Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in Tennessee
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Tennessee ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Lake County | $995 | $107,000 | 0.708% |
| 2 | Perry County | $1,031 | $113,800 | 0.580% |
| 3 | Scott County | $1,048 | $116,800 | 0.527% |
| 4 | Hancock County | $1,049 | $118,000 | 0.452% |
| 5 | Hardeman County | $1,060 | $116,800 | 0.652% |
| 6 | Haywood County | $1,086 | $119,600 | 0.714% |
| 7 | Obion County | $1,093 | $122,700 | 0.568% |
| 8 | Lauderdale County | $1,099 | $122,100 | 0.662% |
| 9 | Carroll County | $1,099 | $122,100 | 0.663% |
| 10 | Benton County | $1,100 | $123,400 | 0.581% |
| 11 | Wayne County | $1,118 | $126,600 | 0.539% |
| 12 | Grundy County | $1,153 | $133,400 | 0.422% |
| 13 | Decatur County | $1,163 | $133,900 | 0.488% |
| 14 | Jackson County | $1,173 | $135,200 | 0.496% |
| 15 | Crockett County | $1,182 | $134,100 | 0.645% |
| 16 | Weakley County | $1,186 | $136,300 | 0.541% |
| 17 | Polk County | $1,190 | $136,400 | 0.565% |
| 18 | Clay County | $1,199 | $136,900 | 0.614% |
| 19 | Cocke County | $1,237 | $141,800 | 0.642% |
| 20 | Henry County | $1,242 | $145,200 | 0.482% |
| 21 | Morgan County | $1,245 | $144,000 | 0.581% |
| 22 | Van Buren County | $1,259 | $149,200 | 0.399% |
| 23 | Claiborne County | $1,263 | $148,000 | 0.492% |
| 24 | Fentress County | $1,270 | $151,800 | 0.342% |
| 25 | McNairy County | $1,271 | $151,100 | 0.390% |
| 26 | Houston County | $1,288 | $150,100 | 0.574% |
| 27 | Hardin County | $1,297 | $154,000 | 0.432% |
| 28 | Gibson County | $1,298 | $149,700 | 0.679% |
| 29 | Henderson County | $1,316 | $156,000 | 0.469% |
| 30 | Chester County | $1,319 | $155,200 | 0.539% |
| 31 | Carter County | $1,332 | $157,200 | 0.530% |
| 32 | Lewis County | $1,333 | $157,800 | 0.504% |
| 33 | Pickett County | $1,346 | $162,200 | 0.374% |
| 34 | Dyer County | $1,358 | $159,500 | 0.606% |
| 35 | Bledsoe County | $1,373 | $165,400 | 0.406% |
| 36 | Campbell County | $1,398 | $169,500 | 0.384% |
| 37 | Hawkins County | $1,405 | $166,900 | 0.563% |
| 38 | Overton County | $1,415 | $171,700 | 0.394% |
| 39 | Unicoi County | $1,415 | $168,200 | 0.571% |
| 40 | Grainger County | $1,433 | $172,000 | 0.506% |
| 41 | Marion County | $1,435 | $173,600 | 0.444% |
| 42 | Warren County | $1,437 | $173,900 | 0.447% |
| 43 | Johnson County | $1,439 | $175,500 | 0.383% |
| 44 | Lawrence County | $1,469 | $176,700 | 0.532% |
| 45 | Rhea County | $1,472 | $178,500 | 0.462% |
| 46 | Meigs County | $1,510 | $185,500 | 0.392% |
| 47 | Stewart County | $1,510 | $182,700 | 0.521% |
| 48 | Union County | $1,514 | $186,300 | 0.386% |
| 49 | Greene County | $1,522 | $186,400 | 0.431% |
| 50 | Humphreys County | $1,533 | $186,900 | 0.479% |
| 51 | McMinn County | $1,540 | $190,400 | 0.371% |
| 52 | Hamblen County | $1,543 | $188,800 | 0.457% |
| 53 | White County | $1,548 | $190,200 | 0.425% |
| 54 | Madison County | $1,574 | $189,700 | 0.612% |
| 55 | Hickman County | $1,583 | $192,000 | 0.567% |
| 56 | Sullivan County | $1,585 | $190,800 | 0.632% |
| 57 | Monroe County | $1,617 | $199,700 | 0.444% |
| 58 | DeKalb County | $1,651 | $206,600 | 0.362% |
| 59 | Giles County | $1,651 | $204,100 | 0.467% |
| 60 | Lincoln County | $1,687 | $209,100 | 0.474% |
| 61 | Macon County | $1,690 | $211,200 | 0.406% |
| 62 | Jefferson County | $1,693 | $210,000 | 0.471% |
| 63 | Roane County | $1,724 | $212,300 | 0.552% |
| 64 | Sequatchie County | $1,744 | $217,800 | 0.453% |
| 65 | Franklin County | $1,750 | $215,700 | 0.565% |
| 66 | Anderson County | $1,760 | $215,800 | 0.618% |
| 67 | Tipton County | $1,774 | $220,100 | 0.526% |
| 68 | Cumberland County | $1,788 | $228,000 | 0.307% |
| 69 | Smith County | $1,793 | $224,500 | 0.466% |
| 70 | Cannon County | $1,818 | $227,600 | 0.479% |
| 71 | Coffee County | $1,840 | $227,300 | 0.606% |
| 72 | Bradley County | $1,846 | $230,800 | 0.509% |
| 73 | Washington County | $1,860 | $231,700 | 0.552% |
| 74 | Shelby County | $1,938 | $229,700 | 1.034% |
| 75 | Marshall County | $1,960 | $246,100 | 0.542% |
| 76 | Putnam County | $1,961 | $246,800 | 0.526% |
| 77 | Montgomery County | $2,002 | $248,300 | 0.673% |
| 78 | Sevier County | $2,005 | $259,500 | 0.314% |
| 79 | Bedford County | $2,015 | $255,300 | 0.499% |
| 80 | Moore County | $2,040 | $259,300 | 0.483% |
| 81 | Dickson County | $2,138 | $272,700 | 0.502% |
| 82 | Blount County | $2,159 | $275,700 | 0.503% |
| 83 | Knox County | $2,181 | $279,700 | 0.476% |
| 84 | Trousdale County | $2,199 | $284,100 | 0.422% |
| 85 | Hamilton County | $2,243 | $282,100 | 0.669% |
| 86 | Loudon County | $2,252 | $292,600 | 0.397% |
| 87 | Cheatham County | $2,271 | $291,400 | 0.508% |
| 88 | Robertson County | $2,311 | $296,700 | 0.521% |
| 89 | Maury County | $2,376 | $307,500 | 0.480% |
| 90 | Fayette County | $2,401 | $316,000 | 0.346% |
| 91 | Rutherford County | $2,656 | $346,400 | 0.507% |
| 92 | Sumner County | $2,788 | $364,000 | 0.534% |
| 93 | Davidson County | $2,974 | $386,600 | 0.618% |
| 94 | Wilson County | $2,989 | $397,000 | 0.439% |
| 95 | Williamson County | $4,909 | $673,700 | 0.429% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in Tennessee