57 | Meeker County | $1,306 | Very Low | $228,900 |
| 58 | St. Louis County | $1,303 | Relatively Moderate | $208,500 |
| 59 | Stearns County | $1,294 | Relatively Moderate | $256,500 |
| 60 | Hubbard County | $1,260 | Very Low | $255,900 |
| 61 | Mahnomen County | $1,256 | Very Low | $146,500 |
| 62 | Scott County | $1,226 | Relatively Low | $393,500 |
| 63 | Blue Earth County | $1,223 | Relatively Low | $252,800 |
| 64 | Le Sueur County | $1,222 | Very Low | $287,700 |
| 65 | Dodge County | $1,218 | Very Low | $267,500 |
| 66 | Waseca County | $1,194 | Very Low | $213,200 |
| 67 | McLeod County | $1,164 | Relatively Low | $233,400 |
| 68 | Beltrami County | $1,125 | Relatively Low | $222,300 |
| 69 | Benton County | $1,099 | Relatively Low | $247,100 |
| 70 | Cass County | $1,090 | Relatively Low | $262,300 |
| 71 | Chisago County | $1,068 | Relatively Low | $326,600 |
| 72 | Todd County | $1,064 | Very Low | $188,400 |
| 73 | Mille Lacs County | $1,049 | Very Low | $237,500 |
| 74 | Carver County | $1,030 | Relatively Low | $426,900 |
| 75 | Kandiyohi County | $1,012 | Relatively Low | $230,500 |
| 76 | Wright County | $971 | Relatively Low | $332,800 |
| 77 | Isanti County | $964 | Very Low | $283,200 |
| 78 | Clearwater County | $946 | Very Low | $177,100 |
| 79 | Anoka County | $936 | Relatively Moderate | $325,800 |
| 80 | Douglas County | $933 | Relatively Low | $291,700 |
| 81 | Washington County | $896 | Relatively Moderate | $400,900 |
| 82 | Sherburne County | $882 | Relatively Low | $332,700 |
| 83 | Wadena County | $872 | Very Low | $170,500 |
| 84 | Hennepin County | $854 | Relatively High | $376,500 |
| 85 | Ramsey County | $828 | Relatively High | $304,900 |
| 86 | Becker County | $815 | Very Low | $266,900 |
| 87 | Dakota County | $779 | Relatively Moderate | $362,100 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Minnesota