Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in Virginia
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Virginia ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Covington city | $816 | $80,200 | 0.784% |
| 2 | Buchanan County | $869 | $91,400 | 0.442% |
| 3 | Martinsville city | $905 | $92,500 | 0.806% |
| 4 | Lee County | $931 | $98,700 | 0.594% |
| 5 | Dickenson County | $940 | $101,100 | 0.498% |
| 6 | Norton city | $961 | $100,700 | 0.782% |
| 7 | Danville city | $1,018 | $110,200 | 0.674% |
| 8 | Wise County | $1,052 | $116,500 | 0.565% |
| 9 | Tazewell County | $1,054 | $116,100 | 0.618% |
| 10 | Russell County | $1,070 | $119,600 | 0.538% |
| 11 | Henry County | $1,071 | $120,300 | 0.502% |
| 12 | Scott County | $1,103 | $122,300 | 0.675% |
| 13 | Alleghany County | $1,118 | $122,300 | 0.827% |
| 14 | Smyth County | $1,120 | $125,800 | 0.609% |
| 15 | Galax city | $1,143 | $126,800 | 0.759% |
| 16 | Brunswick County | $1,161 | $132,700 | 0.541% |
| 17 | Grayson County | $1,167 | $132,300 | 0.620% |
| 18 | Emporia city | $1,173 | $131,100 | 0.755% |
| 19 | Charlotte County | $1,235 | $144,000 | 0.513% |
| 20 | Lunenburg County | $1,236 | $145,500 | 0.436% |
| 21 | Giles County | $1,246 | $143,500 | 0.632% |
| 22 | Carroll County | $1,246 | $144,200 | 0.597% |
| 23 | Patrick County | $1,260 | $146,500 | 0.581% |
| 24 | Halifax County | $1,266 | $148,900 | 0.490% |
| 25 | Pittsylvania County | $1,307 | $153,000 | 0.593% |
| 26 | Bland County | $1,330 | $157,100 | 0.553% |
| 27 | Greensville County | $1,349 | $159,200 | 0.588% |
| 28 | Buena Vista city | $1,355 | $153,500 | 0.941% |
| 29 | Petersburg city | $1,383 | $157,900 | 0.918% |
| 30 | Buckingham County | $1,399 | $167,800 | 0.521% |
| 31 | Mecklenburg County | $1,405 | $169,400 | 0.488% |
| 32 | Wythe County | $1,424 | $172,100 | 0.494% |
| 33 | Bristol city | $1,440 | $168,700 | 0.767% |
| 34 | Hopewell city | $1,442 | $165,100 | 0.969% |
| 35 | Nottoway County | $1,466 | $179,800 | 0.420% |
| 36 | Sussex County | $1,475 | $178,500 | 0.541% |
| 37 | Pulaski County | $1,518 | $182,500 | 0.644% |
| 38 | Appomattox County | $1,547 | $189,200 | 0.532% |
| 39 | Roanoke city | $1,560 | $180,500 | 1.013% |
| 40 | Accomack County | $1,569 | $193,100 | 0.498% |
| 41 | Highland County | $1,597 | $195,700 | 0.564% |
| 42 | Amherst County | $1,598 | $197,200 | 0.506% |
| 43 | Campbell County | $1,604 | $199,200 | 0.458% |
| 44 | Prince Edward County | $1,625 | $203,700 | 0.403% |
| 45 | Washington County | $1,631 | $201,800 | 0.514% |
| 46 | Bath County | $1,641 | $206,000 | 0.405% |
| 47 | Craig County | $1,680 | $210,500 | 0.455% |
| 48 | Southampton County | $1,704 | $208,800 | 0.661% |
| 49 | Richmond County | $1,723 | $214,200 | 0.555% |
| 50 | Floyd County | $1,726 | $215,500 | 0.521% |
| 51 | Radford city | $1,732 | $211,700 | 0.703% |
| 52 | Lynchburg city | $1,756 | $211,800 | 0.839% |
| 53 | Franklin County | $1,778 | $222,800 | 0.533% |
| 54 | Cumberland County | $1,778 | $220,100 | 0.635% |
| 55 | Page County | $1,797 | $221,800 | 0.671% |
| 56 | Charles City County | $1,800 | $224,100 | 0.604% |
| 57 | Essex County | $1,826 | $228,600 | 0.574% |
| 58 | Franklin city | $1,847 | $227,200 | 0.738% |
| 59 | Amelia County | $1,874 | $239,700 | 0.431% |
| 60 | Surry County | $1,881 | $235,200 | 0.627% |
| 61 | Waynesboro city | $1,899 | $236,600 | 0.667% |
| 62 | King and Queen County | $1,900 | $240,900 | 0.523% |
| 63 | Rockbridge County | $1,900 | $238,700 | 0.600% |
| 64 | Colonial Heights city | $1,913 | $231,700 | 0.918% |
| 65 | Portsmouth city | $1,926 | $229,400 | 1.069% |
| 66 | Staunton city | $1,926 | $239,300 | 0.709% |
| 67 | Hampton city | $1,940 | $234,100 | 0.965% |
| 68 | Westmoreland County | $1,940 | $244,000 | 0.617% |
| 69 | Dinwiddie County | $1,952 | $246,100 | 0.601% |
| 70 | Salem city | $2,006 | $244,800 | 0.912% |
| 71 | Newport News city | $2,019 | $243,300 | 1.030% |
| 72 | Shenandoah County | $2,076 | $265,800 | 0.546% |
| 73 | Botetourt County | $2,122 | $268,900 | 0.655% |
| 74 | Bedford County | $2,130 | $276,600 | 0.457% |
| 75 | Prince George County | $2,146 | $268,300 | 0.782% |
| 76 | Roanoke County | $2,159 | $267,300 | 0.875% |
| 77 | Louisa County | $2,166 | $275,600 | 0.646% |
| 78 | King William County | $2,168 | $276,500 | 0.627% |
| 79 | Augusta County | $2,170 | $281,400 | 0.490% |
| 80 | Northampton County | $2,181 | $279,100 | 0.605% |
| 81 | Nelson County | $2,192 | $283,000 | 0.536% |
| 82 | Caroline County | $2,198 | $283,100 | 0.560% |
| 83 | Fluvanna County | $2,210 | $281,700 | 0.651% |
| 84 | Lexington city | $2,214 | $275,300 | 0.864% |
| 85 | Harrisonburg city | $2,216 | $278,200 | 0.781% |
| 86 | Norfolk city | $2,222 | $271,900 | 1.007% |
| 87 | Rockingham County | $2,224 | $287,900 | 0.532% |
| 88 | Gloucester County | $2,248 | $289,200 | 0.594% |
| 89 | Montgomery County | $2,250 | $283,600 | 0.767% |
| 90 | Middlesex County | $2,314 | $299,800 | 0.564% |
| 91 | Lancaster County | $2,349 | $307,600 | 0.490% |
| 92 | Warren County | $2,430 | $315,800 | 0.586% |
| 93 | Greene County | $2,440 | $315,300 | 0.637% |
| 94 | Northumberland County | $2,520 | $333,100 | 0.481% |
| 95 | Madison County | $2,540 | $331,400 | 0.594% |
| 96 | Winchester city | $2,549 | $325,900 | 0.769% |
| 97 | Orange County | $2,584 | $337,300 | 0.607% |
| 98 | Isle of Wight County | $2,590 | $333,600 | 0.719% |
| 99 | Richmond city | $2,591 | $328,100 | 0.864% |
| 100 | Henrico County | $2,591 | $333,600 | 0.724% |
| 101 | Mathews County | $2,611 | $348,800 | 0.423% |
| 102 | Suffolk city | $2,620 | $329,600 | 0.932% |
| 103 | Chesterfield County | $2,630 | $336,700 | 0.783% |
| 104 | Frederick County | $2,678 | $355,000 | 0.509% |
| 105 | Chesapeake city | $2,799 | $359,100 | 0.818% |
| 106 | New Kent County | $2,844 | $371,500 | 0.679% |
| 107 | Virginia Beach city | $2,844 | $366,300 | 0.800% |
| 108 | Spotsylvania County | $2,844 | $375,000 | 0.603% |
| 109 | Hanover County | $2,850 | $372,700 | 0.672% |
| 110 | Powhatan County | $2,898 | $381,300 | 0.634% |
| 111 | Culpeper County | $2,905 | $386,400 | 0.548% |
| 112 | Williamsburg city | $2,961 | $393,200 | 0.576% |
| 113 | King George County | $2,975 | $395,900 | 0.561% |
| 114 | Manassas Park city | $3,056 | $381,200 | 1.136% |
| 115 | York County | $3,111 | $411,200 | 0.651% |
| 116 | Poquoson city | $3,139 | $403,000 | 0.903% |
| 117 | James City County | $3,172 | $419,200 | 0.665% |
| 118 | Charlottesville city | $3,431 | $448,400 | 0.814% |
| 119 | Manassas city | $3,436 | $434,700 | 1.096% |
| 120 | Fredericksburg city | $3,449 | $461,500 | 0.618% |
| 121 | Stafford County | $3,468 | $458,800 | 0.719% |
| 122 | Goochland County | $3,555 | $483,700 | 0.500% |
| 123 | Albemarle County | $3,562 | $471,000 | 0.739% |
| 124 | Rappahannock County | $3,628 | $490,200 | 0.569% |
| 125 | Prince William County | $3,871 | $500,600 | 0.981% |
| 126 | Clarke County | $3,938 | $538,900 | 0.512% |
| 127 | Fauquier County | $4,087 | $543,700 | 0.770% |
| 128 | Fairfax city | $5,129 | $677,400 | 0.944% |
| 129 | Loudoun County | $5,263 | $701,000 | 0.882% |
| 130 | Alexandria city | $5,294 | $696,800 | 0.987% |
| 131 | Fairfax County | $5,329 | $699,700 | 1.011% |
| 132 | Arlington County | $6,447 | $864,800 | 0.899% |
| 133 | Falls Church city | $7,535 | $1,005,400 | 0.995% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in Virginia