Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in Utah
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
Utah ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | San Juan County | $1,481 | $189,900 | 0.844% |
| 2 | Emery County | $1,488 | $197,100 | 0.584% |
| 3 | Carbon County | $1,521 | $200,700 | 0.642% |
| 4 | Piute County | $1,711 | $235,400 | 0.431% |
| 5 | Daggett County | $1,764 | $242,100 | 0.481% |
| 6 | Millard County | $1,803 | $246,400 | 0.535% |
| 7 | Duchesne County | $1,872 | $253,600 | 0.635% |
| 8 | Uintah County | $1,960 | $270,200 | 0.536% |
| 9 | Sevier County | $1,989 | $274,100 | 0.552% |
| 10 | Garfield County | $2,025 | $285,800 | 0.380% |
| 11 | Rich County | $2,039 | $291,200 | 0.291% |
| 12 | Beaver County | $2,039 | $287,600 | 0.390% |
| 13 | Sanpete County | $2,152 | $300,400 | 0.511% |
| 14 | Iron County | $2,405 | $342,900 | 0.421% |
| 15 | Kane County | $2,456 | $350,900 | 0.419% |
| 16 | Wayne County | $2,525 | $364,800 | 0.349% |
| 17 | Box Elder County | $2,526 | $357,400 | 0.511% |
| 18 | Juab County | $2,592 | $369,800 | 0.462% |
| 19 | Cache County | $2,751 | $392,800 | 0.491% |
| 20 | Weber County | $2,770 | $389,200 | 0.621% |
| 21 | Tooele County | $2,773 | $391,300 | 0.589% |
| 22 | Washington County | $3,209 | $465,600 | 0.446% |
| 23 | Davis County | $3,278 | $470,500 | 0.541% |
| 24 | Grand County | $3,297 | $480,900 | 0.418% |
| 25 | Utah County | $3,367 | $489,200 | 0.457% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in Utah