Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in Washington
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Washington ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Garfield County | $1,671 | $214,200 | 0.610% |
| 2 | Adams County | $1,972 | $251,300 | 0.837% |
| 3 | Columbia County | $2,012 | $256,100 | 0.865% |
| 4 | Lincoln County | $2,064 | $272,300 | 0.595% |
| 5 | Ferry County | $2,093 | $274,500 | 0.653% |
| 6 | Pacific County | $2,128 | $274,000 | 0.821% |
| 7 | Grant County | $2,140 | $275,700 | 0.823% |
| 8 | Yakima County | $2,177 | $281,100 | 0.818% |
| 9 | Grays Harbor County | $2,178 | $279,500 | 0.873% |
| 10 | Okanogan County | $2,188 | $284,200 | 0.772% |
| 11 | Asotin County | $2,208 | $286,200 | 0.800% |
| 12 | Stevens County | $2,323 | $308,000 | 0.655% |
| 13 | Pend Oreille County | $2,324 | $307,800 | 0.665% |
| 14 | Whitman County | $2,466 | $323,300 | 0.794% |
| 15 | Wahkiakum County | $2,559 | $344,500 | 0.605% |
| 16 | Lewis County | $2,569 | $341,500 | 0.712% |
| 17 | Franklin County | $2,613 | $345,700 | 0.763% |
| 18 | Cowlitz County | $2,779 | $367,400 | 0.813% |
| 19 | Benton County | $2,786 | $369,400 | 0.788% |
| 20 | Spokane County | $2,817 | $370,500 | 0.863% |
| 21 | Mason County | $2,830 | $377,400 | 0.751% |
| 22 | Walla Walla County | $2,864 | $375,600 | 0.901% |
| 23 | Klickitat County | $2,865 | $388,700 | 0.618% |
| 24 | Clallam County | $2,884 | $385,600 | 0.742% |
| 25 | Douglas County | $3,019 | $402,900 | 0.786% |
| 26 | Chelan County | $3,353 | $454,900 | 0.711% |
| 27 | Kittitas County | $3,386 | $459,900 | 0.708% |
| 28 | Thurston County | $3,399 | $451,500 | 0.895% |
| 29 | Skamania County | $3,477 | $472,600 | 0.715% |
| 30 | Skagit County | $3,615 | $486,200 | 0.824% |
| 31 | Clark County | $3,632 | $487,900 | 0.836% |
| 32 | Jefferson County | $3,637 | $495,100 | 0.726% |
| 33 | Pierce County | $3,649 | $484,400 | 0.940% |
| 34 | Kitsap County | $3,740 | $505,700 | 0.797% |
| 35 | Island County | $3,905 | $535,300 | 0.703% |
| 36 | Whatcom County | $3,915 | $536,100 | 0.712% |
| 37 | Snohomish County | $4,709 | $644,600 | 0.794% |
| 38 | San Juan County | $5,145 | $726,500 | 0.569% |
| 39 | King County | $5,901 | $811,200 | 0.836% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in Washington